Bank of Whittier, National Association
Bank of Whittier, National Association received 183 applications in 2025 and made 74 mortgages, in 79 counties across 34 states. The median rate its borrowers got was 6.575% on a median loan of $350,000. Of 111 decisions, 37 were denials — 33.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300Q4JBLTKDC7J303 |
|---|---|
| Applications received | 183 |
| Mortgages made | 74 |
| Denied | 37 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 72 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.172 points |
| FDIC-insured bank | Yes: Bank of Whittier, National Association, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 50 | 6.500% | $380,000 | 23.1% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Cash-out refinancing | 19 | 6.625% | $235,000 | 51.3% |
Where Bank of Whittier, National Association lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dallas County, TX | 10 | 6.500% | 44.4% |
| Bernalillo County, NM | 5 | Under 10 loans | 28.6% |
| Los Angeles County, CA | 3 | Under 10 loans | 0.0% |
| Collin County, TX | 3 | Under 10 loans | 50.0% |
| Denton County, TX | 3 | Under 10 loans | 25.0% |
| Tarrant County, TX | 3 | Under 10 loans | 40.0% |
| Clark County, NV | 2 | Under 10 loans | 0.0% |
| Lehigh County, PA | 2 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 2 | Under 10 loans | 66.7% |
| Grayson County, TX | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Mohave County, AZ | 1 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Orange County, CA | 1 | Under 10 loans | 66.7% |
| San Bernardino County, CA | 1 | Under 10 loans | 0.0% |
| San Mateo County, CA | 1 | Under 10 loans | 0.0% |
| Ventura County, CA | 1 | Under 10 loans | 0.0% |
| Broomfield County, CO | 1 | Under 10 loans | 50.0% |
| New Castle County, DE | 1 | Under 10 loans | 0.0% |
| District of Columbia, DC | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Bossier Parish, LA | 1 | Under 10 loans | 0.0% |
| Caddo Parish, LA | 1 | Under 10 loans | 0.0% |
| Norfolk County, MA | 1 | Under 10 loans | 0.0% |
| Boone County, MO | 1 | Under 10 loans | 0.0% |
| St. Louis County, MO | 1 | Under 10 loans | 0.0% |
| Lancaster County, NE | 1 | Under 10 loans | 0.0% |
| Carroll County, NH | 1 | Under 10 loans | 0.0% |
| Eddy County, NM | 1 | Under 10 loans | 0.0% |
| Sandoval County, NM | 1 | Under 10 loans | 0.0% |
| Erie County, NY | 1 | Under 10 loans | 0.0% |
| Nassau County, NY | 1 | Under 10 loans | 50.0% |
| Queens County, NY | 1 | Under 10 loans | 50.0% |
| Suffolk County, NY | 1 | Under 10 loans | 66.7% |
| Tompkins County, NY | 1 | Under 10 loans | 0.0% |
| Wake County, NC | 1 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 1 | Under 10 loans | 0.0% |
| Lorain County, OH | 1 | Under 10 loans | 0.0% |
| Montgomery County, OH | 1 | Under 10 loans | 50.0% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Lincoln County, SD | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Johnson County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Waller County, TX | 1 | Under 10 loans | 0.0% |
| Montgomery County, VA | 1 | Under 10 loans | 0.0% |
| Berkeley County, WV | 1 | Under 10 loans | 0.0% |
| Lee County, AL | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.