Veritex Community Bank
Veritex Community Bank received 213 applications in 2025 and made 163 mortgages, in 75 counties across 18 states. The median rate its borrowers got was 6.125% on a median loan of $455,000. Of 176 decisions, 11 were denials — 6.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300Q2EZNO3H86ED06 |
|---|---|
| Applications received | 213 |
| Mortgages made | 163 |
| Denied | 11 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 37 |
| Loans bought from other lenders | 82 |
| Median rate spread over the prime offer rate | 0.09 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 119 | 6.125% | $505,000 | 2.5% |
| Refinancing | 17 | 6.000% | $1,005,000 | 5.6% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Other purposes | 22 | 6.000% | $360,000 | 17.9% |
Where Veritex Community Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dallas County, TX | 44 | 6.000% | 6.3% |
| Harris County, TX | 25 | 6.000% | 7.4% |
| Tarrant County, TX | 20 | 6.188% | 0.0% |
| Collin County, TX | 12 | 6.125% | 7.7% |
| Denton County, TX | 11 | 6.125% | 8.3% |
| Montgomery County, TX | 5 | Under 10 loans | 0.0% |
| Brazoria County, TX | 4 | Under 10 loans | 0.0% |
| Henderson County, TX | 4 | Under 10 loans | 0.0% |
| Rockwall County, TX | 4 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 3 | Under 10 loans | 0.0% |
| Grayson County, TX | 3 | Under 10 loans | 25.0% |
| Washington County, AR | 2 | Under 10 loans | 0.0% |
| Cooke County, TX | 2 | Under 10 loans | 0.0% |
| Ellis County, TX | 2 | Under 10 loans | 0.0% |
| Kaufman County, TX | 2 | Under 10 loans | 50.0% |
| Routt County, CO | 1 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Suffolk County, MA | 1 | Under 10 loans | 0.0% |
| Suffolk County, NY | 1 | Under 10 loans | 0.0% |
| Logan County, OK | 1 | Under 10 loans | 0.0% |
| Oklahoma County, OK | 1 | Under 10 loans | 0.0% |
| Deschutes County, OR | 1 | Under 10 loans | 0.0% |
| Erie County, PA | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Aransas County, TX | 1 | Under 10 loans | 0.0% |
| Galveston County, TX | 1 | Under 10 loans | 0.0% |
| Grimes County, TX | 1 | Under 10 loans | 0.0% |
| Lubbock County, TX | 1 | Under 10 loans | 0.0% |
| Navarro County, TX | 1 | Under 10 loans | 0.0% |
| Palo Pinto County, TX | 1 | Under 10 loans | 0.0% |
| Rusk County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 50.0% |
| Williamson County, TX | 1 | Under 10 loans | 0.0% |
| Wood County, TX | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 0 | Under 10 loans | Not published |
| Pinal County, AZ | 0 | Under 10 loans | Not published |
| Alameda County, CA | 0 | Under 10 loans | Not published |
| Contra Costa County, CA | 0 | Under 10 loans | Not published |
| Los Angeles County, CA | 0 | Under 10 loans | Not published |
| Monterey County, CA | 0 | Under 10 loans | Not published |
| Orange County, CA | 0 | Under 10 loans | Not published |
| San Diego County, CA | 0 | Under 10 loans | Not published |
| San Mateo County, CA | 0 | Under 10 loans | Not published |
| Santa Barbara County, CA | 0 | Under 10 loans | Not published |
| Santa Clara County, CA | 0 | Under 10 loans | Not published |
| Boulder County, CO | 0 | Under 10 loans | Not published |
| Denver County, CO | 0 | Under 10 loans | Not published |
| Douglas County, CO | 0 | Under 10 loans | Not published |
| Eagle County, CO | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.