First Central Savings Bank
First Central Savings Bank received 578 applications in 2025 and made 519 mortgages, in 61 counties across 21 states. The median rate its borrowers got was Not published on a median loan of $585,000. Of 528 decisions, 6 were denials — 1.1%.
| Legal Entity Identifier | 549300F1COXL6UBFCP55 |
|---|---|
| Applications received | 578 |
| Mortgages made | 519 |
| Denied | 6 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 50 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Central Savings Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 445 | Not published | $575,000 | 0.9% |
| Refinancing | 16 | Not published | $535,000 | 5.9% |
| Cash-out refinancing | 52 | Not published | $670,000 | 1.8% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where First Central Savings Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Queens County, NY | 144 | Not published | 0.0% |
| Richmond County, NY | 127 | Not published | 0.0% |
| Kings County, NY | 98 | Not published | 2.9% |
| Nassau County, NY | 55 | Not published | 0.0% |
| Bronx County, NY | 11 | Not published | 7.7% |
| Suffolk County, NY | 7 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 6 | Under 10 loans | 0.0% |
| New York County, NY | 5 | Under 10 loans | 0.0% |
| Bergen County, NJ | 4 | Under 10 loans | 0.0% |
| New Castle County, DE | 3 | Under 10 loans | 0.0% |
| Broward County, FL | 3 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 3 | Under 10 loans | 0.0% |
| Union County, NJ | 3 | Under 10 loans | 0.0% |
| Bay County, FL | 2 | Under 10 loans | 0.0% |
| Orange County, FL | 2 | Under 10 loans | 0.0% |
| Atlantic County, NJ | 2 | Under 10 loans | 0.0% |
| Camden County, NJ | 2 | Under 10 loans | 0.0% |
| Hudson County, NJ | 2 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 2 | Under 10 loans | 0.0% |
| Douglas County, CO | 1 | Under 10 loans | 0.0% |
| Greater Bridgeport Planning Region, CT | 1 | Under 10 loans | 50.0% |
| Naugatuck Valley Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Northwest Hills Planning Region, CT | 1 | Under 10 loans | 0.0% |
| South Central Connecticut Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Sussex County, DE | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Cass County, IN | 1 | Under 10 loans | 0.0% |
| Howard County, IN | 1 | Under 10 loans | 0.0% |
| Scott County, IA | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Lincoln County, ME | 1 | Under 10 loans | 0.0% |
| Norfolk County, MA | 1 | Under 10 loans | 0.0% |
| Merrimack County, NH | 1 | Under 10 loans | 0.0% |
| Gloucester County, NJ | 1 | Under 10 loans | 0.0% |
| Morris County, NJ | 1 | Under 10 loans | 0.0% |
| Salem County, NJ | 1 | Under 10 loans | 0.0% |
| Somerset County, NJ | 1 | Under 10 loans | 0.0% |
| Westchester County, NY | 1 | Under 10 loans | 0.0% |
| Wake County, NC | 1 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 1 | Under 10 loans | 0.0% |
| Union County, OH | 1 | Under 10 loans | 0.0% |
| Custer County, OK | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Montgomery County, PA | 1 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 1 | Under 10 loans | 0.0% |
| Providence County, RI | 1 | Under 10 loans | 0.0% |
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When First Central Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.