The Union Bank Company
The Union Bank Company received 1,040 applications in 2025 and made 794 mortgages, in 172 counties across 38 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 910 decisions, 105 were denials — 11.5%.
| Legal Entity Identifier | 254900BDGU9FU91PQA51 |
|---|---|
| Applications received | 1,040 |
| Mortgages made | 794 |
| Denied | 105 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 130 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Union Bank Company, 15 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 317 | Not published | $215,000 | 4.2% |
| Refinancing | 199 | Not published | $155,000 | 10.3% |
| Cash-out refinancing | 52 | Not published | $360,000 | 33.3% |
| Other purposes | 226 | Not published | $65,000 | 15.2% |
Where The Union Bank Company lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Putnam County, OH | 146 | Not published | 8.6% |
| Franklin County, OH | 122 | Not published | 6.8% |
| Allen County, OH | 119 | Not published | 6.2% |
| Wood County, OH | 59 | Not published | 15.7% |
| Delaware County, OH | 33 | Not published | 17.1% |
| Hancock County, OH | 30 | Not published | 8.6% |
| Paulding County, OH | 24 | Not published | 4.0% |
| Marion County, OH | 23 | Not published | 14.3% |
| Sandusky County, OH | 14 | Not published | 17.7% |
| Licking County, OH | 13 | Not published | 0.0% |
| Auglaize County, OH | 11 | Not published | 0.0% |
| Hardin County, OH | 9 | Under 10 loans | 0.0% |
| Lucas County, OH | 9 | Under 10 loans | 10.0% |
| Van Wert County, OH | 9 | Under 10 loans | 0.0% |
| Logan County, OH | 8 | Under 10 loans | 11.1% |
| Ottawa County, OH | 7 | Under 10 loans | 0.0% |
| Union County, OH | 7 | Under 10 loans | 22.2% |
| Fairfield County, OH | 6 | Under 10 loans | 14.3% |
| DuPage County, IL | 4 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 4 | Under 10 loans | 0.0% |
| Henry County, OH | 4 | Under 10 loans | 55.6% |
| Knox County, OH | 4 | Under 10 loans | 0.0% |
| Madison County, OH | 4 | Under 10 loans | 0.0% |
| Fulton County, GA | 3 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 3 | Under 10 loans | 25.0% |
| Crawford County, OH | 3 | Under 10 loans | 0.0% |
| Defiance County, OH | 3 | Under 10 loans | 0.0% |
| Fulton County, OH | 3 | Under 10 loans | 0.0% |
| Morrow County, OH | 3 | Under 10 loans | 0.0% |
| Seneca County, OH | 3 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 2 | Under 10 loans | 0.0% |
| Jefferson County, CO | 2 | Under 10 loans | 0.0% |
| St. Johns County, FL | 2 | Under 10 loans | 0.0% |
| Volusia County, FL | 2 | Under 10 loans | 0.0% |
| Cook County, IL | 2 | Under 10 loans | 0.0% |
| Kane County, IL | 2 | Under 10 loans | 0.0% |
| Fayette County, KY | 2 | Under 10 loans | 0.0% |
| St. Tammany Parish, LA | 2 | Under 10 loans | 0.0% |
| Norfolk County, MA | 2 | Under 10 loans | 0.0% |
| Flathead County, MT | 2 | Under 10 loans | 0.0% |
| Butler County, OH | 2 | Under 10 loans | 0.0% |
| Jackson County, OH | 2 | Under 10 loans | 0.0% |
| Warren County, OH | 2 | Under 10 loans | 0.0% |
| Polk County, OR | 2 | Under 10 loans | 0.0% |
| Montgomery County, PA | 2 | Under 10 loans | 0.0% |
| Davidson County, TN | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Independence County, AR | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 1 | Under 10 loans | 0.0% |
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When The Union Bank Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.