THE FAMILY
THE FAMILY received 236 applications in 2025 and made 141 mortgages, in 24 counties across 6 states. The median rate its borrowers got was 7.490% on a median loan of $55,000. Of 193 decisions, 52 were denials — 26.9%, most often for debt-to-income ratio. 2 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300TRBLKWZO8LPT76 |
|---|---|
| Applications received | 236 |
| Mortgages made | 141 |
| Denied | 52 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 43 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 29 | 6.240% | $165,000 | 17.1% |
| Refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 12 | 5.740% | $120,000 | 0.0% |
| Other purposes | 96 | 7.990% | $35,000 | 32.4% |
Where THE FAMILY lends most
The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Scott County, IA | 76 | 7.620% | 23.2% |
| Rock Island County, IL | 21 | 7.500% | 30.0% |
| Cass County, IL | 10 | 6.995% | 16.7% |
| Dallas County, IA | 8 | Under 10 loans | 42.9% |
| Muscatine County, IA | 8 | Under 10 loans | 11.1% |
| Henry County, IL | 3 | Under 10 loans | 40.0% |
| Cedar County, IA | 3 | Under 10 loans | 0.0% |
| Clinton County, IA | 2 | Under 10 loans | 33.3% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Boone County, IL | 1 | Under 10 loans | 0.0% |
| Schuyler County, IL | 1 | Under 10 loans | 0.0% |
| Black Hawk County, IA | 1 | Under 10 loans | 50.0% |
| Greene County, IA | 1 | Under 10 loans | 0.0% |
| Louisa County, IA | 1 | Under 10 loans | 50.0% |
| Marion County, IA | 1 | Under 10 loans | 0.0% |
| Sarpy County, NE | 1 | Under 10 loans | 50.0% |
| Columbia County, WI | 1 | Under 10 loans | 0.0% |
| Morgan County, IL | 0 | Under 10 loans | 100.0% |
| Pike County, IL | 0 | Under 10 loans | Not published |
| Whiteside County, IL | 0 | Under 10 loans | 100.0% |
| Boone County, IA | 0 | Under 10 loans | Not published |
| Guthrie County, IA | 0 | Under 10 loans | 100.0% |
| Douglas County, NE | 0 | Under 10 loans | Not published |
Get told when this changes
When THE FAMILY’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.