Mortgage lenders in Hillsborough County
10,413 mortgages were made in Hillsborough County, New Hampshire, in 2025, by 386 lenders. The median rate their borrowers got was 6.875% on a median loan of $305,000. Of 13,587 decisions, 2,619 were denials — 19.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Citizens Bank, National Association | 988 | 7.400% | $205,000 | 27.2% |
| Rocket Mortgage, LLC | 689 | 6.750% | $285,000 | 15.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 656 | 6.482% | $405,000 | 9.8% |
| CMG MORTGAGE, INC. | 582 | 6.625% | $395,000 | 2.8% |
| St. Mary's Bank Credit Union | 499 | 7.250% | $155,000 | 24.6% |
| DIGITAL | 425 | 7.740% | $105,000 | 25.3% |
| GUILD MORTGAGE COMPANY | 344 | 6.625% | $395,000 | 6.7% |
| TD Bank, National Association | 322 | 7.540% | $105,000 | 28.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 234 | 6.750% | $395,000 | 3.6% |
| Service Federal Credit Union | 222 | 6.490% | $135,000 | 27.7% |
| Fairway Independent Mortgage Corporation | 222 | 6.625% | $390,000 | 5.5% |
| EMM LOANS LLC | 188 | 6.625% | $415,000 | 2.1% |
| Loandepot.Com, LLC | 176 | 6.625% | $365,000 | 16.2% |
| BELLWETHER COMMUNITY CREDIT UNION | 155 | 7.000% | $175,000 | 12.8% |
| Bank of America, National Association | 153 | 5.990% | $155,000 | 36.2% |
| GUARANTEED RATE, INC. | 148 | 6.550% | $435,000 | 6.2% |
| PENNYMAC LOAN SERVICES, LLC | 129 | 6.625% | $355,000 | 18.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 124 | 6.625% | $415,000 | 3.9% |
| HARBORONE MORTGAGE, LLC | 118 | 6.625% | $415,000 | 9.2% |
| GRANITE STATE CREDIT UNION | 110 | 7.500% | $85,000 | 11.9% |
| Navy Federal Credit Union | 102 | 7.700% | $205,000 | 23.1% |
| FREEDOM MORTGAGE CORPORATION | 99 | 6.250% | $385,000 | 13.2% |
| Leader Bank, National Association | 99 | 6.375% | $425,000 | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 97 | 6.625% | $435,000 | 5.8% |
| NATIONSTAR MORTGAGE LLC | 94 | 7.870% | $170,000 | 17.1% |
| Mortgage Research Center, LLC | 92 | 5.990% | $465,000 | 28.8% |
| Bangor Savings Bank | 90 | 7.183% | $305,000 | 20.3% |
| JEANNE D'ARC Credit Union | 89 | 7.500% | $115,000 | 11.7% |
| NEWREZ LLC | 85 | 6.750% | $355,000 | 31.5% |
| Eastern Bank | 81 | 6.990% | $205,000 | 32.8% |
| NORTHPOINT MORTGAGE, INC. | 80 | 6.624% | $415,000 | 10.1% |
| Broker Solutions, Inc. | 76 | 6.625% | $380,000 | 14.7% |
| Bar Harbor Bank & Trust | 75 | 7.000% | $275,000 | 25.0% |
| KEYSTONE FUNDING, INC. | 72 | 6.375% | $425,000 | 1.3% |
| MOVEMENT MORTGAGE, LLC | 67 | 6.625% | $385,000 | 3.9% |
| Triangle Credit Union | 63 | 6.500% | $325,000 | 21.0% |
| Manufacturers and Traders Trust Company | 59 | 5.990% | $205,000 | 40.6% |
| FIGURE LENDING LLC | 55 | 8.350% | $65,000 | 26.2% |
| Workers Federal Credit Union | 54 | 6.625% | $210,000 | 9.8% |
| JPMorgan Chase Bank, National Association | 51 | 6.375% | $385,000 | 13.6% |
| Members First Credit Union Of N.H. | 51 | Not published | $115,000 | 12.7% |
| Merrimack County Savings Bank | 50 | 7.125% | $430,000 | 23.1% |
| SPRING EQ, LLC | 49 | 8.900% | $105,000 | 66.0% |
| U.S. Bank National Association | 45 | 7.500% | $215,000 | 24.6% |
| EMBRACE HOME LOANS, INC. | 45 | 6.625% | $455,000 | 0.0% |
| LIGHTHOUSE FEDERAL CREDIT UNION | 44 | 7.500% | $105,000 | 34.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 44 | 6.625% | $430,000 | 8.2% |
| METRO Credit Union | 42 | 6.850% | $120,000 | 7.5% |
| MORTGAGE EQUITY PARTNERS LLC | 42 | 6.750% | $405,000 | 6.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 40 | 6.250% | $395,000 | 16.4% |
| LAKEVIEW LOAN SERVICING, LLC | 38 | 6.250% | $305,000 | 51.8% |
| T2 FINANCIAL LLC | 38 | 6.625% | $480,000 | 7.1% |
| AmeriSave Mortgage Corporation | 37 | 8.000% | $165,000 | 68.4% |
| Coastal Community Bank | 36 | 9.990% | $55,000 | 3.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 35 | 7.590% | $175,000 | 28.0% |
| Rockland Trust Company | 35 | 6.490% | $350,000 | 29.4% |
| Luminate Bank | 33 | 6.750% | $345,000 | 2.9% |
| Sierra Pacific Mortgage Company, Inc. | 33 | 6.625% | $445,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 32 | 6.350% | $410,000 | 5.9% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 32 | 6.500% | $440,000 | 8.6% |
| NEW FED MORTGAGE, CORP. | 32 | 6.624% | $425,000 | 3.0% |
| NBT Bank, National Association | 31 | 5.000% | $155,000 | 23.3% |
| Northpointe Bank | 31 | 6.750% | $445,000 | 11.4% |
| Hanscom Federal Credit Union | 30 | 7.000% | $145,000 | 13.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 28 | 6.688% | $395,000 | 6.3% |
| Third Federal Savings and Loan Association of Cleveland | 27 | 6.990% | $145,000 | 29.0% |
| Discover Bank | 25 | 8.700% | $85,000 | 70.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 25 | 10.285% | $135,000 | 26.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 24 | 8.563% | $125,000 | 53.4% |
| BETTER MORTGAGE CORPORATION | 23 | 8.250% | $185,000 | 48.9% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 22 | 5.998% | $490,000 | 8.0% |
| UNION HOME MORTGAGE CORP. | 22 | 6.125% | $500,000 | 11.5% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 22 | 9.750% | $395,000 | 0.0% |
| PNC Bank, National Association | 21 | 6.500% | $240,000 | 41.7% |
| Wells Fargo Bank, National Association | 20 | 6.438% | $265,000 | 16.7% |
| LOWER, LLC | 19 | 6.500% | $375,000 | 17.4% |
| LOGIX FEDERAL CREDIT UNION | 19 | 6.490% | $105,000 | 9.5% |
| NBKC BANK | 18 | 5.995% | $490,000 | 10.0% |
| Hometown Equity Mortgage, LLC | 17 | 7.375% | $465,000 | 22.7% |
| The Lowell Five Cent Savings Bank | 17 | Not published | $375,000 | 10.0% |
| EVERETT FINANCIAL, INC. | 16 | 6.688% | $455,000 | 0.0% |
| NEW HAMPSHIRE | 15 | Not published | $75,000 | 50.0% |
| Enterprise Bank and Trust Company | 15 | 6.625% | $405,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 15 | 6.125% | $395,000 | 6.3% |
| THE LOAN STORE, INC. | 13 | 6.490% | $345,000 | 10.0% |
| Meredith Village Savings Bank | 13 | 7.500% | $225,000 | 23.5% |
| LENDSURE MORTGAGE CORP. | 13 | 7.500% | $425,000 | 12.5% |
| SIS BANCORP, MHC | 13 | 7.750% | $175,000 | 0.0% |
| USAA Federal Savings Bank | 12 | 6.188% | $440,000 | 45.5% |
| OriginPoint, LLC | 12 | 6.500% | $490,000 | 25.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 12 | 6.625% | $520,000 | 17.7% |
| Waterstone Mortgage Corporation | 12 | 6.938% | $410,000 | 14.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 6.688% | $395,000 | 15.8% |
| First Federal Bank | 12 | 5.875% | $460,000 | 0.0% |
| Plains Commerce Bank | 12 | 6.558% | $540,000 | 14.3% |
| LONGBRIDGE FINANCIAL, LLC | 12 | 6.063% | $270,000 | 0.0% |
| The Camden National Bank | 11 | 6.750% | $365,000 | 38.9% |
| MERRIMACK VALLEY | 11 | 6.500% | $205,000 | 20.0% |
| GFA Federal Credit Union | 11 | Not published | $385,000 | 8.3% |
| Holy Rosary Regional Credit Union | 11 | 6.990% | $75,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 11 | 6.500% | $515,000 | 7.7% |
| RESICENTRAL, LLC | 11 | 6.490% | $455,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 10 | 7.995% | $205,000 | 35.3% |
| Institution for Savings in Newburyport and Its Vicinity | 10 | 6.375% | $480,000 | 23.1% |
| Valon Mortgage, Inc. | 10 | 6.188% | $175,000 | 18.8% |
| ENVOY MORTGAGE, LTD | 10 | 6.625% | $515,000 | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 10 | 11.625% | $445,000 | 0.0% |
| Franklin Savings Bank | 10 | Not published | $760,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 52.4% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 37.5% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 47.4% |
| Salem Co-Operative Bank | 9 | Under 10 loans | Under 10 loans | 15.4% |
| Mascoma Bank | 9 | Under 10 loans | Under 10 loans | 7.7% |
| RADIUS FINANCIAL GROUP INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 60.0% |
| LoanUnited.com, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 42.9% |
| Salem Five Cents Savings Bank | 8 | Under 10 loans | Under 10 loans | 25.0% |
| AMERANT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Home Loan Investment Bank, F.S.B. | 8 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEXPRESS MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 38.5% |
| A&D Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| NexBank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| ALIGN CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 76.7% |
| Direct Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 36.4% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Colorado Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Cambridge Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 7 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 53.3% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 10.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Northern Bank & Trust Company | 6 | Under 10 loans | Under 10 loans | 22.2% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Washington Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| USALLIANCE FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit East, ACA | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 30.0% |
| Texana Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Pentucket Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Avidia Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| bankESB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Tewksbury Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROSS MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| EASTRISE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Havard Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Athol Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 72.7% |
| NORWICH COMMERCIAL GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Devon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Luminate Home Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HarborOne Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| NASA Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 25.0% |
| VISTA POINT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Main Street Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 186 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hillsborough County
91 FDIC-insured branches from 24 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| TD Bank, National Association | 16 | $3.6 billion |
| Citizens Bank, National Association | 13 | $4.6 billion |
| Bank of America, National Association | 6 | $3.0 billion |
| Manufacturers and Traders Trust Company | 6 | $588.2 million |
| Bar Harbor Bank & Trust | 6 | $282.2 million |
| JPMorgan Chase Bank, National Association | 5 | $203.3 million |
| Santander Bank, N.A. | 4 | $478.4 million |
| Rockland Trust Company | 4 | $436.0 million |
| Bank of New Hampshire | 4 | $275.1 million |
| Primary Bank | 3 | $598.0 million |
| Eastern Bank | 3 | $287.6 million |
| Bank of New England | 3 | $125.3 million |
| Bangor Savings Bank | 3 | $78.7 million |
| The Millyard Bank | 2 | $276.2 million |
| NBT Bank, National Association | 2 | $126.2 million |
| Franklin Savings Bank | 2 | $65.5 million |
| The Camden National Bank | 2 | $48.9 million |
| Needham Bank | 1 | $83.6 million |
| The Lowell Five Cent Savings Bank | 1 | $64.5 million |
| Merrimack County Savings Bank | 1 | $62.6 million |
| Machias Savings Bank | 1 | $61.1 million |
| Community Bank, National Association | 1 | $11.5 million |
| Ledyard National Bank | 1 | $10.2 million |
| Fidelity Personal Trust Company, FSB | 1 | $500,000 |
Closed since the 2025 survey
7 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 620 Elm St, Manchester
- BankProv, 115 S River Rd, Bedford
- Enterprise Bank and Trust Company, 139 Bridge Street, Route 38, Pelham
- Enterprise Bank and Trust Company, 45 Lowell Rd, Hudson
- Enterprise Bank and Trust Company, 493 Amherst St, Nashua
- Enterprise Bank and Trust Company, 86 Main St, # 88, Nashua
- TD Bank, National Association, 184 Route 101, Bedford
Get told when this changes
When the next year’s lending figures are out for Hillsborough County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.