Mortgage Lender Index

Community Savings Bank

Community Savings Bank received 248 applications in 2025 and made 180 mortgages, in 28 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 234 decisions, 38 were denials — 16.2%.

Legal Entity Identifier254900SPZRGOBHSHRP90
Applications received248
Mortgages made180
Denied38
Approved, not taken up16
Withdrawn or incomplete14
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Community Savings Bank, 12 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase90 Not published$195,000 15.1%
Refinancing39 Not published$95,000 11.1%
Cash-out refinancing7 Under 10 loansUnder 10 loans 18.2%
Other purposes44 Not published$35,000 22.0%

Where Community Savings Bank lends most

The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Delaware County, IA 53Not published19.2%
Linn County, IA 37Not published14.6%
Clayton County, IA 29Not published18.0%
Dubuque County, IA 23Not published8.0%
Benton County, IA 5Under 10 loans16.7%
Johnson County, IA 4Under 10 loans0.0%
Dallas County, IA 3Under 10 loans0.0%
Fayette County, IA 3Under 10 loans0.0%
Jones County, IA 3Under 10 loans0.0%
Polk County, IA 3Under 10 loans0.0%
Jo Daviess County, IL 2Under 10 loans33.3%
Story County, IA 2Under 10 loans0.0%
Black Hawk County, IA 1Under 10 loans0.0%
Bremer County, IA 1Under 10 loans0.0%
Buchanan County, IA 1Under 10 loans75.0%
Butler County, IA 1Under 10 loans0.0%
Hardin County, IA 1Under 10 loans0.0%
Iowa County, IA 1Under 10 loans0.0%
Jasper County, IA 1Under 10 loans0.0%
Madison County, IA 1Under 10 loans0.0%
Pocahontas County, IA 1Under 10 loans0.0%
Scott County, IA 1Under 10 loans0.0%
Union County, IA 1Under 10 loans0.0%
Columbia County, WI 1Under 10 loans0.0%
Grant County, WI 1Under 10 loans0.0%
Cedar County, IA 0Under 10 loans100.0%
Worth County, IA 0Under 10 loans100.0%
Denton County, TX 0Under 10 loans100.0%

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When Community Savings Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.