Mortgage Lender Index

REPUBLIC STATE MORTGAGE CO.

REPUBLIC STATE MORTGAGE CO. received 2,115 applications in 2025 and made 1,702 mortgages, in 158 counties across 12 states. The median rate its borrowers got was 6.000% on a median loan of $305,000. Of 1,734 decisions, 32 were denials — 1.8%, most often for debt-to-income ratio.

Legal Entity Identifier254900LKAJBFGO0IIP75
Applications received2,115
Mortgages made1,702
Denied32
Approved, not taken up0
Withdrawn or incomplete381
Loans bought from other lenders0
Median rate spread over the prime offer rate0.0155 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,640 6.000%$315,000 1.7%
Refinancing41 6.375%$295,000 2.4%
Cash-out refinancing21 6.875%$235,000 12.5%
Other purposes0 Under 10 loansUnder 10 loans Not published

Where REPUBLIC STATE MORTGAGE CO. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Collin County, TX 2995.375%2.3%
Bexar County, TX 1075.990%0.0%
Harris County, TX 986.375%2.0%
Tarrant County, TX 905.990%3.2%
Denton County, TX 735.875%0.0%
Tuscarawas County, OH 606.750%4.8%
Williamson County, TX 545.750%0.0%
Johnson County, TX 525.495%0.0%
Wake County, NC 506.625%0.0%
Travis County, TX 486.125%0.0%
Montgomery County, TX 465.813%4.2%
Kaufman County, TX 455.375%0.0%
Montgomery County, KY 446.188%2.2%
Essex County, MA 376.625%2.6%
Clark County, KY 366.250%2.7%
Dallas County, TX 355.750%0.0%
Ellis County, TX 345.990%0.0%
Fort Bend County, TX 336.375%0.0%
Fayette County, KY 226.500%0.0%
Wise County, TX 175.990%0.0%
Franklin County, KY 156.625%6.3%
Johnson County, KY 156.500%0.0%
Hunt County, TX 154.990%0.0%
Waller County, TX 145.158%0.0%
Scott County, KY 136.375%7.1%
Guadalupe County, TX 135.500%0.0%
Rockwall County, TX 135.990%0.0%
Hays County, TX 125.750%0.0%
Boyle County, KY 116.375%0.0%
Powell County, KY 116.375%8.3%
Madison County, KY 106.500%0.0%
Stark County, OH 106.688%0.0%
Comal County, TX 105.563%0.0%
Bastrop County, TX 9Under 10 loans0.0%
Liberty County, TX 9Under 10 loans0.0%
Anderson County, KY 8Under 10 loans11.1%
Bath County, KY 8Under 10 loans0.0%
Lincoln County, KY 8Under 10 loans0.0%
Johnston County, NC 8Under 10 loans0.0%
Mercer County, KY 7Under 10 loans0.0%
Durham County, NC 7Under 10 loans0.0%
Harnett County, NC 7Under 10 loans0.0%
Onslow County, NC 7Under 10 loans0.0%
Franklin County, NC 6Under 10 loans0.0%
Jackson County, GA 5Under 10 loans0.0%
Harrison County, KY 5Under 10 loans0.0%
Laurel County, KY 5Under 10 loans0.0%
Wayne County, KY 5Under 10 loans0.0%
Woodford County, KY 5Under 10 loans0.0%
Chambers County, TX 5Under 10 loans0.0%

Get told when this changes

When REPUBLIC STATE MORTGAGE CO.’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.