ALLIANCE CREDIT UNION
ALLIANCE CREDIT UNION received 1,565 applications in 2025 and made 1,257 mortgages, in 69 counties across 9 states. The median rate its borrowers got was 6.375% on a median loan of $205,000. Of 1,279 decisions, 22 were denials — 1.7%, most often for other. 122 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300YHSRT5YOR5W454 |
|---|---|
| Applications received | 1,565 |
| Mortgages made | 1,257 |
| Denied | 22 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 286 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.058 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 994 | 6.375% | $215,000 | 0.0% |
| Refinancing | 104 | 7.125% | $180,000 | 0.0% |
| Cash-out refinancing | 158 | 7.276% | $95,000 | 0.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 95.7% |
Where ALLIANCE CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lubbock County, TX | 640 | 6.375% | 2.0% |
| Randall County, TX | 218 | 6.250% | 1.8% |
| Potter County, TX | 53 | 6.375% | 0.0% |
| Hockley County, TX | 24 | 6.495% | 4.0% |
| Howard County, TX | 20 | 6.500% | 4.8% |
| Bexar County, TX | 16 | 6.990% | 0.0% |
| Tom Green County, TX | 16 | 6.188% | 0.0% |
| Curry County, NM | 13 | 6.750% | 0.0% |
| Hale County, TX | 13 | 6.500% | 13.3% |
| Tarrant County, TX | 11 | 6.625% | 0.0% |
| Lynn County, TX | 10 | 6.433% | 0.0% |
| Moore County, TX | 9 | Under 10 loans | 0.0% |
| Terry County, TX | 8 | Under 10 loans | 11.1% |
| Bailey County, TX | 6 | Under 10 loans | 0.0% |
| Carson County, TX | 5 | Under 10 loans | 0.0% |
| Gaines County, TX | 5 | Under 10 loans | 0.0% |
| Lamb County, TX | 5 | Under 10 loans | 0.0% |
| Garza County, TX | 4 | Under 10 loans | 0.0% |
| Gray County, TX | 4 | Under 10 loans | 0.0% |
| Yoakum County, TX | 4 | Under 10 loans | 0.0% |
| Dallas County, TX | 3 | Under 10 loans | 0.0% |
| Denton County, TX | 3 | Under 10 loans | 0.0% |
| Midland County, TX | 3 | Under 10 loans | 0.0% |
| Colfax County, NM | 2 | Under 10 loans | 0.0% |
| Armstrong County, TX | 2 | Under 10 loans | 0.0% |
| Collin County, TX | 2 | Under 10 loans | 0.0% |
| Deaf Smith County, TX | 2 | Under 10 loans | 0.0% |
| Ector County, TX | 2 | Under 10 loans | 0.0% |
| Grayson County, TX | 2 | Under 10 loans | 0.0% |
| Hutchinson County, TX | 2 | Under 10 loans | 0.0% |
| Johnson County, TX | 2 | Under 10 loans | 0.0% |
| Parmer County, TX | 2 | Under 10 loans | 0.0% |
| Scurry County, TX | 2 | Under 10 loans | 0.0% |
| Sherman County, TX | 2 | Under 10 loans | 0.0% |
| Williamson County, TX | 2 | Under 10 loans | 0.0% |
| Lee County, AL | 1 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 1 | Under 10 loans | 0.0% |
| Fannin County, GA | 1 | Under 10 loans | 0.0% |
| Muscogee County, GA | 1 | Under 10 loans | 0.0% |
| Crawford County, KS | 1 | Under 10 loans | 0.0% |
| Anoka County, MN | 1 | Under 10 loans | 0.0% |
| Lincoln County, NM | 1 | Under 10 loans | 0.0% |
| Santa Fe County, NM | 1 | Under 10 loans | 0.0% |
| Taos County, NM | 1 | Under 10 loans | 0.0% |
| Pontotoc County, OK | 1 | Under 10 loans | 0.0% |
| Andrews County, TX | 1 | Under 10 loans | 0.0% |
| Bandera County, TX | 1 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Cooke County, TX | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.