Central Bank Illinois
Central Bank Illinois received 390 applications in 2025 and made 340 mortgages, in 42 counties across 9 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 351 decisions, 11 were denials — 3.1%.
| Legal Entity Identifier | 549300ZM3TKJVUYB3676 |
|---|---|
| Applications received | 390 |
| Mortgages made | 340 |
| Denied | 11 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 39 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Central Bank Illinois, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 205 | Not published | $115,000 | 1.9% |
| Refinancing | 88 | Not published | $105,000 | 3.3% |
| Cash-out refinancing | 14 | Not published | $110,000 | 6.7% |
| Other purposes | 33 | Not published | $55,000 | 8.3% |
Where Central Bank Illinois lends most
The 42 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bureau County, IL | 90 | Not published | 2.2% |
| Whiteside County, IL | 55 | Not published | 3.5% |
| Ogle County, IL | 54 | Not published | 1.8% |
| Henry County, IL | 36 | Not published | 2.7% |
| LaSalle County, IL | 17 | Not published | 0.0% |
| Lee County, IL | 16 | Not published | 0.0% |
| Cook County, IL | 10 | Not published | 9.1% |
| Winnebago County, IL | 9 | Under 10 loans | 0.0% |
| Rock Island County, IL | 6 | Under 10 loans | 14.3% |
| Carroll County, IL | 5 | Under 10 loans | 0.0% |
| DeKalb County, IL | 4 | Under 10 loans | 0.0% |
| Clinton County, IA | 4 | Under 10 loans | 0.0% |
| Scott County, IA | 4 | Under 10 loans | 0.0% |
| Putnam County, IL | 3 | Under 10 loans | 0.0% |
| Kane County, IL | 2 | Under 10 loans | 0.0% |
| McLean County, IL | 2 | Under 10 loans | 33.3% |
| Peoria County, IL | 2 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Kendall County, IL | 1 | Under 10 loans | 0.0% |
| Madison County, IL | 1 | Under 10 loans | 0.0% |
| Marshall County, IL | 1 | Under 10 loans | 0.0% |
| Montgomery County, IL | 1 | Under 10 loans | 0.0% |
| Sangamon County, IL | 1 | Under 10 loans | 0.0% |
| Stephenson County, IL | 1 | Under 10 loans | 0.0% |
| Will County, IL | 1 | Under 10 loans | 0.0% |
| Grant County, IN | 1 | Under 10 loans | 0.0% |
| Buena Vista County, IA | 1 | Under 10 loans | 0.0% |
| Delaware County, IA | 1 | Under 10 loans | 0.0% |
| Wapello County, IA | 1 | Under 10 loans | 0.0% |
| Rio Arriba County, NM | 1 | Under 10 loans | 0.0% |
| Weakley County, TN | 1 | Under 10 loans | 0.0% |
| Grant County, WI | 1 | Under 10 loans | 0.0% |
| Kenosha County, WI | 1 | Under 10 loans | 0.0% |
| Milwaukee County, WI | 1 | Under 10 loans | 0.0% |
| Rock County, WI | 1 | Under 10 loans | 0.0% |
| Cass County, IL | 0 | Under 10 loans | Not published |
| Jackson County, IL | 0 | Under 10 loans | Not published |
| Stark County, IL | 0 | Under 10 loans | 100.0% |
| Linn County, IA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Central Bank Illinois’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.