Mortgage lenders in Palm Beach County
28,383 mortgages were made in Palm Beach County, Florida, in 2025, by 855 lenders. The median rate their borrowers got was 6.750% on a median loan of $335,000. Of 42,807 decisions, 12,505 were denials — 29.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 3,190 | 6.500% | $385,000 | 18.4% |
| Rocket Mortgage, LLC | 1,812 | 6.750% | $275,000 | 26.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 1,678 | 6.875% | $375,000 | 7.1% |
| Bank of America, National Association | 779 | 5.990% | $215,000 | 49.7% |
| JPMorgan Chase Bank, National Association | 719 | 6.375% | $475,000 | 22.0% |
| PENNYMAC LOAN SERVICES, LLC | 608 | 6.625% | $395,000 | 22.6% |
| PNC Bank, National Association | 564 | 7.055% | $155,000 | 41.9% |
| Third Federal Savings and Loan Association of Cleveland | 543 | 6.990% | $125,000 | 46.3% |
| TD Bank, National Association | 461 | 7.440% | $205,000 | 42.4% |
| A&D Mortgage LLC | 436 | 6.990% | $345,000 | 11.6% |
| Truist Bank | 405 | 6.440% | $205,000 | 51.7% |
| FBC MORTGAGE, LLC | 369 | 6.250% | $415,000 | 2.6% |
| SPACE COAST CREDIT UNION | 351 | 5.625% | $125,000 | 37.7% |
| Paramount Residential Mortgage Group, Inc. | 348 | 6.625% | $395,000 | 8.4% |
| NEWREZ LLC | 323 | 6.875% | $295,000 | 44.5% |
| Citizens Bank, National Association | 320 | 7.650% | $255,000 | 38.5% |
| Wells Fargo Bank, National Association | 316 | 6.250% | $405,000 | 32.8% |
| EVERETT FINANCIAL, INC. | 299 | 6.875% | $315,000 | 9.4% |
| Loandepot.Com, LLC | 296 | 7.125% | $195,000 | 33.6% |
| THE LOAN STORE, INC. | 259 | 7.125% | $315,000 | 22.2% |
| LENNAR MORTGAGE, LLC | 256 | 4.750% | $505,000 | 13.5% |
| Fifth Third Bank, National Association | 240 | 7.740% | $175,000 | 48.6% |
| FIGURE LENDING LLC | 239 | 8.550% | $85,000 | 34.1% |
| Navy Federal Credit Union | 235 | 7.750% | $155,000 | 43.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 229 | 10.440% | $135,000 | 16.2% |
| THE MORTGAGE FIRM, INC. | 219 | 6.750% | $385,000 | 2.5% |
| Fairway Independent Mortgage Corporation | 216 | 6.875% | $435,000 | 9.1% |
| NATIONSTAR MORTGAGE LLC | 215 | 8.125% | $135,000 | 21.8% |
| U.S. Bank National Association | 214 | 6.750% | $370,000 | 32.0% |
| FREEDOM MORTGAGE CORPORATION | 213 | 6.250% | $425,000 | 22.2% |
| SPRING EQ, LLC | 208 | 8.863% | $105,000 | 71.0% |
| GUARANTEED RATE, INC. | 207 | 6.750% | $395,000 | 20.7% |
| Coastal Community Bank | 203 | 9.990% | $55,000 | 2.6% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 202 | 7.499% | $355,000 | 16.9% |
| Morgan Stanley Private Bank, National Association | 190 | 5.888% | $995,000 | 6.9% |
| ITHINK FINANCIAL Credit Union | 186 | 8.000% | $105,000 | 33.2% |
| NQM FUNDING, LLC | 172 | 6.990% | $505,000 | 14.3% |
| CHAMPIONS FUNDING, LLC | 169 | 7.875% | $375,000 | 31.5% |
| Seacoast National Bank | 165 | 7.250% | $205,000 | 43.6% |
| KIND LENDING, LLC | 161 | 6.625% | $415,000 | 33.2% |
| Mortgage Research Center, LLC | 136 | 6.250% | $385,000 | 37.4% |
| Broker Solutions, Inc. | 134 | 6.875% | $355,000 | 29.7% |
| Citadel Servicing Corporation | 134 | 7.500% | $350,000 | 1.7% |
| Capital Partner Mortgage Services | 134 | 6.625% | $355,000 | 6.8% |
| JMAC LENDING, INC. | 133 | 6.500% | $405,000 | 7.0% |
| BUILDERS CHOICE MORTGAGE LLC | 132 | 6.875% | $445,000 | 6.4% |
| VELOCITY COMMUNITY Federal Credit Union | 131 | Not published | $105,000 | 32.5% |
| CMG MORTGAGE, INC. | 129 | 6.990% | $365,000 | 14.8% |
| Commerce Home Mortgage, Inc. | 128 | 7.875% | $485,000 | 17.8% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 123 | 6.500% | $405,000 | 3.2% |
| HOMEXPRESS MORTGAGE CORP. | 114 | 7.375% | $350,000 | 45.2% |
| MOVEMENT MORTGAGE, LLC | 113 | 6.625% | $315,000 | 9.1% |
| LOWER, LLC | 111 | 6.625% | $385,000 | 13.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 110 | 6.375% | $320,000 | 27.9% |
| Citibank, National Association | 105 | 6.125% | $605,000 | 37.6% |
| Hometown Equity Mortgage, LLC | 104 | 7.375% | $325,000 | 52.3% |
| Regions Bank | 101 | 4.990% | $105,000 | 59.3% |
| T2 FINANCIAL LLC | 99 | 6.750% | $405,000 | 6.0% |
| AmeriSave Mortgage Corporation | 98 | 8.438% | $105,000 | 76.7% |
| OCMBC, INC. | 98 | 7.313% | $370,000 | 20.3% |
| PULTE MORTGAGE LLC | 97 | 6.125% | $705,000 | 23.4% |
| City National Bank of Florida | 97 | 6.125% | $235,000 | 8.5% |
| GUARANTEED RATE AFFINITY, LLC | 94 | 6.538% | $335,000 | 10.2% |
| PENTAGON FEDERAL CREDIT UNION | 89 | 7.625% | $185,000 | 49.1% |
| AMWEST FUNDING CORP. | 88 | 7.563% | $335,000 | 9.3% |
| Kiavi Funding, Inc. | 85 | 9.950% | $365,000 | 18.7% |
| DEEPHAVEN MORTGAGE LLC | 85 | 7.500% | $265,000 | 37.7% |
| CLEAREDGE LENDING LLC | 82 | 7.375% | $450,000 | 18.6% |
| NFM, INC. | 82 | 6.625% | $450,000 | 1.2% |
| First Horizon Bank | 81 | 7.250% | $605,000 | 28.8% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 81 | 6.500% | $325,000 | 7.6% |
| LAKEVIEW LOAN SERVICING, LLC | 80 | 6.370% | $365,000 | 72.2% |
| Plains Commerce Bank | 80 | 6.375% | $350,000 | 23.1% |
| FINANCE OF AMERICA REVERSE LLC | 80 | 7.460% | $305,000 | 18.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 78 | 6.500% | $430,000 | 12.2% |
| BETTER MORTGAGE CORPORATION | 77 | 7.875% | $245,000 | 55.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 77 | 6.990% | $365,000 | 34.2% |
| ALLIANT CREDIT UNION | 77 | 8.250% | $180,000 | 37.2% |
| Flagstar Bank, N.A. | 76 | 6.625% | $315,000 | 45.6% |
| MATTAMY HOME FUNDING, LLC | 75 | 5.375% | $495,000 | 14.8% |
| TROPICAL FINANCIAL CREDIT UNION | 74 | 7.000% | $105,000 | 49.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 71 | 7.625% | $155,000 | 39.0% |
| Valley National Bank | 71 | 6.375% | $345,000 | 29.0% |
| PLAZA HOME MORTGAGE, INC. | 70 | 6.750% | $345,000 | 39.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 68 | 6.500% | $390,000 | 6.9% |
| Charles Schwab Bank, SSB | 67 | 5.375% | $1,005,000 | 12.7% |
| POWER FINANCIAL | 66 | 6.688% | $185,000 | 29.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 65 | 6.990% | $345,000 | 19.1% |
| NEXERA HOLDING LLC | 65 | 7.375% | $405,000 | 9.7% |
| UBS Bank USA | 62 | 5.875% | $1,235,000 | 15.1% |
| SWBC MORTGAGE CORPORATION | 58 | 6.625% | $415,000 | 10.6% |
| Northpointe Bank | 57 | 7.000% | $385,000 | 10.8% |
| GUILD MORTGAGE COMPANY | 56 | 6.563% | $305,000 | 8.6% |
| Discover Bank | 54 | 8.380% | $105,000 | 84.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 54 | 7.249% | $285,000 | 55.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 54 | 10.250% | $365,000 | 0.0% |
| Bethpage Federal Credit Union | 53 | 6.490% | $205,000 | 55.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | 52 | 6.563% | $375,000 | 7.1% |
| SouthState Bank, National Association | 51 | 6.750% | $275,000 | 32.9% |
| Filo Mortgage, L.L.C. | 51 | 6.250% | $455,000 | 13.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 51 | 6.375% | $485,000 | 12.1% |
| QUORUM FEDERAL CREDIT UNION | 49 | 8.500% | $205,000 | 36.4% |
| BrightStar Credit Union | 49 | 7.125% | $105,000 | 23.9% |
| GOLD COAST FEDERAL CREDIT UNION | 49 | 6.750% | $85,000 | 10.9% |
| Sierra Pacific Mortgage Company, Inc. | 48 | 7.000% | $315,000 | 24.6% |
| DHI MORTGAGE COMPANY, LTD. | 46 | 3.990% | $455,000 | 34.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 46 | 6.495% | $340,000 | 4.2% |
| Equity Prime Mortgage LLC | 45 | 6.625% | $375,000 | 13.5% |
| Lendage, LLC | 45 | 10.125% | $65,000 | 20.0% |
| RESICENTRAL, LLC | 45 | 6.490% | $325,000 | 9.6% |
| Dort Financial Credit Union | 43 | 5.750% | $255,000 | 21.8% |
| FM Home Loans, LLC | 43 | 6.875% | $495,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 41 | 6.625% | $385,000 | 19.0% |
| VAN DYK MORTGAGE CORPORATION | 41 | 6.625% | $265,000 | 0.0% |
| TrustCo Bank | 40 | 5.875% | $225,000 | 32.8% |
| AMERANT BANK, NATIONAL ASSOCIATION | 39 | 8.000% | $295,000 | 34.4% |
| First-Citizens Bank & Trust Company | 39 | 5.990% | $355,000 | 25.9% |
| Suncoast Credit Union | 38 | 6.250% | $255,000 | 20.8% |
| Logan Finance Corporation | 38 | 7.437% | $430,000 | 11.6% |
| Stifel Bank and Trust | 38 | 5.875% | $690,000 | 2.6% |
| 21st Mortgage Corporation | 37 | 10.140% | $105,000 | 72.4% |
| AMERICAN HERITAGE LENDING, LLC | 37 | 7.625% | $425,000 | 11.7% |
| Manufacturers and Traders Trust Company | 37 | 5.875% | $475,000 | 33.9% |
| ZILLOW HOME LOANS, LLC | 37 | 6.750% | $305,000 | 9.8% |
| GoodLeap, LLC | 36 | 7.825% | $70,000 | 37.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 36 | 6.563% | $360,000 | 21.6% |
| NexBank | 36 | 6.438% | $540,000 | 12.2% |
| LONGBRIDGE FINANCIAL, LLC | 35 | 6.625% | $325,000 | 22.6% |
| SmartFi Home Loans, LLC | 35 | 8.990% | $215,000 | 24.5% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 35 | 6.875% | $425,000 | 2.3% |
| Click n' Close, Inc. | 35 | 7.250% | $345,000 | 2.8% |
| FIRST COMMUNITY MORTGAGE, INC. | 35 | 6.375% | $405,000 | 8.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 34 | 6.563% | $395,000 | 6.4% |
| FIRST CHOICE | 33 | 6.250% | $75,000 | 0.0% |
| USAA Federal Savings Bank | 32 | 6.438% | $285,000 | 46.7% |
| Cornerstone First Mortgage, Inc | 32 | 6.875% | $330,000 | 5.9% |
| BRADESCO BANK | 32 | 6.750% | $700,000 | 11.1% |
| FIRSTBANK PUERTO RICO | 32 | 6.500% | $105,000 | 10.3% |
| LENDINGONE, LLC | 31 | 7.085% | $325,000 | 58.7% |
| J. VIRGIL, INC. | 31 | 6.625% | $465,000 | 0.0% |
| Loan Funder LLC | 30 | 10.120% | $330,000 | 33.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 30 | 9.865% | $335,000 | 0.0% |
| Comerica Bank | 30 | 6.240% | $255,000 | 41.1% |
| PLANET HOME LENDING, LLC | 30 | 6.250% | $435,000 | 41.5% |
| TOTAL MORTGAGE SERVICES, LLC | 30 | 6.990% | $405,000 | 6.3% |
| PHH Mortgage Corporation | 29 | 6.125% | $275,000 | 35.6% |
| TRIAD FINANCIAL SERVICES, INC. | 29 | 9.780% | $105,000 | 46.2% |
| FlexPoint, Inc. | 29 | 7.250% | $385,000 | 11.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 28 | 6.688% | $360,000 | 9.1% |
| STG MORTGAGE INC | 28 | 6.500% | $450,000 | 22.0% |
| United Community Bank | 28 | 6.500% | $370,000 | 23.1% |
| VISTA POINT MORTGAGE, LLC | 28 | 7.625% | $420,000 | 18.4% |
| FIRST EQUITY MORTGAGE BANKERS, INC. | 28 | 6.500% | $1,065,000 | 0.0% |
| Easy Street Capital, LLC | 28 | 9.900% | $365,000 | 0.0% |
| Guardians Credit Union | 27 | 7.750% | $95,000 | 50.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 27 | 6.375% | $375,000 | 21.4% |
| UNITED MORTGAGE CORP. | 27 | 6.750% | $305,000 | 5.7% |
| 254900CTT87ZKAUTIJ37 | 26 | 10.563% | $485,000 | 25.6% |
| Raymond James Bank | 26 | 5.438% | $1,145,000 | 10.3% |
| Synovus Bank | 25 | 7.800% | $305,000 | 48.1% |
| Valon Mortgage, Inc. | 25 | 8.000% | $105,000 | 31.1% |
| MORTGAGE EQUITY PARTNERS LLC | 25 | 6.750% | $365,000 | 3.7% |
| MIDFLORIDA | 24 | 6.490% | $170,000 | 75.3% |
| TOLL BROTHERS MORTGAGE COMPANY | 24 | 6.563% | $590,000 | 2.6% |
| Acre Mortgage & Financial, Inc. | 24 | 6.688% | $400,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 23 | 5.875% | $425,000 | 21.9% |
| Tomo Mortgage, LLC | 23 | 5.990% | $545,000 | 17.9% |
| CIBC Bank USA | 23 | 6.000% | $205,000 | 8.0% |
| TOWNE MORTGAGE COMPANY | 23 | 6.375% | $315,000 | 3.9% |
| Bell Bank | 23 | 6.500% | $305,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 22 | 6.188% | $310,000 | 55.1% |
| GTE Federal Credit Union | 22 | 8.250% | $175,000 | 28.1% |
| POINT MORTGAGE CORPORATION | 22 | 6.688% | $440,000 | 6.9% |
| Luminate Bank | 22 | 6.750% | $495,000 | 0.0% |
| Goldman Sachs Bank USA | 22 | 5.650% | $2,695,000 | 8.3% |
| ARC HOME LLC | 21 | 7.250% | $695,000 | 22.2% |
| STOCKTON MORTGAGE CORPORATION | 21 | 6.875% | $425,000 | 12.5% |
| Reliable Holdings Manager dba Lendz Financial | 21 | 7.500% | $315,000 | 12.5% |
| LENDSURE MORTGAGE CORP. | 21 | 7.625% | $365,000 | 3.7% |
| 254900J2RKTTDJSUWD76 | 21 | 6.750% | $485,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 20 | 6.563% | $295,000 | 22.2% |
| NEW DAY FINANCIAL, LLC | 19 | 6.740% | $325,000 | 73.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 19 | 5.750% | $515,000 | 37.0% |
| OriginPoint, LLC | 19 | 6.875% | $465,000 | 0.0% |
| TOP FLITE FINANCIAL, INC. | 19 | 6.875% | $435,000 | 13.6% |
| LEADERONE FINANCIAL CORPORATION | 19 | 6.625% | $445,000 | 13.6% |
| US MORTGAGE CORPORATION | 19 | 7.250% | $315,000 | 5.0% |
| SOUTH RIVER MORTGAGE, LLC | 18 | 8.990% | $160,000 | 14.3% |
| The Federal Savings Bank | 18 | 6.625% | $405,000 | 26.9% |
| BMO Bank National Association | 18 | 6.500% | $1,285,000 | 42.4% |
| First American Bank | 18 | 7.375% | $250,000 | 45.5% |
| NBKC BANK | 18 | 6.375% | $560,000 | 30.8% |
| Quontic Bank | 18 | 8.438% | $270,000 | 9.5% |
| LIMA ONE CAPITAL, LLC | 18 | 9.475% | $870,000 | 21.7% |
| We Florida Financial | 18 | 7.500% | $115,000 | 5.0% |
| GEORGIA'S OWN | 17 | 8.000% | $355,000 | 37.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 17 | 6.875% | $455,000 | 13.0% |
| Advisors Mortgage Group, L.L.C. | 17 | 6.875% | $455,000 | 0.0% |
| MORTGAGEONE, INC. | 17 | 6.625% | $415,000 | 5.6% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 17 | 6.400% | $525,000 | 5.6% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 655 lenders each made 17 or fewer mortgages here, and are counted in the totals above.
Bank branches in Palm Beach County
387 FDIC-insured branches from 56 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
19 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 1479 S Dixie Hwy, Lantana
- Bank of America, National Association, 1827 N Military Trl, West Palm Beach
- Bank of America, National Association, 23123 State Road 7, Boca Raton
- Centennial Bank, 2701 Nw 2nd Ave, Ste 211, Boca Raton
- Comerica Bank, 1 S Federal Hwy, Boca Raton
- Comerica Bank, 1037 S State Road 7, Ste 117, Wellington
- Comerica Bank, 155 E Blue Heron Blvd, Riviera Beach
- Comerica Bank, 2401 Pga Blvd, Ste 198, Palm Beach Gardens
- FineMark National Bank & Trust, 661 University Blvd, Ste 107, Jupiter
- First Bank, 205 Worth Ave, Ste 308, Palm Beach
- PNC Bank, National Association, 800 Devonshire Way, Palm Beach Gardens
- Synovus Bank, 11431 W Palmetto Park Rd, Boca Raton
- Synovus Bank, 1314 Greenview Shores Blvd, Wellington
- Synovus Bank, 140 N Federal Hwy, Boca Raton
- Synovus Bank, 1555 Palm Beach Lakes Blvd, West Palm Beach
- Synovus Bank, 4850 W Atlantic Ave, Delray Beach
- Synovus Bank, 9844 S Jog Rd, Boynton Beach
- United Community Bank, 601 South Federal Highway, Boca Raton
- Vista Bank, 3835 Pga Boulevard Suite 305, Palm Beach Gardens
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When the next year’s lending figures are out for Palm Beach County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.