Mortgage lenders in Delaware County
7,607 mortgages were made in Delaware County, Ohio, in 2025, by 394 lenders. The median rate their borrowers got was 6.625% on a median loan of $315,000. Of 9,684 decisions, 1,689 were denials — 17.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| The Huntington National Bank | 715 | 7.590% | $205,000 | 25.6% |
| Fifth Third Bank, National Association | 392 | 7.250% | $165,000 | 23.7% |
| Third Federal Savings and Loan Association of Cleveland | 347 | 6.990% | $155,000 | 24.8% |
| Rocket Mortgage, LLC | 330 | 6.750% | $255,000 | 16.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 325 | 6.125% | $445,000 | 12.7% |
| PULTE MORTGAGE LLC | 281 | 5.500% | $455,000 | 12.9% |
| Kemba Financial Credit Union Inc | 271 | 7.000% | $135,000 | 23.1% |
| M/I FINANCIAL, LLC | 259 | 6.000% | $445,000 | 0.7% |
| NFM, INC. | 236 | 6.625% | $390,000 | 1.2% |
| JPMorgan Chase Bank, National Association | 225 | 6.250% | $355,000 | 8.1% |
| Union Savings Bank | 202 | 6.750% | $370,000 | 5.6% |
| PNC Bank, National Association | 194 | 7.750% | $155,000 | 22.2% |
| NVR Mortgage Finance, Inc. | 175 | 6.125% | $435,000 | 12.1% |
| UNION HOME MORTGAGE CORP. | 161 | 6.625% | $395,000 | 5.1% |
| First Commonwealth Bank | 159 | 5.990% | $155,000 | 24.7% |
| First Financial Bank | 158 | 6.375% | $335,000 | 12.3% |
| WRIGHT-PATT CREDIT UNION, INC. | 118 | 6.188% | $325,000 | 25.3% |
| LOWER, LLC | 112 | 6.750% | $425,000 | 4.2% |
| DHI MORTGAGE COMPANY, LTD. | 96 | 4.500% | $435,000 | 12.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 95 | 6.750% | $415,000 | 3.8% |
| WesBanco Bank, Inc. | 87 | 5.625% | $335,000 | 8.7% |
| GUARANTEED RATE, INC. | 82 | 6.250% | $425,000 | 5.6% |
| PENNYMAC LOAN SERVICES, LLC | 77 | 6.500% | $325,000 | 5.8% |
| THE EQUITABLE MORTGAGE CORPORATION | 69 | 6.500% | $405,000 | 2.8% |
| BMI Federal Credit Union | 67 | 7.500% | $185,000 | 10.7% |
| U.S. Bank National Association | 66 | 7.850% | $255,000 | 38.1% |
| The State Bank and Trust Company | 65 | 6.375% | $345,000 | 6.9% |
| FREEDOM MORTGAGE CORPORATION | 61 | 6.250% | $405,000 | 13.2% |
| EQUITY RESOURCES, INC. | 56 | 6.438% | $395,000 | 9.7% |
| Pathways Financial Credit Union, Inc. | 53 | 5.990% | $155,000 | 25.4% |
| NEWREZ LLC | 50 | 6.438% | $305,000 | 28.6% |
| German American Bank | 48 | 6.125% | $230,000 | 5.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 45 | 6.125% | $285,000 | 0.0% |
| First Merchants Bank | 43 | 6.375% | $465,000 | 2.2% |
| DEVELOPER'S MORTGAGE COMPANY | 42 | 6.750% | $595,000 | 0.0% |
| Bank of America, National Association | 41 | 5.990% | $365,000 | 24.6% |
| NATIONSTAR MORTGAGE LLC | 41 | 8.875% | $85,000 | 15.7% |
| Civista Bank | 41 | 6.500% | $615,000 | 10.6% |
| Citizens Bank, National Association | 40 | 7.650% | $205,000 | 19.2% |
| TELHIO | 39 | 6.875% | $195,000 | 25.4% |
| Navy Federal Credit Union | 38 | 7.750% | $115,000 | 28.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 37 | 6.500% | $415,000 | 2.6% |
| T2 FINANCIAL LLC | 36 | 6.750% | $350,000 | 4.8% |
| Coastal Community Bank | 35 | 9.990% | $55,000 | 1.8% |
| The Middlefield Banking Company | 34 | Not published | $180,000 | 20.9% |
| SPRING EQ, LLC | 33 | 9.200% | $125,000 | 63.0% |
| The Union Bank Company | 33 | Not published | $265,000 | 17.1% |
| Loandepot.Com, LLC | 32 | 6.750% | $260,000 | 37.3% |
| VICTORY MORTGAGE, L.L.C. | 32 | 5.500% | $500,000 | 3.0% |
| FIGURE LENDING LLC | 31 | 8.550% | $65,000 | 20.3% |
| The Park National Bank | 29 | 7.500% | $145,000 | 27.5% |
| Mortgage Research Center, LLC | 28 | 5.750% | $415,000 | 31.7% |
| RUOFF MORTGAGE COMPANY, INC. | 28 | 6.875% | $370,000 | 2.9% |
| Fairway Independent Mortgage Corporation | 27 | 6.625% | $405,000 | 3.5% |
| BRIDGE CREDIT UNION, INC. | 25 | 6.250% | $155,000 | 3.9% |
| First Federal Savings and Loan Association of Lakewood | 24 | 6.900% | $345,000 | 19.4% |
| GUARANTEED RATE AFFINITY, LLC | 22 | 6.625% | $340,000 | 0.0% |
| GO MORTGAGE, LLC | 21 | 6.750% | $475,000 | 0.0% |
| Kiavi Funding, Inc. | 21 | 10.490% | $335,000 | 0.0% |
| General Mortgage Capital Corporation | 21 | 6.875% | $325,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 18 | 6.500% | $420,000 | 10.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 18 | 6.764% | $315,000 | 0.0% |
| Fidelity Federal Savings and Loan Association Of Delaware | 18 | 6.688% | $250,000 | 5.3% |
| Lendage, LLC | 17 | 11.500% | $75,000 | 17.4% |
| HONDA Federal Credit Union | 17 | 7.250% | $95,000 | 22.7% |
| CNB Bank | 17 | 6.500% | $205,000 | 10.0% |
| CME Federal Credit Union | 16 | 5.500% | $330,000 | 42.9% |
| The Richwood Banking Company | 16 | 6.990% | $165,000 | 15.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 15 | 7.750% | $105,000 | 16.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 15 | 6.625% | $355,000 | 37.5% |
| KeyBank National Association | 15 | 6.875% | $205,000 | 25.0% |
| THE LOAN STORE, INC. | 15 | 6.625% | $335,000 | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | 15 | 6.625% | $445,000 | 0.0% |
| PLANET HOME LENDING, LLC | 15 | 6.500% | $295,000 | 6.3% |
| Discover Bank | 14 | 8.000% | $70,000 | 67.4% |
| Broker Solutions, Inc. | 14 | 6.313% | $340,000 | 23.8% |
| LAKEVIEW LOAN SERVICING, LLC | 14 | 6.125% | $425,000 | 32.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 14 | 6.308% | $445,000 | 0.0% |
| Buckeye State Bank | 14 | 6.750% | $425,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 13 | 8.875% | $145,000 | 45.8% |
| ALLIANT CREDIT UNION | 13 | 6.875% | $405,000 | 35.0% |
| Baxter Credit Union | 12 | 7.000% | $225,000 | 13.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 6.125% | $475,000 | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 11 | 6.625% | $205,000 | 15.4% |
| Farm Credit Mid-America | 11 | 6.750% | $675,000 | 7.7% |
| Plains Commerce Bank | 11 | 6.250% | $465,000 | 0.0% |
| First Federal Community Bank of Bucyrus | 11 | Not published | $205,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 11 | 6.625% | $365,000 | 0.0% |
| RAPID MORTGAGE COMPANY | 10 | 6.688% | $370,000 | 0.0% |
| S&T Bank | 10 | 3.990% | $345,000 | 37.5% |
| Northpointe Bank | 10 | 6.520% | $320,000 | 0.0% |
| DAS Acquisition Company, LLC | 10 | 6.625% | $455,000 | 0.0% |
| AmeriSave Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 80.0% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 75.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | Under 10 loans | Under 10 loans | 47.1% |
| 254900M2C4Q6DATP2889 | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Wells Fargo Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 10.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Morgan Stanley Private Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 16.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 7 | Under 10 loans | Under 10 loans | 30.0% |
| The First Citizens National Bank of Upper Sandusky | 7 | Under 10 loans | Under 10 loans | 10.0% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| TOGETHER CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| GUILD MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 53.8% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 54.6% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| EVERETT FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CF Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UNION CAPITAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| EAST COAST CAPITAL CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Genisys Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| EDUCATION FIRST CREDIT UNION, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUPERIOR CREDIT UNION, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF OHIO | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers National Bank of Canfield | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Home Mortgage Alliance Corporation (HMAC) | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 63.6% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Ohio Valley Bank Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENERAL ELECTRIC CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LCNB National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| THE VINTON COUNTY NATIONAL BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Guardian Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Savings and Loan Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOPEWELL Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Dollar Bank, Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers & Merchants State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Toyota Financial Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Abbott Laboratories Employees Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 194 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Delaware County
58 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First Commonwealth Bank | 10 | $810.5 million |
| The Huntington National Bank | 9 | $1.5 billion |
| JPMorgan Chase Bank, National Association | 8 | $1.8 billion |
| PNC Bank, National Association | 6 | $913.6 million |
| Fifth Third Bank, National Association | 5 | $833.7 million |
| KeyBank National Association | 3 | $159.9 million |
| The Farmers National Bank of Canfield | 3 | $71.5 million |
| U.S. Bank National Association | 2 | $143.0 million |
| Fidelity Federal Savings and Loan Association of Delaware | 2 | $99.0 million |
| Bank of America, National Association | 2 | $46.5 million |
| The First Citizens National Bank of Upper Sandusky | 2 | $35.3 million |
| Buckeye State Bank | 1 | $290.2 million |
| CFBank, National Association | 1 | $195.4 million |
| The Richwood Banking Company | 1 | $141.9 million |
| The Union Bank Company | 1 | $131.4 million |
| WesBanco Bank, Inc. | 1 | $84.4 million |
| German American Bank | 1 | $23.7 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- The Middlefield Banking Company, 10628 Sawmill Pkwy, Powell
- The Middlefield Banking Company, 492 W Cherry St, Sunbury
Get told when this changes
When the next year’s lending figures are out for Delaware County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.