Collins Community Credit Union
Collins Community Credit Union received 1,178 applications in 2025 and made 781 mortgages, in 46 counties across 5 states. The median rate its borrowers got was 6.750% on a median loan of $105,000. Of 980 decisions, 189 were denials — 19.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900NT8VCCMPTPSO02 |
|---|---|
| Applications received | 1,178 |
| Mortgages made | 781 |
| Denied | 189 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 198 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | 0.0185 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 339 | 6.375% | $155,000 | 6.3% |
| Refinancing | 132 | 7.000% | $125,000 | 21.3% |
| Cash-out refinancing | 61 | 6.750% | $135,000 | 21.8% |
| Other purposes | 249 | 7.500% | $45,000 | 30.8% |
Where Collins Community Credit Union lends most
The 46 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Linn County, IA | 451 | 6.750% | 14.6% |
| Polk County, IA | 82 | 7.000% | 27.8% |
| Johnson County, IA | 45 | 6.875% | 17.9% |
| Dubuque County, IA | 34 | 7.000% | 37.0% |
| Benton County, IA | 29 | 6.875% | 9.4% |
| Black Hawk County, IA | 20 | 6.625% | 23.1% |
| Dallas County, IA | 20 | 7.125% | 20.0% |
| Jones County, IA | 18 | 6.750% | 14.3% |
| Cedar County, IA | 11 | 6.750% | 26.7% |
| Delaware County, IA | 7 | Under 10 loans | 0.0% |
| Buchanan County, IA | 6 | Under 10 loans | 25.0% |
| Iowa County, IA | 6 | Under 10 loans | 45.5% |
| Madison County, IA | 5 | Under 10 loans | 0.0% |
| Scott County, IA | 5 | Under 10 loans | 14.3% |
| Story County, IA | 4 | Under 10 loans | 20.0% |
| Warren County, IA | 4 | Under 10 loans | 50.0% |
| Washington County, IA | 4 | Under 10 loans | 33.3% |
| Bremer County, IA | 3 | Under 10 loans | 50.0% |
| Clayton County, IA | 3 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 0.0% |
| Boone County, IA | 2 | Under 10 loans | 0.0% |
| Jasper County, IA | 2 | Under 10 loans | 25.0% |
| Marion County, IA | 2 | Under 10 loans | 0.0% |
| Tama County, IA | 2 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Butler County, IA | 1 | Under 10 loans | 50.0% |
| Clarke County, IA | 1 | Under 10 loans | 0.0% |
| Emmet County, IA | 1 | Under 10 loans | 0.0% |
| Greene County, IA | 1 | Under 10 loans | 50.0% |
| Grundy County, IA | 1 | Under 10 loans | 50.0% |
| Keokuk County, IA | 1 | Under 10 loans | 0.0% |
| Lee County, IA | 1 | Under 10 loans | 0.0% |
| Marshall County, IA | 1 | Under 10 loans | 0.0% |
| Monroe County, IA | 1 | Under 10 loans | 0.0% |
| Muscatine County, IA | 1 | Under 10 loans | 50.0% |
| Poweshiek County, IA | 1 | Under 10 loans | 50.0% |
| Wapello County, IA | 1 | Under 10 loans | 0.0% |
| Winneshiek County, IA | 1 | Under 10 loans | 0.0% |
| Greene County, GA | 0 | Under 10 loans | Not published |
| Cook County, IL | 0 | Under 10 loans | 100.0% |
| Jo Daviess County, IL | 0 | Under 10 loans | Not published |
| Carroll County, IA | 0 | Under 10 loans | 100.0% |
| Chickasaw County, IA | 0 | Under 10 loans | 100.0% |
| Clinton County, IA | 0 | Under 10 loans | 100.0% |
| Dickinson County, IA | 0 | Under 10 loans | Not published |
| Jackson County, IA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.