Peoples Bank & Trust
Peoples Bank & Trust received 62 applications in 2025 and made 62 mortgages, in 13 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $330,000. Of 62 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300EJ3PWN9QTWAN34 |
|---|---|
| Applications received | 62 |
| Mortgages made | 62 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Peoples Bank & Trust, 14 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 44 | Not published | $360,000 | 0.0% |
| Refinancing | 10 | Not published | $95,000 | 0.0% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 0.0% |
Where Peoples Bank & Trust lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hall County, GA | 21 | Not published | 0.0% |
| Gwinnett County, GA | 17 | Not published | 0.0% |
| Jackson County, GA | 8 | Under 10 loans | 0.0% |
| Banks County, GA | 3 | Under 10 loans | 0.0% |
| Forsyth County, GA | 3 | Under 10 loans | 0.0% |
| Barrow County, GA | 2 | Under 10 loans | 0.0% |
| Walton County, GA | 2 | Under 10 loans | 0.0% |
| Dawson County, GA | 1 | Under 10 loans | 0.0% |
| Effingham County, GA | 1 | Under 10 loans | 0.0% |
| Habersham County, GA | 1 | Under 10 loans | 0.0% |
| Rockdale County, GA | 1 | Under 10 loans | 0.0% |
| Walker County, GA | 1 | Under 10 loans | 0.0% |
| Hancock County, ME | 1 | Under 10 loans | 0.0% |
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When Peoples Bank & Trust’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.