Mortgage Lender Index

Manufacturers and Traders Trust Company

Manufacturers and Traders Trust Company is a state bank, federal reserve member based in Buffalo, New York, with $218.8 billion in assets and $172.3 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 957 branches in 154 counties.

FDIC certificate588
Charter classState bank, Federal Reserve member
EstablishedNot published
Assets$218.8 billion
Deposits$172.3 billion
Offices962
Net income, year to date$1.5 billion
Return on assets1.40%
Websitewww.mtb.com
Mortgage lendingManufacturers and Traders Trust Company reported 23,446 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Erie County, NY 44$41.9 billion
Suffolk County, NY 36$3.2 billion
Capitol Planning Region, CT 35$6.0 billion
Baltimore County, MD 33$4.6 billion
Onondaga County, NY 26$3.6 billion
Monroe County, NY 25$4.6 billion
York County, PA 24$2.7 billion
Montgomery County, MD 22$2.1 billion
Western Connecticut Planning Region, CT 20$2.4 billion
Bergen County, NJ 19$2.9 billion
New Castle County, DE 18$13.3 billion
Baltimore city, MD 18$11.3 billion
Westchester County, NY 17$1.3 billion
Greater Bridgeport Planning Region, CT 16$6.6 billion
Anne Arundel County, MD 16$2.7 billion
South Central Connecticut Planning Region, CT 16$2.0 billion
Essex County, MA 15$725.3 million
Middlesex County, MA 14$3.6 billion
Sussex County, DE 14$1.7 billion
Hampden County, MA 13$994.6 million
Berks County, PA 13$803.3 million
Franklin County, PA 12$564.4 million
Broome County, NY 11$1.7 billion
Dutchess County, NY 11$930.2 million
Fairfax County, VA 11$506.7 million
New York County, NY 10$4.7 billion
Cumberland County, PA 10$1.5 billion
Naugatuck Valley Planning Region, CT 10$1.0 billion
Rockingham County, NH 10$606.8 million
Luzerne County, PA 9$1.4 billion
Dauphin County, PA 9$772.1 million
Prince George's County, MD 9$662.1 million
Washington County, MD 9$577.9 million
Schuylkill County, PA 9$554.1 million
Chittenden County, VT 8$2.3 billion
Rockland County, NY 8$2.1 billion
District of Columbia, DC 8$1.0 billion
York County, ME 8$762.7 million
Lancaster County, PA 8$670.6 million
Hudson County, NJ 8$440.4 million
Howard County, MD 7$1.1 billion
Harford County, MD 7$1.0 billion
Orange County, NY 7$818.3 million
Southeastern Connecticut Planning Region, CT 7$680.8 million
Morris County, NJ 7$653.3 million
Ocean County, NJ 7$509.3 million
Chautauqua County, NY 7$429.8 million
Essex County, NJ 7$422.5 million
Cumberland County, ME 7$207.9 million
Suffolk County, MA 7$184.1 million
Albany County, NY 6$2.2 billion
Blair County, PA 6$1.3 billion
Nassau County, NY 6$1.1 billion
Oneida County, NY 6$718.9 million
Hillsborough County, NH 6$588.2 million
Frederick County, MD 6$503.9 million
Worcester County, MA 6$396.3 million
Windham County, VT 6$357.6 million
Philadelphia County, PA 5$3.1 billion
Carroll County, MD 5$699.2 million
Ulster County, NY 5$595.2 million
Delaware County, PA 5$372.5 million
Monmouth County, NJ 5$315.4 million
Windsor County, VT 5$267.6 million
Niagara County, NY 4$753.8 million
Kent County, DE 4$565.5 million
Lycoming County, PA 4$460.5 million
Centre County, PA 4$321.0 million
Herkimer County, NY 4$286.2 million
Allegany County, MD 4$246.0 million
Northumberland County, PA 4$221.8 million
Rensselaer County, NY 4$194.2 million
Richmond County, NY 4$184.8 million
Chester County, PA 3$324.9 million
Wicomico County, MD 3$271.8 million
Kings County, NY 3$220.9 million
Bucks County, PA 3$199.1 million
Union County, NJ 3$190.6 million
Lower Connecticut River Valley Planning Region, CT 3$188.9 million
Strafford County, NH 3$183.0 million
Passaic County, NJ 3$174.5 million
Loudoun County, VA 3$169.8 million
Franklin County, MA 3$148.0 million
Washington County, VT 3$143.5 million
Middlesex County, NJ 3$139.0 million
Union County, PA 3$119.6 million
Queens County, NY 2$564.3 million
Tompkins County, NY 2$258.8 million
Putnam County, NY 2$226.6 million
Genesee County, NY 2$208.1 million
Palm Beach County, FL 2$204.6 million
Cheshire County, NH 2$187.6 million
Rutland County, VT 2$178.3 million
Northwest Hills Planning Region, CT 2$177.4 million
Wyoming County, NY 2$176.8 million
Calvert County, MD 2$171.9 million
Bradford County, PA 2$163.4 million
Camden County, NJ 2$159.0 million
Worcester County, MD 2$153.9 million
Bedford County, PA 2$127.2 million
Lehigh County, PA 2$126.2 million
Garrett County, MD 2$116.9 million
Talbot County, MD 2$109.0 million
Addison County, VT 2$104.9 million
Bennington County, VT 2$103.8 million
Adams County, PA 2$102.6 million
Columbia County, PA 2$98.5 million
Franklin County, VT 2$91.4 million
Sullivan County, NY 2$84.3 million
Cattaraugus County, NY 2$82.8 million
Mineral County, WV 2$81.6 million
Madison County, NY 2$69.9 million
Hampshire County, MA 2$67.6 million
Lamoille County, VT 2$66.6 million
Hanover County, VA 2$56.3 million
Bronx County, NY 2$49.3 million
Schenectady County, NY 2$48.5 million
Saratoga County, NY 2$46.9 million
Norfolk County, MA 2$42.7 million
Northampton County, PA 2$0
Arlington County, VA 1$132.4 million
Charles County, MD 1$119.1 million
Queen Anne's County, MD 1$112.0 million
Clinton County, PA 1$97.6 million
Cayuga County, NY 1$95.7 million
Snyder County, PA 1$92.8 million
Lebanon County, PA 1$89.4 million
Cecil County, MD 1$86.9 million
Ontario County, NY 1$70.0 million
Carroll County, NH 1$69.5 million
Mercer County, NJ 1$65.5 million
St. Mary's County, MD 1$64.1 million
Manassas city, VA 1$63.8 million
Monroe County, PA 1$60.5 million
Steuben County, NY 1$58.0 million
Alexandria city, VA 1$53.6 million
Tioga County, NY 1$53.5 million
Lackawanna County, PA 1$52.8 million
Fredericksburg city, VA 1$50.8 million
Dorchester County, MD 1$48.3 million
Livingston County, NY 1$46.1 million
Orleans County, VT 1$44.7 million
Merrimack County, NH 1$40.8 million
Fairfax city, VA 1$40.8 million
Montour County, PA 1$40.7 million
Falls Church city, VA 1$39.2 million
Orleans County, NY 1$38.2 million
Wyoming County, PA 1$37.8 million
Chemung County, NY 1$33.7 million
Prince William County, VA 1$33.2 million
Richmond city, VA 1$29.7 million
Seneca County, NY 1$26.3 million
Henrico County, VA 1$24.3 million
Collier County, FL 1$0

Closed since the 2025 survey

26 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next branch survey and bank figures are published.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.