PromiseOne Bank
PromiseOne Bank received 85 applications in 2025 and made 73 mortgages, in 34 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $285,000. Of 78 decisions, 4 were denials — 5.1%.
| Legal Entity Identifier | 254900MY80V94K63ZY41 |
|---|---|
| Applications received | 85 |
| Mortgages made | 73 |
| Denied | 4 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: PromiseOne Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 56 | Not published | $290,000 | 3.4% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Other purposes | 11 | Not published | $215,000 | 0.0% |
Where PromiseOne Bank lends most
The 34 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Gwinnett County, GA | 24 | Not published | 4.0% |
| Denton County, TX | 6 | Under 10 loans | 0.0% |
| DeKalb County, GA | 4 | Under 10 loans | 0.0% |
| Forsyth County, GA | 4 | Under 10 loans | 0.0% |
| Fulton County, GA | 4 | Under 10 loans | 0.0% |
| Clayton County, GA | 3 | Under 10 loans | 0.0% |
| Coweta County, GA | 2 | Under 10 loans | 0.0% |
| Hall County, GA | 2 | Under 10 loans | 0.0% |
| Henry County, GA | 2 | Under 10 loans | 0.0% |
| Bartow County, GA | 1 | Under 10 loans | 0.0% |
| Bryan County, GA | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
| Effingham County, GA | 1 | Under 10 loans | 0.0% |
| Fayette County, GA | 1 | Under 10 loans | 0.0% |
| Jackson County, GA | 1 | Under 10 loans | 0.0% |
| Lumpkin County, GA | 1 | Under 10 loans | 0.0% |
| Troup County, GA | 1 | Under 10 loans | 0.0% |
| Montgomery County, MD | 1 | Under 10 loans | 0.0% |
| Kings County, NY | 1 | Under 10 loans | 0.0% |
| Nassau County, NY | 1 | Under 10 loans | 0.0% |
| Harnett County, NC | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Hamilton County, TN | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Sumner County, TN | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Hood County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Talladega County, AL | 0 | Under 10 loans | 100.0% |
| Bergen County, NJ | 0 | Under 10 loans | 100.0% |
| Essex County, NJ | 0 | Under 10 loans | 100.0% |
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When PromiseOne Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.