TexasBank
TexasBank received 1,411 applications in 2025 and made 1,035 mortgages, in 71 counties across 4 states. The median rate its borrowers got was 7.375% on a median loan of $235,000. Of 1,103 decisions, 24 were denials — 2.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 2549007NTZZX7VJJPB03 |
|---|---|
| Applications received | 1,411 |
| Mortgages made | 1,035 |
| Denied | 24 |
| Approved, not taken up | 44 |
| Withdrawn or incomplete | 308 |
| Loans bought from other lenders | 14 |
| Median rate spread over the prime offer rate | 1.256 points |
| FDIC-insured bank | Yes: TexasBank, 20 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 768 | 7.375% | $245,000 | 2.4% |
| Refinancing | 88 | 7.500% | $215,000 | 1.0% |
| Cash-out refinancing | 97 | 8.375% | $215,000 | 2.9% |
| Other purposes | 82 | 8.375% | $145,000 | 0.0% |
Where TexasBank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tarrant County, TX | 278 | 7.375% | 1.7% |
| Dallas County, TX | 233 | 7.500% | 1.6% |
| Brown County, TX | 85 | 6.750% | 2.2% |
| Collin County, TX | 40 | 7.563% | 0.0% |
| Parker County, TX | 35 | 7.250% | 0.0% |
| Johnson County, TX | 32 | 7.250% | 2.9% |
| Kaufman County, TX | 32 | 7.625% | 2.9% |
| Harris County, TX | 28 | 8.125% | 18.4% |
| Ellis County, TX | 24 | 7.250% | 0.0% |
| Denton County, TX | 23 | 7.500% | 4.2% |
| Erath County, TX | 23 | 6.875% | 0.0% |
| Williamson County, TX | 19 | 7.250% | 5.0% |
| Travis County, TX | 16 | 7.500% | 0.0% |
| Hunt County, TX | 15 | 7.500% | 0.0% |
| Wise County, TX | 14 | 7.063% | 0.0% |
| Comanche County, TX | 13 | 8.250% | 0.0% |
| Montgomery County, TX | 8 | Under 10 loans | 0.0% |
| Bastrop County, TX | 7 | Under 10 loans | 0.0% |
| Hays County, TX | 7 | Under 10 loans | 0.0% |
| Henderson County, TX | 6 | Under 10 loans | 0.0% |
| Palo Pinto County, TX | 6 | Under 10 loans | 0.0% |
| El Paso County, TX | 5 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 5 | Under 10 loans | 0.0% |
| Grayson County, TX | 5 | Under 10 loans | 0.0% |
| Liberty County, TX | 5 | Under 10 loans | 0.0% |
| Van Zandt County, TX | 5 | Under 10 loans | 0.0% |
| Bell County, TX | 4 | Under 10 loans | 0.0% |
| Hill County, TX | 4 | Under 10 loans | 0.0% |
| Hood County, TX | 4 | Under 10 loans | 0.0% |
| Eastland County, TX | 3 | Under 10 loans | 25.0% |
| McLennan County, TX | 3 | Under 10 loans | 0.0% |
| Midland County, TX | 3 | Under 10 loans | 0.0% |
| Navarro County, TX | 3 | Under 10 loans | 0.0% |
| Young County, TX | 3 | Under 10 loans | 0.0% |
| Bexar County, TX | 2 | Under 10 loans | 0.0% |
| Brazoria County, TX | 2 | Under 10 loans | 0.0% |
| Burnet County, TX | 2 | Under 10 loans | 0.0% |
| Fannin County, TX | 2 | Under 10 loans | 0.0% |
| Freestone County, TX | 2 | Under 10 loans | 0.0% |
| Galveston County, TX | 2 | Under 10 loans | 0.0% |
| Montague County, TX | 2 | Under 10 loans | 0.0% |
| San Saba County, TX | 2 | Under 10 loans | 0.0% |
| Stephens County, TX | 2 | Under 10 loans | 0.0% |
| Taylor County, TX | 2 | Under 10 loans | 0.0% |
| Routt County, CO | 1 | Under 10 loans | 0.0% |
| Angelina County, TX | 1 | Under 10 loans | 0.0% |
| Atascosa County, TX | 1 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Caldwell County, TX | 1 | Under 10 loans | 0.0% |
| Childress County, TX | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.