Washington Savings Bank
Washington Savings Bank received 71 applications in 2025 and made 49 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $455,000. Of 62 decisions, 11 were denials — 17.7%. 31 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900ZT04J7Z9KHMJ73 |
|---|---|
| Applications received | 71 |
| Mortgages made | 49 |
| Denied | 11 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 7 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Washington Savings Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 27 | Not published | $485,000 | 6.9% |
| Refinancing | 15 | Not published | $345,000 | 22.7% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 36.4% |
Where Washington Savings Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Middlesex County, MA | 29 | Not published | 22.5% |
| Essex County, MA | 7 | Under 10 loans | 0.0% |
| Hillsborough County, NH | 6 | Under 10 loans | 14.3% |
| Rockingham County, NH | 2 | Under 10 loans | 33.3% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Worcester County, MA | 1 | Under 10 loans | 0.0% |
| Carroll County, NH | 1 | Under 10 loans | 0.0% |
| Grafton County, NH | 1 | Under 10 loans | 0.0% |
| Strafford County, NH | 1 | Under 10 loans | 0.0% |
| Norfolk County, MA | 0 | Under 10 loans | Not published |
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When Washington Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.