Home purchase lenders in Gwinnett County
10,571 home purchase mortgages were made in Gwinnett County, Georgia, in 2025, by 475 lenders. The median rate their borrowers got was 6.499% on a median loan of $355,000. Of 12,458 decisions, 1,626 were denials — 13.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,208 | 6.500% | $355,000 | 11.2% |
| Rocket Mortgage, LLC | 662 | 6.500% | $355,000 | 17.0% |
| Ameris Bank | 461 | 6.125% | $325,000 | 4.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 255 | 6.625% | $355,000 | 8.2% |
| Loandepot.Com, LLC | 248 | 4.990% | $425,000 | 14.0% |
| First Option Mortgage, LLC | 244 | 6.990% | $335,000 | 3.2% |
| DHI MORTGAGE COMPANY, LTD. | 240 | 4.990% | $390,000 | 14.5% |
| EVERETT FINANCIAL, INC. | 235 | 6.500% | $325,000 | 7.8% |
| Fairway Independent Mortgage Corporation | 189 | 6.625% | $375,000 | 2.1% |
| Taylor Morrison Home Funding, Inc. | 183 | 5.490% | $415,000 | 16.4% |
| AMWEST FUNDING CORP. | 180 | 6.875% | $305,000 | 5.2% |
| Renasant Bank | 161 | 5.750% | $345,000 | 1.8% |
| GUILD MORTGAGE COMPANY | 152 | 6.058% | $385,000 | 4.8% |
| PENNYMAC LOAN SERVICES, LLC | 136 | 6.375% | $355,000 | 17.5% |
| JPMorgan Chase Bank, National Association | 134 | 6.375% | $345,000 | 10.5% |
| ZILLOW HOME LOANS, LLC | 131 | 6.375% | $345,000 | 4.4% |
| THE LOAN STORE, INC. | 127 | 6.500% | $375,000 | 3.5% |
| Broker Solutions, Inc. | 117 | 6.375% | $385,000 | 7.9% |
| Truist Bank | 110 | 6.370% | $400,000 | 25.2% |
| GUARANTEED RATE, INC. | 102 | 6.500% | $335,000 | 8.1% |
| Metro City Bank | 96 | 6.250% | $295,000 | 3.0% |
| Paramount Residential Mortgage Group, Inc. | 95 | 6.625% | $355,000 | 6.9% |
| KIND LENDING, LLC | 92 | 6.625% | $360,000 | 23.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 91 | 5.875% | $425,000 | 17.0% |
| Bank of America, National Association | 89 | 6.250% | $325,000 | 32.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 87 | 6.375% | $375,000 | 5.3% |
| DELTA COMMUNITY CREDIT UNION | 86 | 5.875% | $370,000 | 21.1% |
| Mortgage Research Center, LLC | 83 | 6.375% | $385,000 | 15.3% |
| Associated Credit Union | 83 | 5.500% | $355,000 | 12.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 83 | 6.625% | $345,000 | 5.7% |
| General Mortgage Capital Corporation | 83 | 6.500% | $305,000 | 1.2% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 81 | 6.375% | $385,000 | 2.4% |
| US MORTGAGE CORPORATION | 79 | 6.750% | $355,000 | 13.8% |
| First Heritage Mortgage, LLC | 78 | 6.480% | $410,000 | 8.2% |
| East West Bank | 73 | 6.000% | $325,000 | 18.9% |
| INSPIRE HOME LOANS INC. | 73 | 4.875% | $375,000 | 12.4% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 72 | 6.438% | $350,000 | 7.7% |
| Onward Home Mortgage, LLC | 70 | 6.500% | $380,000 | 1.4% |
| NEW WAVE LENDING GROUP INC | 70 | 7.063% | $335,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 67 | 6.500% | $425,000 | 8.1% |
| Wells Fargo Bank, National Association | 66 | 6.313% | $340,000 | 27.5% |
| Prosperity Home Mortgage, LLC | 64 | 6.125% | $360,000 | 8.6% |
| Navy Federal Credit Union | 62 | 6.250% | $375,000 | 26.2% |
| Capital City Home Loans, LLC | 59 | 6.500% | $355,000 | 3.3% |
| SouthState Bank, National Association | 59 | 6.500% | $375,000 | 6.4% |
| TRAILBLAZER MORTGAGE L.L.C. | 57 | 4.990% | $395,000 | 6.5% |
| ACOPIA, LLC | 57 | 6.125% | $345,000 | 7.4% |
| LENNAR MORTGAGE, LLC | 55 | 5.125% | $355,000 | 15.2% |
| Regions Bank | 54 | 6.250% | $345,000 | 22.0% |
| PULTE MORTGAGE LLC | 54 | 5.500% | $420,000 | 20.6% |
| NMSI, INC. | 54 | 6.625% | $385,000 | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 53 | 6.500% | $375,000 | 5.4% |
| BoxCar Mortgage, LLC | 51 | 6.500% | $405,000 | 1.9% |
| GUARANTEED RATE AFFINITY, LLC | 48 | 6.688% | $365,000 | 9.4% |
| ALAMEDA MORTGAGE CORPORATION | 48 | 6.875% | $315,000 | 5.9% |
| PANORAMA MORTGAGE GROUP, LLC | 46 | 6.750% | $325,000 | 0.0% |
| NexBank | 46 | 6.500% | $365,000 | 6.1% |
| LOWER, LLC | 45 | 6.375% | $365,000 | 16.7% |
| CANOPY MORTGAGE, LLC | 44 | 6.313% | $400,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 44 | 6.500% | $395,000 | 2.0% |
| A&D Mortgage LLC | 42 | 6.750% | $370,000 | 8.7% |
| MORTGAGE ASSURANCE, INC. | 42 | 6.250% | $380,000 | 4.6% |
| NEWREZ LLC | 41 | 6.625% | $365,000 | 22.2% |
| Kiavi Funding, Inc. | 40 | 10.240% | $305,000 | 16.0% |
| First National Bank of America | 40 | 8.838% | $300,000 | 9.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 39 | 6.490% | $335,000 | 2.4% |
| CHAMPIONS FUNDING, LLC | 36 | 7.500% | $310,000 | 16.3% |
| Presidential Bank, FSB | 35 | 6.375% | $365,000 | 5.4% |
| First IC Corporation | 34 | Not published | $305,000 | 0.0% |
| NVR Mortgage Finance, Inc. | 33 | 6.125% | $415,000 | 46.8% |
| UNION HOME MORTGAGE CORP. | 33 | 6.625% | $345,000 | 5.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 33 | 6.490% | $345,000 | 2.9% |
| GEO-CORP, INC. | 32 | 6.875% | $370,000 | 11.1% |
| FREEDOM MORTGAGE CORPORATION | 32 | 6.250% | $380,000 | 22.0% |
| Fifth Third Bank, National Association | 29 | 6.375% | $485,000 | 17.1% |
| 9845007CY0EC0F59W414 | 29 | 6.875% | $295,000 | 9.4% |
| Fidelity Lending Solutions, Inc. | 29 | 6.875% | $345,000 | 0.0% |
| EMET LENDING GROUP, INC. | 29 | 6.750% | $365,000 | 0.0% |
| GEORGIA UNITED | 28 | 7.063% | $155,000 | 33.3% |
| OCMBC, INC. | 28 | 6.750% | $320,000 | 12.8% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | 28 | 6.875% | $360,000 | 3.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 27 | 6.875% | $345,000 | 25.0% |
| United Community Bank | 27 | 6.375% | $315,000 | 25.0% |
| T2 FINANCIAL LLC | 26 | 6.625% | $465,000 | 17.5% |
| Plains Commerce Bank | 26 | 6.250% | $395,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 26 | 6.433% | $400,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 26 | 6.250% | $325,000 | 3.6% |
| Hometown Equity Mortgage, LLC | 25 | 7.250% | $335,000 | 40.5% |
| FIRST COLONY MORTGAGE CORPORATION | 25 | 6.250% | $435,000 | 6.3% |
| NEXERA HOLDING LLC | 24 | 7.250% | $500,000 | 3.9% |
| AAA CAPITAL INVESTMENT, INC. | 24 | 6.875% | $265,000 | 3.7% |
| 21st Mortgage Corporation | 23 | 11.250% | $45,000 | 85.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 23 | 6.250% | $345,000 | 17.9% |
| GEORGIA'S OWN | 22 | 6.063% | $360,000 | 25.0% |
| Tomo Mortgage, LLC | 22 | 6.375% | $370,000 | 8.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 22 | 6.500% | $380,000 | 4.4% |
| SUMMIT FUNDING, INC. | 22 | 6.625% | $290,000 | 12.0% |
| First Horizon Bank | 22 | 6.500% | $500,000 | 12.0% |
| 549300Y3R0S9WULTX168 | 22 | Not published | $345,000 | 0.0% |
| U.S. Bank National Association | 21 | 6.490% | $525,000 | 31.3% |
| UIF CORPORATION | 21 | 6.625% | $335,000 | 19.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 21 | 7.249% | $315,000 | 16.0% |
| BETTER MORTGAGE CORPORATION | 20 | 6.250% | $385,000 | 27.6% |
| STOCKTON MORTGAGE CORPORATION | 20 | 6.750% | $365,000 | 9.1% |
| GARDNER FINANCIAL SERVICES, LTD. | 20 | 6.813% | $350,000 | 9.1% |
| NQM FUNDING, LLC | 20 | 7.624% | $350,000 | 9.1% |
| Commerce Home Mortgage, Inc. | 19 | 7.125% | $325,000 | 5.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 18 | 6.125% | $385,000 | 10.0% |
| Home Mortgage Alliance Corporation (HMAC) | 18 | 6.750% | $330,000 | 0.0% |
| CMG MORTGAGE, INC. | 18 | 6.125% | $445,000 | 5.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 18 | 6.625% | $400,000 | 0.0% |
| Equity Prime Mortgage LLC | 17 | 6.625% | $405,000 | 45.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | 17 | 6.625% | $345,000 | 14.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 17 | 6.120% | $495,000 | 9.5% |
| Citadel Servicing Corporation | 17 | 8.125% | $305,000 | 0.0% |
| NFM, INC. | 17 | 6.625% | $355,000 | 10.5% |
| GUIDANCE RESIDENTIAL, LLC | 17 | 6.875% | $375,000 | 5.6% |
| AML FUNDING LLC | 17 | 6.750% | $325,000 | 10.5% |
| PromiseOne Bank | 16 | Not published | $265,000 | 5.9% |
| Cadence Bank | 16 | 6.375% | $355,000 | 0.0% |
| CLEAREDGE LENDING LLC | 15 | 7.250% | $365,000 | 25.0% |
| NATIONS DIRECT MORTGAGE, LLC | 15 | 6.750% | $355,000 | 16.7% |
| DEEPHAVEN MORTGAGE LLC | 15 | 6.990% | $335,000 | 0.0% |
| USAA Federal Savings Bank | 14 | 6.063% | $330,000 | 33.3% |
| LoanUnited.com, LLC | 14 | 5.875% | $415,000 | 22.2% |
| ENVOY MORTGAGE, LTD | 14 | 6.125% | $350,000 | 0.0% |
| First Federal Bank | 14 | 6.750% | $355,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 14 | 6.625% | $300,000 | 6.7% |
| PRINCETON MORTGAGE CORPORATION | 14 | 6.500% | $395,000 | 0.0% |
| FAIR WAY LENDING LLC | 14 | 6.875% | $330,000 | 6.7% |
| PNC Bank, National Association | 13 | 6.250% | $265,000 | 26.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 13 | 6.490% | $435,000 | 30.0% |
| Luminate Bank | 13 | 6.750% | $305,000 | 0.0% |
| SHELTER HOME MORTGAGE, LLC | 13 | 6.500% | $355,000 | 7.1% |
| Synovus Bank | 13 | 6.500% | $405,000 | 0.0% |
| Heritage Mortgage, LLC | 12 | 5.933% | $440,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 12 | 6.063% | $340,000 | 33.3% |
| Loan Funder LLC | 11 | 10.950% | $245,000 | 21.4% |
| NBKC BANK | 11 | 6.125% | $435,000 | 15.4% |
| CALCON MUTUAL MORTGAGE LLC | 11 | 6.625% | $425,000 | 15.4% |
| OrangePath Financial Inc. | 11 | 6.250% | $395,000 | 0.0% |
| Click n' Close, Inc. | 10 | 6.938% | $165,000 | 16.7% |
| Filo Mortgage, L.L.C. | 10 | 6.438% | $475,000 | 23.1% |
| PLANET HOME LENDING, LLC | 10 | 6.688% | $350,000 | 9.1% |
| UNITED PREMIER FUNDING, LLC | 10 | 6.625% | $325,000 | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 10 | 7.688% | $300,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 52.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 29.4% |
| FlexPoint, Inc. | 9 | Under 10 loans | Under 10 loans | 7.7% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 7.1% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Bank of England | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 55.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| First-Citizens Bank & Trust Company | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ATLANTA POSTAL | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Peoples Bank & Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 53.3% |
| FBC MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PEACH STATE FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Peach State Bank & Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| City National Bank of Florida | 7 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| DIGITAL | 6 | Under 10 loans | Under 10 loans | 33.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Devon Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SANCTUARY HOME MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| PINNACLE BANK | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMERITRUST MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| MILEND, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 275 lenders each made 5 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.