Home purchase lenders in Grayson County
2,651 home purchase mortgages were made in Grayson County, Texas, in 2025, by 324 lenders. The median rate their borrowers got was 6.375% on a median loan of $275,000. Of 3,480 decisions, 639 were denials — 18.4%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | 167 | 6.500% | $205,000 | 0.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 151 | 6.375% | $315,000 | 8.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 134 | 5.250% | $360,000 | 4.8% |
| LENNAR MORTGAGE, LLC | 132 | 4.813% | $195,000 | 9.6% |
| DHI MORTGAGE COMPANY, LTD. | 116 | 3.990% | $245,000 | 20.4% |
| First United Bank and Trust Company | 108 | 6.875% | $245,000 | 5.2% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 105 | 6.625% | $295,000 | 17.3% |
| Rocket Mortgage, LLC | 62 | 6.500% | $260,000 | 7.2% |
| SFMC, LP | 59 | 5.875% | $435,000 | 9.2% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 58 | 6.875% | $245,000 | 1.7% |
| CMG MORTGAGE, INC. | 48 | 6.490% | $320,000 | 7.1% |
| American National Bank & Trust | 46 | 6.250% | $295,000 | 2.0% |
| 21st Mortgage Corporation | 45 | 9.750% | $105,000 | 72.5% |
| Fairway Independent Mortgage Corporation | 45 | 6.625% | $295,000 | 11.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 43 | 6.625% | $275,000 | 4.4% |
| PRIORITY HOME MORTGAGE, L.P. | 43 | 5.750% | $385,000 | 2.3% |
| Mortgage Research Center, LLC | 41 | 6.500% | $305,000 | 6.8% |
| Loandepot.Com, LLC | 41 | 4.990% | $275,000 | 2.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 36 | 6.625% | $325,000 | 0.0% |
| GUARANTEED RATE, INC. | 35 | 6.300% | $195,000 | 2.7% |
| Cadence Bank | 34 | 6.500% | $635,000 | 12.8% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 33 | 6.625% | $385,000 | 5.3% |
| VELOCIO MORTGAGE L.L.C. | 25 | 4.990% | $275,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 23 | 6.375% | $285,000 | 4.2% |
| Broker Solutions, Inc. | 23 | 6.625% | $235,000 | 0.0% |
| THE LOAN STORE, INC. | 23 | 6.875% | $255,000 | 0.0% |
| First State Bank | 22 | 6.563% | $240,000 | 8.3% |
| UNION HOME MORTGAGE CORP. | 22 | 6.625% | $245,000 | 4.4% |
| FREEDOM MORTGAGE CORPORATION | 21 | 5.750% | $345,000 | 8.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | 20 | 6.563% | $215,000 | 0.0% |
| NEWREZ LLC | 19 | 6.625% | $265,000 | 0.0% |
| NFM, INC. | 18 | 6.625% | $355,000 | 0.0% |
| HIGHLAND HOMELOANS, LLC | 17 | 4.990% | $405,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.500% | $295,000 | 0.0% |
| KIND LENDING, LLC | 16 | 6.250% | $375,000 | 27.3% |
| PENNYMAC LOAN SERVICES, LLC | 16 | 6.750% | $340,000 | 15.8% |
| Prosperity Home Mortgage, LLC | 16 | 6.438% | $175,000 | 15.8% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 16 | 5.870% | $345,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 9.500% | $150,000 | 80.7% |
| SOUTHWEST STAGE FUNDING, LLC | 13 | 7.700% | $145,000 | 16.7% |
| EVERETT FINANCIAL, INC. | 13 | 6.750% | $255,000 | 0.0% |
| Community National Bank & Trust of Texas | 13 | Not published | $545,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 12 | 8.870% | $110,000 | 57.2% |
| ZILLOW HOME LOANS, LLC | 12 | 6.375% | $250,000 | 7.7% |
| Kiavi Funding, Inc. | 12 | 10.070% | $180,000 | 20.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.438% | $270,000 | 0.0% |
| USAA Federal Savings Bank | 11 | 6.375% | $295,000 | 21.4% |
| Prosperity Bank | 11 | 7.490% | $265,000 | 26.7% |
| Simmons Bank | 11 | 7.000% | $285,000 | 7.7% |
| RIGHT START MORTGAGE, INC. | 11 | 6.500% | $235,000 | 0.0% |
| Great Plains National Bank | 11 | 7.750% | $275,000 | 0.0% |
| SouthState Bank, National Association | 10 | 6.625% | $260,000 | 8.3% |
| First Bank | 10 | 6.188% | $380,000 | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 10 | 6.125% | $530,000 | 0.0% |
| Navy Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 25.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 9.1% |
| NexBank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 8 | Under 10 loans | Under 10 loans | 27.3% |
| CHURCHILL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Ameristate Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Sierra Pacific Mortgage Company, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CLM MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Lamar National Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Investmark Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Frost Bank | 6 | Under 10 loans | Under 10 loans | 30.0% |
| Farm Credit Mid-America | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| U.S. Bank National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| T2 FINANCIAL LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Legend Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLATINUM EAGLE MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 16.7% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TexasBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| REPUBLIC STATE MORTGAGE CO. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DATCU | 5 | Under 10 loans | Under 10 loans | 0.0% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED BUILT HOMES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Southside Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| THE MORTGAGE LINK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TEXANS | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Texoma National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CORNERSTONE CAPITAL BANK, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Veritex Community Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 2549004YKXDDHUWUOH37 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Third Coast Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of Tom Bean | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The American National Bank of Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Centennial Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BELEM SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pointbank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS MORTGAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBH Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRSTTRUST HOME LOANS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The City National Bank of Sulphur Springs | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Alliance Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Amarillo National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commercial Bank of Texas, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Whittier, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Orchard Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GSB MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANCE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOANPEOPLE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 60.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 60.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900K39SBWA2QOUF69 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Chickasaw Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| City Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE, CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Complex Community Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUPERIOR CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 124 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.