Mortgage Lender Index

MORTGAGE ACCESS CORP.

MORTGAGE ACCESS CORP. received 2,260 applications in 2025 and made 1,578 mortgages, in 466 counties across 39 states. The median rate its borrowers got was 6.490% on a median loan of $385,000. Of 1,691 decisions, 90 were denials — 5.3%, most often for debt-to-income ratio.

Legal Entity Identifier549300EFCZM6KD6B8K69
Applications received2,260
Mortgages made1,578
Denied90
Approved, not taken up23
Withdrawn or incomplete569
Loans bought from other lenders0
Median rate spread over the prime offer rate0.124 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,473 6.490%$385,000 5.0%
Refinancing78 5.990%$375,000 5.6%
Cash-out refinancing27 6.625%$315,000 16.7%

Where MORTGAGE ACCESS CORP. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Morris County, NJ 1056.490%2.6%
Burlington County, NJ 636.490%6.0%
Camden County, NJ 546.625%6.7%
Sussex County, NJ 496.625%7.6%
Ocean County, NJ 436.500%2.2%
Montgomery County, MD 406.433%8.7%
Somerset County, NJ 396.625%9.3%
Lehigh County, PA 366.375%7.5%
Northampton County, PA 366.750%0.0%
Middlesex County, NJ 326.490%8.3%
Monmouth County, NJ 326.625%5.7%
Hunterdon County, NJ 296.625%6.3%
Ada County, ID 266.495%0.0%
Gloucester County, NJ 236.625%8.0%
Warren County, NJ 226.625%12.0%
Fairfax County, VA 226.625%12.0%
Harris County, TX 216.375%0.0%
Oakland County, MI 206.433%0.0%
Union County, NJ 206.625%0.0%
Essex County, NJ 196.750%13.6%
Montgomery County, TX 196.375%5.0%
Bergen County, NJ 186.625%0.0%
Delaware County, PA 176.490%5.6%
Wayne County, MI 166.875%11.1%
Passaic County, NJ 166.490%20.0%
Collin County, TX 165.990%0.0%
Midland County, TX 146.250%0.0%
Rockland County, NY 126.750%0.0%
Chester County, PA 126.558%0.0%
Montgomery County, PA 126.620%7.7%
Mercer County, NJ 116.490%8.3%
Philadelphia County, PA 116.490%0.0%
Oklahoma County, OK 106.500%0.0%
Loudoun County, VA 106.495%0.0%
New Castle County, DE 9Under 10 loans0.0%
Middlesex County, MA 9Under 10 loans0.0%
Hennepin County, MN 8Under 10 loans11.1%
Salem County, NJ 8Under 10 loans0.0%
Hillsborough County, FL 7Under 10 loans12.5%
Sedgwick County, KS 7Under 10 loans0.0%
Carbon County, PA 7Under 10 loans12.5%
Tulsa County, OK 6Under 10 loans0.0%
Ellis County, TX 6Under 10 loans0.0%
Prince William County, VA 6Under 10 loans45.5%
Weld County, CO 5Under 10 loans0.0%
DuPage County, IL 5Under 10 loans0.0%
Frederick County, MD 5Under 10 loans0.0%
Prince George's County, MD 5Under 10 loans16.7%
Madison County, MS 5Under 10 loans16.7%
Orange County, NY 5Under 10 loans37.5%

Get told when this changes

When MORTGAGE ACCESS CORP.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.