Pentucket Bank
Pentucket Bank received 148 applications in 2025 and made 112 mortgages, in 12 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $410,000. Of 130 decisions, 17 were denials — 13.1%.
| Legal Entity Identifier | 54930061YDWSR567KC82 |
|---|---|
| Applications received | 148 |
| Mortgages made | 112 |
| Denied | 17 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Pentucket Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 66 | Not published | $460,000 | 8.3% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 20 | Not published | $245,000 | 33.3% |
| Other purposes | 18 | Not published | $130,000 | 5.3% |
Where Pentucket Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Essex County, MA | 52 | Not published | 10.3% |
| Rockingham County, NH | 40 | Not published | 19.6% |
| Middlesex County, MA | 6 | Under 10 loans | 0.0% |
| Suffolk County, MA | 5 | Under 10 loans | 0.0% |
| Hillsborough County, NH | 5 | Under 10 loans | 16.7% |
| Cumberland County, ME | 1 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Belknap County, NH | 1 | Under 10 loans | 0.0% |
| Merrimack County, NH | 1 | Under 10 loans | 0.0% |
| Kennebec County, ME | 0 | Under 10 loans | Not published |
| Norfolk County, MA | 0 | Under 10 loans | Not published |
| Worcester County, MA | 0 | Under 10 loans | Not published |
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When Pentucket Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.