CDC FEDERAL CREDIT UNION
CDC FEDERAL CREDIT UNION received 162 applications in 2025 and made 128 mortgages, in 25 counties across 1 state. The median rate its borrowers got was 7.500% on a median loan of $95,000. Of 154 decisions, 25 were denials — 16.2%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900W1NULDJH9MMK81 |
|---|---|
| Applications received | 162 |
| Mortgages made | 128 |
| Denied | 25 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 7.5 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 121 | 7.500% | $95,000 | 15.9% |
Where CDC FEDERAL CREDIT UNION lends most
The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| DeKalb County, GA | 51 | 7.500% | 12.1% |
| Gwinnett County, GA | 26 | 7.375% | 13.3% |
| Fulton County, GA | 18 | 7.250% | 17.4% |
| Cobb County, GA | 6 | Under 10 loans | 14.3% |
| Cherokee County, GA | 3 | Under 10 loans | 0.0% |
| Hall County, GA | 3 | Under 10 loans | 0.0% |
| Henry County, GA | 3 | Under 10 loans | 25.0% |
| Fayette County, GA | 2 | Under 10 loans | 0.0% |
| Newton County, GA | 2 | Under 10 loans | 0.0% |
| Rockdale County, GA | 2 | Under 10 loans | 0.0% |
| Banks County, GA | 1 | Under 10 loans | 0.0% |
| Clarke County, GA | 1 | Under 10 loans | 0.0% |
| Clayton County, GA | 1 | Under 10 loans | 50.0% |
| Coweta County, GA | 1 | Under 10 loans | 0.0% |
| Dawson County, GA | 1 | Under 10 loans | 0.0% |
| Forsyth County, GA | 1 | Under 10 loans | 66.7% |
| Habersham County, GA | 1 | Under 10 loans | 0.0% |
| Jackson County, GA | 1 | Under 10 loans | 0.0% |
| Paulding County, GA | 1 | Under 10 loans | 0.0% |
| Tift County, GA | 1 | Under 10 loans | 0.0% |
| Walton County, GA | 1 | Under 10 loans | 50.0% |
| Carroll County, GA | 0 | Under 10 loans | 100.0% |
| Gilmer County, GA | 0 | Under 10 loans | 100.0% |
| McDuffie County, GA | 0 | Under 10 loans | 100.0% |
| Muscogee County, GA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When CDC FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.