Mortgage Lender Index

Mortgage lenders in Gwinnett County

19,503 mortgages were made in Gwinnett County, Georgia, in 2025, by 612 lenders. The median rate their borrowers got was 6.625% on a median loan of $305,000. Of 28,215 decisions, 7,525 were denials — 26.7%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 1,870 6.750% $275,000 19.6%
UNITED SHORE FINANCIAL SERVICES, LLC 1,852 6.490% $355,000 15.2%
Ameris Bank 536 6.250% $315,000 13.3%
Loandepot.Com, LLC 474 5.990% $325,000 22.0%
PENNYMAC LOAN SERVICES, LLC 430 6.499% $295,000 19.7%
Navy Federal Credit Union 416 8.500% $105,000 41.8%
Truist Bank 362 6.490% $205,000 53.4%
Bank of America, National Association 340 6.240% $155,000 56.6%
CROSSCOUNTRY MORTGAGE, INC. 338 6.750% $345,000 14.7%
FREEDOM MORTGAGE CORPORATION 298 6.250% $375,000 15.4%
First Option Mortgage, LLC 276 6.990% $325,000 3.1%
Associated Credit Union 250 7.500% $125,000 16.3%
EVERETT FINANCIAL, INC. 249 6.500% $325,000 8.7%
DELTA COMMUNITY CREDIT UNION 243 6.750% $205,000 46.8%
DHI MORTGAGE COMPANY, LTD. 240 4.990% $390,000 14.5%
JPMorgan Chase Bank, National Association 232 6.375% $305,000 16.7%
AMWEST FUNDING CORP. 232 6.875% $295,000 6.1%
NATIONSTAR MORTGAGE LLC 223 8.500% $105,000 19.9%
Broker Solutions, Inc. 218 6.625% $305,000 25.3%
NEWREZ LLC 217 6.875% $265,000 43.3%
Fairway Independent Mortgage Corporation 211 6.625% $365,000 4.9%
THE LOAN STORE, INC. 193 6.750% $305,000 12.8%
Renasant Bank 193 5.750% $315,000 7.2%
FIGURE LENDING LLC 191 8.950% $75,000 31.2%
Taylor Morrison Home Funding, Inc. 183 5.490% $415,000 16.4%
GEORGIA'S OWN 169 7.250% $105,000 47.0%
PNC Bank, National Association 169 7.740% $115,000 44.8%
GEORGIA UNITED 166 7.375% $105,000 43.8%
GUILD MORTGAGE COMPANY 166 6.125% $375,000 5.8%
Regions Bank 141 5.750% $155,000 49.3%
GUARANTEED RATE, INC. 141 6.500% $315,000 15.0%
SPRING EQ, LLC 138 9.137% $75,000 64.7%
ZILLOW HOME LOANS, LLC 131 6.375% $345,000 4.4%
Wells Fargo Bank, National Association 129 6.375% $255,000 36.9%
PROVIDENT FUNDING ASSOCIATES, L.P. 114 6.375% $385,000 4.9%
Mortgage Research Center, LLC 112 6.250% $395,000 43.0%
KIND LENDING, LLC 112 6.625% $355,000 25.3%
Metro City Bank 111 6.375% $285,000 4.2%
AMERIHOME MORTGAGE COMPANY, LLC 107 6.500% $415,000 12.1%
Paramount Residential Mortgage Group, Inc. 103 6.625% $355,000 6.4%
AMERICAN PACIFIC MORTGAGE CORPORATION 99 6.750% $345,000 9.2%
VANDERBILT MORTGAGE AND FINANCE, INC. 98 5.990% $415,000 15.8%
General Mortgage Capital Corporation 95 6.500% $295,000 1.0%
AmeriSave Mortgage Corporation 94 8.000% $115,000 72.9%
United Community Bank 94 6.500% $240,000 31.5%
East West Bank 94 6.000% $310,000 18.1%
SOUTHEAST MORTGAGE OF GEORGIA, INC. 91 6.500% $345,000 7.1%
BANKSOUTH MORTGAGE COMPANY, LLC 90 6.375% $385,000 3.2%
US MORTGAGE CORPORATION 85 6.750% $355,000 13.9%
NEW WAVE LENDING GROUP INC 85 7.000% $355,000 0.0%
Third Federal Savings and Loan Association of Cleveland 84 6.990% $125,000 34.6%
CARRINGTON MORTGAGE SERVICES, LLC 83 6.625% $235,000 55.7%
Fifth Third Bank, National Association 82 6.995% $175,000 53.7%
Prosperity Home Mortgage, LLC 81 6.125% $365,000 12.9%
Onward Home Mortgage, LLC 80 6.500% $380,000 2.4%
First Heritage Mortgage, LLC 79 6.480% $405,000 9.2%
MUTUAL OF OMAHA MORTGAGE, INC. 78 6.495% $320,000 22.0%
SouthState Bank, National Association 78 6.500% $365,000 14.1%
BETTER MORTGAGE CORPORATION 73 8.125% $215,000 46.5%
INSPIRE HOME LOANS INC. 73 4.875% $375,000 12.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. 72 10.943% $120,000 12.9%
Synovus Bank 70 7.950% $155,000 30.6%
PEACH STATE FEDERAL CREDIT UNION 68 6.750% $105,000 26.6%
Lendage, LLC 68 10.625% $75,000 15.8%
Capital City Home Loans, LLC 68 6.563% $345,000 5.6%
LAKEVIEW LOAN SERVICING, LLC 66 6.563% $250,000 63.9%
NMSI, INC. 65 6.625% $395,000 0.0%
Citizens Bank, National Association 64 8.150% $115,000 40.9%
HOMEOWNERS FINANCIAL GROUP USA, LLC 64 6.500% $355,000 11.1%
A&D Mortgage LLC 63 6.625% $365,000 8.7%
ACOPIA, LLC 63 6.250% $345,000 6.8%
SOFI BANK, NATIONAL ASSOCIATION 62 8.000% $110,000 34.4%
LOWER, LLC 62 6.375% $335,000 21.7%
MOVEMENT MORTGAGE, LLC 61 6.500% $375,000 4.0%
Discover Bank 60 8.645% $85,000 78.7%
NexBank 60 6.375% $355,000 9.1%
Coastal Community Bank 58 10.615% $55,000 3.1%
TRAILBLAZER MORTGAGE L.L.C. 57 4.990% $395,000 6.5%
U.S. Bank National Association 56 7.475% $175,000 53.7%
GUARANTEED RATE AFFINITY, LLC 56 6.688% $360,000 20.8%
LENNAR MORTGAGE, LLC 55 5.125% $355,000 15.2%
BoxCar Mortgage, LLC 55 6.500% $395,000 1.8%
CHAMPIONS FUNDING, LLC 54 7.500% $305,000 28.0%
PULTE MORTGAGE LLC 54 5.500% $420,000 20.6%
PLANET HOME LENDING, LLC 53 5.990% $385,000 16.9%
Kiavi Funding, Inc. 52 9.950% $290,000 14.3%
ALAMEDA MORTGAGE CORPORATION 52 6.875% $310,000 5.5%
MORTGAGE ASSURANCE, INC. 52 6.250% $370,000 3.7%
UNION HOME MORTGAGE CORP. 51 6.500% $345,000 8.8%
AMERICAN FINANCING CORPORATION 49 6.250% $245,000 71.2%
PANORAMA MORTGAGE GROUP, LLC 49 6.750% $315,000 0.0%
GoodLeap, LLC 48 7.325% $105,000 30.5%
VILLAGE CAPITAL & INVESTMENT LLC 47 5.750% $425,000 26.1%
Equity Prime Mortgage LLC 47 6.500% $365,000 34.7%
CANOPY MORTGAGE, LLC 47 6.375% $395,000 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 45 6.625% $345,000 4.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 45 6.490% $345,000 2.0%
PENTAGON FEDERAL CREDIT UNION 44 7.688% $205,000 55.5%
CMG MORTGAGE, INC. 44 6.750% $375,000 11.5%
MILEND, INC. 42 6.250% $320,000 24.2%
First National Bank of America 42 8.775% $305,000 10.6%
Presidential Bank, FSB 42 6.313% $370,000 8.7%
OCMBC, INC. 41 7.125% $285,000 12.1%
9845007CY0EC0F59W414 40 6.875% $285,000 7.0%
NEXERA HOLDING LLC 39 7.250% $425,000 8.9%
EMET LENDING GROUP, INC. 39 6.875% $365,000 0.0%
First IC Corporation 38 Not published $305,000 0.0%
Fidelity Lending Solutions, Inc. 35 6.875% $345,000 0.0%
AMERICAN FINANCIAL NETWORK, INC. 34 6.813% $335,000 22.7%
First Horizon Bank 34 6.625% $435,000 20.9%
Hometown Equity Mortgage, LLC 33 7.125% $325,000 54.7%
NVR Mortgage Finance, Inc. 33 6.125% $415,000 46.8%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 32 5.990% $500,000 14.6%
GEO-CORP, INC. 32 6.875% $370,000 11.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC 32 7.624% $290,000 13.5%
FIRST COLONY MORTGAGE CORPORATION 32 6.250% $415,000 5.0%
AAA CAPITAL INVESTMENT, INC. 32 6.875% $265,000 2.6%
T2 FINANCIAL LLC 31 6.625% $455,000 17.4%
GUARANTY MORTGAGE SERVICES, L.L.C. 31 6.875% $345,000 3.1%
Citadel Servicing Corporation 30 7.750% $265,000 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 30 6.438% $335,000 17.1%
DEEPHAVEN MORTGAGE LLC 30 7.438% $270,000 21.1%
FIRST COMMUNITY MORTGAGE, INC. 30 6.250% $335,000 3.1%
ATLANTA POSTAL 29 8.500% $155,000 42.1%
Cadence Bank 29 7.000% $255,000 23.7%
Luminate Bank 28 6.990% $245,000 3.5%
NQM FUNDING, LLC 28 7.562% $350,000 14.7%
549300Y3R0S9WULTX168 28 Not published $300,000 3.5%
PREMIER MORTGAGE RESOURCES, L.L.C. 27 6.500% $375,000 3.6%
First-Citizens Bank & Trust Company 27 6.125% $205,000 26.3%
HOMEXPRESS MORTGAGE CORP. 27 7.375% $285,000 37.2%
STOCKTON MORTGAGE CORPORATION 27 6.750% $355,000 12.9%
UIF CORPORATION 27 6.750% $325,000 18.2%
PHH Mortgage Corporation 26 5.990% $380,000 18.2%
LoanUnited.com, LLC 26 5.938% $410,000 23.5%
Plains Commerce Bank 26 6.250% $395,000 7.1%
AMERICAN FINANCIAL RESOURCES, INC. 26 6.125% $315,000 7.1%
CDC FEDERAL CREDIT UNION 26 7.375% $95,000 13.3%
Bank OZK 25 5.990% $155,000 52.8%
PLAZA HOME MORTGAGE, INC. 25 6.125% $265,000 33.3%
SUMMIT FUNDING, INC. 25 6.625% $295,000 13.8%
Commerce Home Mortgage, Inc. 25 7.250% $305,000 13.3%
GUIDANCE RESIDENTIAL, LLC 25 6.875% $375,000 3.9%
GARDNER FINANCIAL SERVICES, LTD. 25 6.875% $305,000 10.7%
254900M2C4Q6DATP2889 24 5.990% $340,000 25.0%
SUN WEST MORTGAGE COMPANY, INC. 24 6.188% $370,000 23.8%
PINNACLE BANK 24 Not published $220,000 10.7%
PromiseOne Bank 24 Not published $275,000 4.0%
21st Mortgage Corporation 23 11.250% $45,000 86.0%
Bethpage Federal Credit Union 23 6.990% $115,000 58.2%
SHELTER HOME MORTGAGE, LLC 23 6.625% $335,000 11.5%
AML FUNDING LLC 23 6.875% $325,000 11.5%
Tomo Mortgage, LLC 22 6.375% $370,000 8.3%
NBKC BANK 22 6.125% $380,000 29.0%
SUCCESS MORTGAGE PARTNERS, INC. 22 6.625% $375,000 0.0%
Easy Street Capital, LLC 22 9.900% $275,000 0.0%
ALLIANT CREDIT UNION 21 7.750% $175,000 47.6%
DIGITAL 21 7.750% $175,000 22.2%
NATIONS DIRECT MORTGAGE, LLC 21 6.750% $355,000 25.0%
CLEAREDGE LENDING LLC 21 7.125% $365,000 25.0%
NEW DAY FINANCIAL, LLC 20 6.740% $355,000 63.6%
USAA Federal Savings Bank 20 6.125% $315,000 28.6%
LGE COMMUNITY CREDIT UNION 20 Not published $385,000 20.0%
Home Mortgage Alliance Corporation (HMAC) 20 6.750% $330,000 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 19 6.625% $345,000 25.9%
NFM, INC. 19 6.625% $355,000 9.5%
First Federal Bank 19 6.500% $355,000 0.0%
The Federal Savings Bank 18 6.313% $345,000 31.0%
CALCON MUTUAL MORTGAGE LLC 17 6.625% $295,000 15.0%
Peoples Bank & Trust 17 Not published $225,000 0.0%
CREDIT UNION OF GEORGIA 16 6.890% $105,000 51.3%
VYSTAR CREDIT UNION 16 7.125% $115,000 36.0%
AMERICAN HERITAGE LENDING, LLC 16 7.188% $315,000 5.9%
LONGBRIDGE FINANCIAL, LLC 16 6.438% $195,000 19.1%
PRINCETON MORTGAGE CORPORATION 16 6.313% $395,000 0.0%
RELIANCE FIRST CAPITAL, LLC 16 6.750% $280,000 15.8%
FlexPoint, Inc. 15 7.375% $375,000 4.4%
UNITED PREMIER FUNDING, LLC 15 6.125% $325,000 0.0%
FAIR WAY LENDING LLC 15 6.875% $335,000 6.3%
Filo Mortgage, L.L.C. 14 6.625% $455,000 16.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY 14 6.370% $435,000 31.8%
ROYAL UNITED MORTGAGE LLC 14 6.875% $155,000 17.7%
ENVOY MORTGAGE, LTD 14 6.125% $350,000 0.0%
Cornerstone First Mortgage, Inc 14 6.813% $385,000 6.7%
Pinnacle Bank 13 5.250% $105,000 44.4%
Baxter Credit Union 13 7.250% $245,000 16.7%
9845005BP6974AE5D838 13 6.874% $345,000 11.8%
VISTA POINT MORTGAGE, LLC 13 7.375% $345,000 0.0%
Loan Funder LLC 12 10.850% $250,000 29.4%
Flagstar Bank, N.A. 12 6.792% $335,000 52.0%
Click n' Close, Inc. 12 6.375% $325,000 14.3%
TOP FLITE FINANCIAL, INC. 12 6.563% $290,000 14.3%
Heritage Mortgage, LLC 12 5.933% $440,000 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 12 9.803% $225,000 0.0%
OrangePath Financial Inc. 12 6.188% $380,000 0.0%
ALL CREDIT CONSIDERED MORTGAGE, INC. 12 7.688% $290,000 0.0%
Valon Mortgage, Inc. 11 8.100% $55,000 15.8%
TOWNE MORTGAGE COMPANY 11 6.500% $485,000 6.3%
RESICENTRAL, LLC 11 6.625% $375,000 0.0%
United Bank 11 5.990% $315,000 15.4%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 412 lenders each made 11 or fewer mortgages here, and are counted in the totals above.

Bank branches in Gwinnett County

165 FDIC-insured branches from 39 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Wells Fargo Bank, National Association 21$5.0 billion
Truist Bank 17$3.2 billion
Bank of America, National Association 16$4.3 billion
JPMorgan Chase Bank, National Association 16$2.1 billion
PNC Bank, National Association 11$514.4 million
Renasant Bank 9$1.2 billion
Fifth Third Bank, National Association 9$364.4 million
Regions Bank 8$580.5 million
Ameris Bank 7$432.5 million
Metro City Bank 6$1.1 billion
Pinnacle Bank 5$308.6 million
United Bank 4$504.4 million
United Community Bank 3$704.9 million
Bank OZK 3$330.0 million
PromiseOne Bank 3$322.5 million
First-Citizens Bank & Trust Company 2$337.3 million
Georgia Banking Company 2$245.6 million
Capital City Bank 2$13.8 million
East West Bank 1$677.0 million
Peoples Bank & Trust 1$505.0 million
Shinhan Bank America 1$447.6 million
HomeTrust Bank 1$252.0 million
Bank of Hope 1$251.2 million
TIB National Association 1$217.1 million
Woori America Bank 1$199.0 million
Embassy National Bank 1$198.8 million
Legacy State Bank 1$155.5 million
Vallant Bank 1$139.7 million
First Horizon Bank 1$88.8 million
New Millennium Bank 1$81.4 million
Oconee State Bank 1$77.0 million
First American Bank and Trust Company 1$72.8 million
Hanmi Bank 1$59.5 million
PCB Bank 1$54.4 million
The Huntington National Bank 1$39.8 million
Wallis Bank 1$31.9 million
Central Bank 1$29.1 million
Woodforest National Bank 1$1.9 million
FSNB, National Association 1$489,000

Closed since the 2025 survey

9 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Gwinnett County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.