ROSS MORTGAGE COMPANY, INC.
ROSS MORTGAGE COMPANY, INC. received 171 applications in 2025 and made 134 mortgages, in 26 counties across 7 states. The median rate its borrowers got was 6.688% on a median loan of $385,000. Of 144 decisions, 10 were denials — 6.9%, most often for collateral.
| Legal Entity Identifier | 254900PRB9DTJAHMMZ45 |
|---|---|
| Applications received | 171 |
| Mortgages made | 134 |
| Denied | 10 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 27 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.309 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 94 | 6.625% | $395,000 | 6.0% |
| Refinancing | 23 | 6.375% | $385,000 | 0.0% |
| Cash-out refinancing | 16 | 7.063% | $315,000 | 20.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where ROSS MORTGAGE COMPANY, INC. lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Worcester County, MA | 74 | 6.750% | 1.3% |
| Middlesex County, MA | 18 | 6.813% | 14.3% |
| Bristol County, MA | 5 | Under 10 loans | 0.0% |
| Essex County, MA | 5 | Under 10 loans | 0.0% |
| Hillsborough County, NH | 4 | Under 10 loans | 20.0% |
| Southeastern Connecticut Planning Region, CT | 3 | Under 10 loans | 0.0% |
| Norfolk County, MA | 3 | Under 10 loans | 0.0% |
| York County, ME | 2 | Under 10 loans | 33.3% |
| Berkshire County, MA | 2 | Under 10 loans | 33.3% |
| Suffolk County, MA | 2 | Under 10 loans | 0.0% |
| Cheshire County, NH | 2 | Under 10 loans | 0.0% |
| Rockingham County, NH | 2 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Oxford County, ME | 1 | Under 10 loans | 50.0% |
| Franklin County, MA | 1 | Under 10 loans | 0.0% |
| Hampden County, MA | 1 | Under 10 loans | 0.0% |
| Hampshire County, MA | 1 | Under 10 loans | 0.0% |
| Plymouth County, MA | 1 | Under 10 loans | 0.0% |
| Belknap County, NH | 1 | Under 10 loans | 0.0% |
| Merrimack County, NH | 1 | Under 10 loans | 0.0% |
| Strafford County, NH | 1 | Under 10 loans | 0.0% |
| Durham County, NC | 1 | Under 10 loans | 0.0% |
| Kent County, RI | 1 | Under 10 loans | 0.0% |
| Barnstable County, MA | 0 | Under 10 loans | 100.0% |
| Providence County, RI | 0 | Under 10 loans | 100.0% |
Get told when this changes
When ROSS MORTGAGE COMPANY, INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.