EASTRISE FEDERAL CREDIT UNION
EASTRISE FEDERAL CREDIT UNION received 3,686 applications in 2025 and made 2,737 mortgages, in 41 counties across 4 states. The median rate its borrowers got was 6.500% on a median loan of $145,000. Of 2,946 decisions, 185 were denials — 6.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300TLGCPJTEG3WN76 |
|---|---|
| Applications received | 3,686 |
| Mortgages made | 2,737 |
| Denied | 185 |
| Approved, not taken up | 24 |
| Withdrawn or incomplete | 740 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.19 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1,111 | 6.250% | $285,000 | 4.1% |
| Refinancing | 518 | 7.000% | $125,000 | 5.6% |
| Cash-out refinancing | 143 | 5.625% | $255,000 | 9.5% |
| Other purposes | 965 | 7.000% | $55,000 | 8.5% |
Where EASTRISE FEDERAL CREDIT UNION lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Chittenden County, VT | 1,213 | 6.500% | 4.3% |
| Washington County, VT | 350 | 6.500% | 6.4% |
| Franklin County, VT | 312 | 6.500% | 6.3% |
| Rutland County, VT | 126 | 6.600% | 10.5% |
| Addison County, VT | 122 | 6.688% | 5.3% |
| Lamoille County, VT | 105 | 6.500% | 13.7% |
| Caledonia County, VT | 77 | 6.375% | 10.5% |
| Grand Isle County, VT | 63 | 6.750% | 3.1% |
| Orange County, VT | 62 | 6.375% | 10.1% |
| Windham County, VT | 54 | 6.500% | 12.9% |
| Windsor County, VT | 53 | 6.540% | 10.2% |
| Orleans County, VT | 49 | 6.250% | 10.9% |
| Bennington County, VT | 35 | 6.875% | 5.4% |
| Wayne County, MI | 21 | 6.500% | 12.5% |
| Macomb County, MI | 12 | 7.188% | 7.7% |
| Grafton County, NH | 11 | 7.000% | 0.0% |
| Essex County, VT | 11 | 6.000% | 0.0% |
| Middlesex County, MA | 8 | Under 10 loans | 0.0% |
| Oakland County, MI | 8 | Under 10 loans | 11.1% |
| Cheshire County, NH | 6 | Under 10 loans | 14.3% |
| Merrimack County, NH | 5 | Under 10 loans | 0.0% |
| Sullivan County, NH | 5 | Under 10 loans | 0.0% |
| Hillsborough County, NH | 4 | Under 10 loans | 0.0% |
| Rockingham County, NH | 4 | Under 10 loans | 0.0% |
| Essex County, MA | 3 | Under 10 loans | 0.0% |
| Worcester County, MA | 3 | Under 10 loans | 0.0% |
| Coos County, NH | 3 | Under 10 loans | 0.0% |
| Strafford County, NH | 3 | Under 10 loans | 0.0% |
| Barnstable County, MA | 2 | Under 10 loans | 0.0% |
| Belknap County, NH | 2 | Under 10 loans | 0.0% |
| Berkshire County, MA | 1 | Under 10 loans | 0.0% |
| Hampshire County, MA | 1 | Under 10 loans | 0.0% |
| Suffolk County, MA | 1 | Under 10 loans | 0.0% |
| Gladwin County, MI | 1 | Under 10 loans | 0.0% |
| Lenawee County, MI | 1 | Under 10 loans | 0.0% |
| Bristol County, MA | 0 | Under 10 loans | Not published |
| Franklin County, MA | 0 | Under 10 loans | Not published |
| Hampden County, MA | 0 | Under 10 loans | Not published |
| Norfolk County, MA | 0 | Under 10 loans | Not published |
| Gratiot County, MI | 0 | Under 10 loans | Not published |
| Carroll County, NH | 0 | Under 10 loans | Not published |
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When EASTRISE FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.