Home purchase lenders in Hillsborough County
4,393 home purchase mortgages were made in Hillsborough County, New Hampshire, in 2025, by 302 lenders. The median rate their borrowers got was 6.625% on a median loan of $415,000. Of 4,964 decisions, 439 were denials — 8.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | 404 | 6.750% | $395,000 | 2.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 361 | 6.624% | $405,000 | 7.6% |
| GUILD MORTGAGE COMPANY | 269 | 6.625% | $405,000 | 3.4% |
| Fairway Independent Mortgage Corporation | 184 | 6.750% | $390,000 | 3.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 167 | 6.750% | $405,000 | 2.3% |
| EMM LOANS LLC | 161 | 6.625% | $425,000 | 1.8% |
| Rocket Mortgage, LLC | 142 | 6.625% | $420,000 | 9.6% |
| St. Mary's Bank Credit Union | 122 | 6.750% | $360,000 | 18.3% |
| GUARANTEED RATE, INC. | 114 | 6.600% | $455,000 | 5.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 106 | 6.625% | $430,000 | 4.5% |
| HARBORONE MORTGAGE, LLC | 98 | 6.625% | $425,000 | 9.3% |
| TOTAL MORTGAGE SERVICES, LLC | 82 | 6.625% | $435,000 | 6.7% |
| Citizens Bank, National Association | 75 | 6.900% | $325,000 | 23.3% |
| Leader Bank, National Association | 75 | 6.490% | $425,000 | 0.0% |
| Loandepot.Com, LLC | 68 | 6.625% | $405,000 | 4.2% |
| DIGITAL | 64 | 6.563% | $390,000 | 18.3% |
| Mortgage Research Center, LLC | 63 | 6.125% | $465,000 | 13.7% |
| NORTHPOINT MORTGAGE, INC. | 62 | 6.625% | $420,000 | 10.1% |
| KEYSTONE FUNDING, INC. | 60 | 6.490% | $425,000 | 1.5% |
| MOVEMENT MORTGAGE, LLC | 55 | 6.625% | $385,000 | 3.2% |
| Broker Solutions, Inc. | 51 | 6.625% | $405,000 | 8.9% |
| Bangor Savings Bank | 44 | 6.725% | $465,000 | 18.5% |
| Merrimack County Savings Bank | 42 | 7.375% | $460,000 | 12.5% |
| Service Federal Credit Union | 39 | 5.875% | $435,000 | 13.0% |
| EMBRACE HOME LOANS, INC. | 38 | 6.625% | $445,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 38 | 6.625% | $420,000 | 4.9% |
| TD Bank, National Association | 37 | 7.190% | $435,000 | 29.6% |
| Bar Harbor Bank & Trust | 36 | 6.875% | $400,000 | 10.0% |
| Navy Federal Credit Union | 34 | 6.375% | $525,000 | 10.3% |
| PENNYMAC LOAN SERVICES, LLC | 33 | 6.625% | $415,000 | 5.4% |
| MORTGAGE EQUITY PARTNERS LLC | 33 | 6.750% | $405,000 | 5.7% |
| Bank of America, National Association | 29 | 6.125% | $355,000 | 28.6% |
| Triangle Credit Union | 29 | 5.990% | $385,000 | 17.1% |
| BELLWETHER COMMUNITY CREDIT UNION | 28 | 6.688% | $220,000 | 12.1% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 28 | 6.500% | $440,000 | 9.7% |
| Luminate Bank | 28 | 6.750% | $380,000 | 3.5% |
| METRO Credit Union | 26 | 6.850% | $135,000 | 11.4% |
| GUARANTEED RATE AFFINITY, LLC | 26 | 6.563% | $410,000 | 7.1% |
| Northpointe Bank | 26 | 6.813% | $445,000 | 3.7% |
| NEW FED MORTGAGE, CORP. | 26 | 6.562% | $395,000 | 3.7% |
| JEANNE D'ARC Credit Union | 26 | 6.058% | $385,000 | 0.0% |
| T2 FINANCIAL LLC | 24 | 6.875% | $465,000 | 7.4% |
| JPMorgan Chase Bank, National Association | 23 | 6.125% | $425,000 | 17.9% |
| Sierra Pacific Mortgage Company, Inc. | 23 | 6.625% | $445,000 | 0.0% |
| NEWREZ LLC | 22 | 6.625% | $450,000 | 24.1% |
| Workers Federal Credit Union | 21 | 6.000% | $405,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 20 | 9.750% | $395,000 | 0.0% |
| U.S. Bank National Association | 20 | 6.558% | $495,000 | 9.1% |
| Rockland Trust Company | 18 | 6.250% | $375,000 | 18.2% |
| LOWER, LLC | 18 | 6.500% | $390,000 | 5.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 17 | 6.500% | $405,000 | 10.5% |
| Eastern Bank | 16 | 6.510% | $340,000 | 15.0% |
| Manufacturers and Traders Trust Company | 14 | 6.250% | $420,000 | 30.0% |
| LENDSURE MORTGAGE CORP. | 13 | 7.500% | $425,000 | 12.5% |
| Enterprise Bank and Trust Company | 11 | 6.750% | $405,000 | 0.0% |
| The Lowell Five Cent Savings Bank | 11 | Not published | $375,000 | 15.4% |
| First Federal Bank | 11 | 5.875% | $425,000 | 0.0% |
| USAA Federal Savings Bank | 10 | 6.250% | $420,000 | 41.2% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 10 | 6.688% | $520,000 | 21.4% |
| Plains Commerce Bank | 10 | 6.558% | $540,000 | 16.7% |
| EVERETT FINANCIAL, INC. | 10 | 6.933% | $420,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.250% | $435,000 | 9.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.058% | $380,000 | 9.1% |
| NATIONSTAR MORTGAGE LLC | 10 | 6.558% | $395,000 | 0.0% |
| OriginPoint, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Institution for Savings in Newburyport and Its Vicinity | 9 | Under 10 loans | Under 10 loans | 18.2% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 10.0% |
| UNION HOME MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 18.2% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Hometown Equity Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 38.5% |
| Members First Credit Union Of N.H. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| NBT Bank, National Association | 8 | Under 10 loans | Under 10 loans | 10.0% |
| DEEPHAVEN MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Meredith Village Savings Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Wells Fargo Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 73.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 36.4% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 20.0% |
| NexBank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Synergy One Lending, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Franklin Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Kiavi Funding, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SIS BANCORP, MHC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Salem Co-Operative Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GFA Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LIGHTHOUSE FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 22.2% |
| AMERANT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Northern Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Washington Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Tewksbury Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GRANITE STATE CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 14.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 55.6% |
| The Camden National Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Mascoma Bank | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Hanscom Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Home Loan Investment Bank, F.S.B. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ROSS MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Cambridge Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 16.7% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Pentucket Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Main Street Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Avidia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Devon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Winchester Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Athol Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| bankESB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit East, ACA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MERRIMACK VALLEY | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LOGIX FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Eagle Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PFN Lending Group, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NASA Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SEMPER HOME LOANS, INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NAVIGANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Webster Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIBERTY BAY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Winchester Co-operative Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BankProv | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Newburyport Five Cents Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Berkshire Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Seacoast Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UniBank for Savings | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BUILDERS CHOICE MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| WESTERLY COMMUNITY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| REPUBLIC STATE MORTGAGE CO. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Salem Five Cents Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Washington Trust Company, of Westerly | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 102 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Hillsborough County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.