Ameristate Bank
Ameristate Bank received 104 applications in 2025 and made 76 mortgages, in 2 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $110,000. Of 97 decisions, 21 were denials — 21.7%. 79 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300NXKD4J4RBJI403 |
|---|---|
| Applications received | 104 |
| Mortgages made | 76 |
| Denied | 21 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Ameristate Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 34 | Not published | $130,000 | 24.4% |
| Refinancing | 27 | Not published | $115,000 | 12.9% |
| Other purposes | 15 | Not published | $45,000 | 28.6% |
Where Ameristate Bank lends most
The 2 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Grayson County, TX | 17 | Not published | 26.1% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
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When Ameristate Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.