Mortgage lenders in Scott County
4,496 mortgages were made in Scott County, Iowa, in 2025, by 266 lenders. The median rate their borrowers got was 6.500% on a median loan of $155,000. Of 5,412 decisions, 745 were denials — 13.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GREENSTATE Credit Union | 719 | 6.490% | $145,000 | 5.3% |
| ASCENTRA Credit Union | 271 | 6.500% | $85,000 | 13.9% |
| RUHL MORTGAGE, LLC | 271 | 6.250% | $205,000 | 0.4% |
| Broker Solutions, Inc. | 248 | 6.500% | $190,000 | 5.6% |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | 227 | 6.250% | $135,000 | 10.1% |
| Empeople Credit Union | 209 | 6.375% | $155,000 | 13.9% |
| LOWER, LLC | 202 | 6.750% | $255,000 | 4.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 137 | 6.349% | $225,000 | 9.6% |
| Rocket Mortgage, LLC | 134 | 6.625% | $125,000 | 21.0% |
| R.I.A. Federal Credit Union | 124 | 5.750% | $110,000 | 19.1% |
| U.S. Bank National Association | 95 | 7.625% | $95,000 | 31.9% |
| American Bank and Trust Company, National Association | 84 | 6.500% | $170,000 | 5.4% |
| GUARANTEED RATE, INC. | 83 | 6.375% | $215,000 | 0.0% |
| Du Trac Community Credit Union | 83 | 5.875% | $215,000 | 2.3% |
| Blue Grass Savings Bank | 79 | Not published | $95,000 | 0.0% |
| THE FAMILY | 76 | 7.620% | $50,000 | 23.2% |
| BANKORION | 76 | Not published | $135,000 | 5.9% |
| CBI Bank & Trust | 69 | 7.125% | $105,000 | 14.6% |
| First Central State Bank | 69 | Not published | $205,000 | 11.4% |
| Quad City Bank and Trust Company | 66 | Not published | $180,000 | 4.3% |
| Fairway Independent Mortgage Corporation | 52 | 6.625% | $190,000 | 1.8% |
| Mortgage Research Center, LLC | 51 | 6.250% | $245,000 | 14.8% |
| First Trust and Savings Bank | 45 | Not published | $85,000 | 0.0% |
| Old National Bank | 43 | 6.375% | $135,000 | 24.1% |
| Blackhawk Bank & Trust | 41 | Not published | $135,000 | 12.8% |
| NEWREZ LLC | 37 | 6.250% | $275,000 | 26.0% |
| FREEDOM MORTGAGE CORPORATION | 35 | 6.250% | $255,000 | 17.3% |
| PENNYMAC LOAN SERVICES, LLC | 28 | 6.125% | $165,000 | 17.1% |
| Granite Bank | 28 | 6.688% | $150,000 | 12.1% |
| Navy Federal Credit Union | 21 | 7.375% | $195,000 | 31.3% |
| 21st Mortgage Corporation | 20 | 11.060% | $55,000 | 66.1% |
| GERSHMAN INVESTMENT CORP. | 20 | 6.125% | $225,000 | 4.8% |
| MARINE CREDIT UNION | 19 | 9.980% | $65,000 | 52.1% |
| Wells Fargo Bank, National Association | 19 | 6.750% | $155,000 | 29.6% |
| VERIDIAN CREDIT UNION | 19 | 6.490% | $115,000 | 13.6% |
| First Federal Bank | 19 | 6.625% | $135,000 | 0.0% |
| Great Southern Bank | 18 | 6.625% | $95,000 | 35.7% |
| NATIONSTAR MORTGAGE LLC | 17 | 7.625% | $85,000 | 19.1% |
| FIGURE LENDING LLC | 16 | 8.450% | $45,000 | 24.1% |
| Kiavi Funding, Inc. | 16 | 7.500% | $115,000 | 5.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 16 | 6.788% | $250,000 | 0.0% |
| COMPASS MORTGAGE, INC. | 16 | 6.495% | $205,000 | 5.9% |
| Lendage, LLC | 15 | 11.000% | $45,000 | 5.9% |
| Loandepot.Com, LLC | 14 | 6.750% | $170,000 | 51.7% |
| JPMorgan Chase Bank, National Association | 14 | 6.438% | $245,000 | 12.5% |
| Flanagan State Bank | 14 | 6.688% | $205,000 | 12.5% |
| DUPACO COMMUNITY | 14 | 6.750% | $90,000 | 30.0% |
| CMG MORTGAGE, INC. | 14 | 7.125% | $185,000 | 6.7% |
| The Central Trust Bank | 14 | 6.250% | $190,000 | 0.0% |
| IOWA BANKERS MORTGAGE CORPORATION | 13 | 6.125% | $195,000 | 6.7% |
| Bank of America, National Association | 12 | 6.240% | $105,000 | 36.8% |
| Midwest Bank | 12 | Not published | $105,000 | 0.0% |
| Coastal Community Bank | 11 | 9.240% | $35,000 | 0.0% |
| GAS AND ELECTRIC CREDIT UNION | 11 | 5.750% | $155,000 | 0.0% |
| RESIDENTIAL MORTGAGE NETWORK, INC. | 10 | 6.625% | $140,000 | 0.0% |
| AmeriSave Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 72.7% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| ZILLOW HOME LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NEW DAY FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 47.1% |
| SPRING EQ, LLC | 8 | Under 10 loans | Under 10 loans | 71.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 27.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 9.1% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| BPL MORTGAGE TRUST, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Morton Community Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE CENTER L.C | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 60.0% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TBK BANK, SSB | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Colorado Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Collins Community Credit Union | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Servion, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Heritage Bank, FSB | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Central Bank Illinois | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 66.7% |
| 254900M2C4Q6DATP2889 | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Trust & Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sauk Valley Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LINN AREA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS EQUITY FIRST | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 70.0% |
| Zippy Loans, LLC | 2 | Under 10 loans | Under 10 loans | 71.4% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BMO Bank National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CREDIT UNION 1 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FLAT BRANCH MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Farm Credit Mid-America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DENVER SAVINGS BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESERVICES LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ohnward Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Heartland Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community Choice Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 50.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BoxCar Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Two Rivers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Commerce Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Regions Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PEOPLES BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHEAST SECURITY BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Petefish, Skiles & Co. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Clarke | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BankIowa of Cedar Rapids | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fortress Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers & Merchants Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Adams Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREATER IOWA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Central Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WaterStone Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luana Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 66 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Scott County
48 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| CBI Bank & Trust | 6 | $201.8 million |
| U.S. Bank National Association | 5 | $552.8 million |
| Great Southern Bank | 5 | $105.3 million |
| Quad City Bank and Trust Company | 4 | $2.2 billion |
| Wells Fargo Bank, National Association | 4 | $772.2 million |
| Blackhawk Bank & Trust | 4 | $197.2 million |
| First Trust and Savings Bank | 4 | $61.9 million |
| TBK BANK, SSB | 3 | $171.0 million |
| First Central State Bank | 2 | $256.0 million |
| Blue Grass Savings Bank | 2 | $185.6 million |
| Time Bank | 2 | $136.4 million |
| Old National Bank | 2 | $117.4 million |
| American Bank and Trust Company, National Association | 1 | $173.7 million |
| Fortress Bank | 1 | $111.2 million |
| BankOrion | 1 | $25.9 million |
| Liberty Trust & Savings Bank | 1 | $25.5 million |
| First National Bank | 1 | $12.4 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Time Bank, 1454 W Locust St, Davenport
Get told when this changes
When the next year’s lending figures are out for Scott County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.