GFA Federal Credit Union
GFA Federal Credit Union received 236 applications in 2025 and made 175 mortgages, in 23 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 204 decisions, 27 were denials — 13.2%.
| Legal Entity Identifier | 549300MYAXFDGEI4NZ65 |
|---|---|
| Applications received | 236 |
| Mortgages made | 175 |
| Denied | 27 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 32 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 55 | Not published | $395,000 | 3.5% |
| Refinancing | 32 | Not published | $165,000 | 22.0% |
| Cash-out refinancing | 56 | Not published | $130,000 | 15.2% |
| Other purposes | 32 | Not published | $45,000 | 15.4% |
Where GFA Federal Credit Union lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Worcester County, MA | 101 | Not published | 14.9% |
| Cheshire County, NH | 25 | Not published | 16.7% |
| Hillsborough County, NH | 11 | Not published | 8.3% |
| Middlesex County, MA | 5 | Under 10 loans | 16.7% |
| Merrimack County, NH | 4 | Under 10 loans | 0.0% |
| Strafford County, NH | 4 | Under 10 loans | 0.0% |
| Bristol County, MA | 3 | Under 10 loans | 0.0% |
| Essex County, MA | 3 | Under 10 loans | 0.0% |
| Franklin County, MA | 3 | Under 10 loans | 0.0% |
| Northeastern Connecticut Planning Region, CT | 2 | Under 10 loans | 0.0% |
| Berkshire County, MA | 2 | Under 10 loans | 0.0% |
| Sullivan County, NH | 2 | Under 10 loans | 0.0% |
| Providence County, RI | 2 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Belknap County, NH | 1 | Under 10 loans | 0.0% |
| Grafton County, NH | 1 | Under 10 loans | 0.0% |
| Rockingham County, NH | 1 | Under 10 loans | 50.0% |
| Bristol County, RI | 1 | Under 10 loans | 0.0% |
| Kent County, RI | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| York County, ME | 0 | Under 10 loans | Not published |
| Suffolk County, MA | 0 | Under 10 loans | 100.0% |
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When GFA Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.