Mortgage lenders in Catawba County
4,897 mortgages were made in Catawba County, North Carolina, in 2025, by 373 lenders. The median rate their borrowers got was 6.500% on a median loan of $215,000. Of 6,506 decisions, 1,341 were denials — 20.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| STATE EMPLOYEES' | 530 | 6.150% | $160,000 | 23.9% |
| Rocket Mortgage, LLC | 401 | 6.625% | $185,000 | 16.2% |
| DHI MORTGAGE COMPANY, LTD. | 280 | 5.500% | $295,000 | 11.2% |
| Truist Bank | 221 | 6.740% | $125,000 | 30.8% |
| Peoples Bank | 212 | 7.250% | $105,000 | 29.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 186 | 6.125% | $265,000 | 16.5% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 185 | 6.500% | $205,000 | 2.1% |
| First-Citizens Bank & Trust Company | 136 | 6.375% | $105,000 | 23.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 119 | 6.625% | $255,000 | 5.5% |
| MOVEMENT MORTGAGE, LLC | 118 | 6.750% | $245,000 | 1.4% |
| Loandepot.Com, LLC | 110 | 5.875% | $255,000 | 20.4% |
| LENNAR MORTGAGE, LLC | 104 | 6.125% | $300,000 | 10.3% |
| Fairway Independent Mortgage Corporation | 88 | 6.750% | $265,000 | 4.2% |
| Bank of America, National Association | 73 | 6.250% | $155,000 | 41.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 73 | 6.625% | $195,000 | 0.0% |
| Alcova Mortgage LLC | 66 | 6.625% | $215,000 | 2.5% |
| PENNYMAC LOAN SERVICES, LLC | 60 | 6.125% | $285,000 | 12.3% |
| INSPIRE HOME LOANS INC. | 58 | 6.375% | $215,000 | 10.0% |
| FREEDOM MORTGAGE CORPORATION | 56 | 6.250% | $275,000 | 9.9% |
| Mortgage Research Center, LLC | 52 | 6.313% | $285,000 | 22.9% |
| GUILD MORTGAGE COMPANY | 51 | 6.625% | $235,000 | 3.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 49 | 6.125% | $325,000 | 2.0% |
| Navy Federal Credit Union | 39 | 7.375% | $155,000 | 23.5% |
| Fifth Third Bank, National Association | 39 | 7.000% | $185,000 | 25.0% |
| NEWREZ LLC | 35 | 6.375% | $195,000 | 27.1% |
| NATIONSTAR MORTGAGE LLC | 34 | 6.933% | $180,000 | 10.5% |
| Kiavi Funding, Inc. | 33 | 9.990% | $145,000 | 2.8% |
| First Horizon Bank | 33 | 6.875% | $135,000 | 20.9% |
| Wells Fargo Bank, National Association | 32 | 6.188% | $245,000 | 13.5% |
| Broker Solutions, Inc. | 31 | 6.750% | $255,000 | 13.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 30 | 6.875% | $235,000 | 10.8% |
| Truliant Federal Credit Union | 28 | 7.625% | $90,000 | 45.5% |
| AmeriSave Mortgage Corporation | 26 | 6.813% | $140,000 | 60.6% |
| LOCAL GOVERNMENT | 25 | 8.000% | $65,000 | 42.6% |
| NVR Mortgage Finance, Inc. | 25 | 6.250% | $225,000 | 21.9% |
| M/I FINANCIAL, LLC | 25 | 5.750% | $345,000 | 3.6% |
| First Federal Savings Bank of Lincolnton | 24 | Not published | $285,000 | 14.3% |
| Taylorsville Savings Bank, SSB | 23 | Not published | $315,000 | 7.7% |
| Primis Mortgage Company | 22 | 6.625% | $225,000 | 4.4% |
| Summit Credit Union | 22 | Not published | $65,000 | 0.0% |
| SKYLINE NATIONAL BANK | 22 | Not published | $185,000 | 0.0% |
| First Heritage Mortgage, LLC | 21 | 6.875% | $275,000 | 0.0% |
| PNC Bank, National Association | 20 | 6.988% | $135,000 | 50.0% |
| United Bank | 19 | 6.950% | $255,000 | 13.6% |
| Ixonia Bank | 19 | 7.125% | $165,000 | 0.0% |
| Atlantic Coast Mortgage, LLC | 18 | 6.625% | $280,000 | 0.0% |
| Renasant Bank | 18 | 6.563% | $225,000 | 0.0% |
| SPRING EQ, LLC | 17 | 8.675% | $75,000 | 54.1% |
| FIGURE LENDING LLC | 17 | 10.850% | $85,000 | 30.6% |
| American Security Mortgage Corp. | 16 | 6.375% | $315,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 9.050% | $155,000 | 84.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 15 | 6.500% | $235,000 | 16.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 15 | 6.875% | $275,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 14 | 7.490% | $110,000 | 12.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 6.312% | $145,000 | 44.4% |
| First National Bank of Pennsylvania | 14 | 6.370% | $370,000 | 12.5% |
| RELIANCE FIRST CAPITAL, LLC | 14 | 7.120% | $180,000 | 6.7% |
| LAKEVIEW LOAN SERVICING, LLC | 13 | 6.375% | $225,000 | 51.5% |
| GoodLeap, LLC | 13 | 6.990% | $105,000 | 10.0% |
| JPMorgan Chase Bank, National Association | 12 | 6.375% | $195,000 | 25.0% |
| U.S. Bank National Association | 11 | 8.050% | $165,000 | 52.2% |
| THE LOAN STORE, INC. | 11 | 7.125% | $225,000 | 21.4% |
| DEEPHAVEN MORTGAGE LLC | 11 | 6.625% | $155,000 | 8.3% |
| ALLEGACY FEDERAL CREDIT UNION | 11 | 5.750% | $125,000 | 0.0% |
| MORTGAGE ASSURANCE, INC. | 11 | 6.625% | $295,000 | 0.0% |
| Coastal Community Bank | 10 | 10.490% | $50,000 | 0.0% |
| SouthState Bank, National Association | 10 | 6.465% | $295,000 | 28.6% |
| GUARANTEED RATE AFFINITY, LLC | 10 | 6.638% | $265,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 10 | 6.313% | $285,000 | 0.0% |
| 98450058D88OE4463626 | 10 | 6.428% | $740,000 | 0.0% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 35.7% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Lendage, LLC | 9 | Under 10 loans | Under 10 loans | 23.1% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PLANET HOME LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 25.0% |
| GoPrime Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 69.6% |
| PHH Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 22.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BPL MORTGAGE TRUST, LLC | 7 | Under 10 loans | Under 10 loans | 20.0% |
| C & F Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Nations Lending Corporation | 7 | Under 10 loans | Under 10 loans | 11.1% |
| United Community Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Ameris Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 53.8% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 50.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 6 | Under 10 loans | Under 10 loans | 26.7% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| ICE LENDER HOLDINGS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LATINO COMMUNITY CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 12.5% |
| LIMA ONE CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Telco Community Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 5 | Under 10 loans | Under 10 loans | 58.3% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| TRIAD FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 26.3% |
| Regions Bank | 5 | Under 10 loans | Under 10 loans | 45.5% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| SHARONVIEW FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 33.3% |
| Gateway First Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 16.7% |
| RESOURCE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Summit Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BlueHarbor Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 42.9% |
| COASTAL Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 63.6% |
| FOUNDERS FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 42.9% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| ALLIED MORTGAGE GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| INTERCOASTAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| The Fidelity Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CORNING CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 86.2% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 79.0% |
| TD Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| MICHIGAN MUTUAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Uwharrie Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIEDMONT ADVANTAGE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Carter Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SKYLA FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AgFirst Farm Credit Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SayGO Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SOUTH RIVER MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Towne Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 25.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 173 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Catawba County
33 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Peoples Bank | 10 | $1.1 billion |
| Truist Bank | 6 | $946.0 million |
| Wells Fargo Bank, National Association | 3 | $618.6 million |
| First Horizon Bank | 3 | $602.6 million |
| First-Citizens Bank & Trust Company | 3 | $523.3 million |
| SKYLINE NATIONAL BANK | 2 | $32.9 million |
| Woodforest National Bank | 2 | $13.6 million |
| Bank of America, National Association | 1 | $242.6 million |
| Fifth Third Bank, National Association | 1 | $101.0 million |
| PNC Bank, National Association | 1 | $71.0 million |
| United Bank | 1 | $58.2 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.