Summit Credit Union
Summit Credit Union received 334 applications in 2025 and made 275 mortgages, in 35 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $65,000. Of 333 decisions, 55 were denials — 16.5%. 61 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 2549006CSAAG67CX8Z55 |
|---|---|
| Applications received | 334 |
| Mortgages made | 275 |
| Denied | 55 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 26 | Not published | $275,000 | 0.0% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 242 | Not published | $65,000 | 18.5% |
Where Summit Credit Union lends most
The 35 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Guilford County, NC | 72 | Not published | 2.7% |
| Forsyth County, NC | 35 | Not published | 0.0% |
| Wake County, NC | 24 | Not published | 0.0% |
| Catawba County, NC | 22 | Not published | 0.0% |
| Granville County, NC | 16 | Not published | 0.0% |
| Davidson County, NC | 15 | Not published | 0.0% |
| Rockingham County, NC | 10 | Not published | 0.0% |
| Randolph County, NC | 9 | Under 10 loans | 0.0% |
| Alexander County, NC | 6 | Under 10 loans | 0.0% |
| Caldwell County, NC | 5 | Under 10 loans | 0.0% |
| Burke County, NC | 4 | Under 10 loans | 0.0% |
| Davie County, NC | 4 | Under 10 loans | 0.0% |
| Lincoln County, NC | 4 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 4 | Under 10 loans | 0.0% |
| Alamance County, NC | 3 | Under 10 loans | 0.0% |
| Brunswick County, NC | 3 | Under 10 loans | 0.0% |
| Johnston County, NC | 3 | Under 10 loans | 0.0% |
| Stokes County, NC | 3 | Under 10 loans | 0.0% |
| Vance County, NC | 3 | Under 10 loans | 0.0% |
| Yadkin County, NC | 3 | Under 10 loans | 0.0% |
| Franklin County, NC | 2 | Under 10 loans | 0.0% |
| Harnett County, NC | 2 | Under 10 loans | 33.3% |
| New Hanover County, NC | 2 | Under 10 loans | 0.0% |
| Buncombe County, NC | 1 | Under 10 loans | 0.0% |
| Cabarrus County, NC | 1 | Under 10 loans | 0.0% |
| Caswell County, NC | 1 | Under 10 loans | 0.0% |
| Chatham County, NC | 1 | Under 10 loans | 0.0% |
| Durham County, NC | 1 | Under 10 loans | 0.0% |
| Edgecombe County, NC | 1 | Under 10 loans | 0.0% |
| Onslow County, NC | 1 | Under 10 loans | 0.0% |
| Orange County, NC | 1 | Under 10 loans | 0.0% |
| Sampson County, NC | 1 | Under 10 loans | 0.0% |
| Stanly County, NC | 1 | Under 10 loans | 0.0% |
| Union County, NC | 1 | Under 10 loans | 0.0% |
| Wilson County, NC | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Summit Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.