Mortgage Lender Index

Community National Bank & Trust of Texas

Community National Bank & Trust of Texas received 146 applications in 2025 and made 129 mortgages, in 26 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $245,000. Of 132 decisions, 2 were denials — 1.5%, most often for credit history.

Legal Entity Identifier549300FZGNW8VUSEDB98
Applications received146
Mortgages made129
Denied2
Approved, not taken up1
Withdrawn or incomplete14
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Community National Bank & Trust of Texas, 18 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase94 Not published$320,000 0.0%
Refinancing18 Not published$180,000 10.0%
Other purposes17 Not published$115,000 0.0%

Where Community National Bank & Trust of Texas lends most

The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Navarro County, TX 37Not published0.0%
Grayson County, TX 15Not published0.0%
Palo Pinto County, TX 12Not published0.0%
Leon County, TX 10Not published0.0%
Tarrant County, TX 8Under 10 loans11.1%
Parker County, TX 7Under 10 loans0.0%
Hunt County, TX 6Under 10 loans0.0%
Ellis County, TX 5Under 10 loans0.0%
Johnson County, TX 5Under 10 loans0.0%
Fannin County, TX 4Under 10 loans0.0%
Freestone County, TX 4Under 10 loans0.0%
Cooke County, TX 2Under 10 loans0.0%
Denton County, TX 2Under 10 loans0.0%
Erath County, TX 2Under 10 loans0.0%
Wise County, TX 2Under 10 loans0.0%
Palm Beach County, FL 1Under 10 loans0.0%
Aransas County, TX 1Under 10 loans0.0%
Dallas County, TX 1Under 10 loans50.0%
Henderson County, TX 1Under 10 loans0.0%
Hill County, TX 1Under 10 loans0.0%
Rockwall County, TX 1Under 10 loans0.0%
Smith County, TX 1Under 10 loans0.0%
Wichita County, TX 1Under 10 loans0.0%
Johnston County, OK 0Under 10 loansNot published
Lamar County, TX 0Under 10 loansNot published
Midland County, TX 0Under 10 loansNot published

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When Community National Bank & Trust of Texas’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.