Peach State Bank & Trust
Peach State Bank & Trust received 86 applications in 2025 and made 59 mortgages, in 22 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $555,000. Of 69 decisions, 6 were denials — 8.7%.
| Legal Entity Identifier | 549300HX04TQZO5URB98 |
|---|---|
| Applications received | 86 |
| Mortgages made | 59 |
| Denied | 6 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 17 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 46 | Not published | $585,000 | 3.9% |
| Refinancing | 11 | Not published | $245,000 | 25.0% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where Peach State Bank & Trust lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hall County, GA | 23 | Not published | 7.7% |
| Gwinnett County, GA | 7 | Under 10 loans | 0.0% |
| Fulton County, GA | 5 | Under 10 loans | 0.0% |
| DeKalb County, GA | 4 | Under 10 loans | 0.0% |
| Dawson County, GA | 3 | Under 10 loans | 0.0% |
| Clarke County, GA | 2 | Under 10 loans | 33.3% |
| Cobb County, GA | 2 | Under 10 loans | 0.0% |
| Jackson County, GA | 2 | Under 10 loans | 0.0% |
| Madison County, GA | 2 | Under 10 loans | 33.3% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| Barrow County, GA | 1 | Under 10 loans | 0.0% |
| Forsyth County, GA | 1 | Under 10 loans | 50.0% |
| Gilmer County, GA | 1 | Under 10 loans | 0.0% |
| Habersham County, GA | 1 | Under 10 loans | 0.0% |
| Lumpkin County, GA | 1 | Under 10 loans | 0.0% |
| Union County, GA | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Swain County, NC | 1 | Under 10 loans | 0.0% |
| Bay County, FL | 0 | Under 10 loans | Not published |
| Cherokee County, GA | 0 | Under 10 loans | Not published |
| Fannin County, GA | 0 | Under 10 loans | Not published |
| Greene County, GA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.