LATINO COMMUNITY CREDIT UNION
LATINO COMMUNITY CREDIT UNION received 432 applications in 2025 and made 334 mortgages, in 63 counties across 3 states. The median rate its borrowers got was 7.500% on a median loan of $205,000. Of 410 decisions, 35 were denials — 8.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300GOPH3KDGIKIU33 |
|---|---|
| Applications received | 432 |
| Mortgages made | 334 |
| Denied | 35 |
| Approved, not taken up | 41 |
| Withdrawn or incomplete | 22 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.727 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 288 | 7.500% | $205,000 | 4.2% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 36.4% |
| Cash-out refinancing | 34 | 7.000% | $165,000 | 29.6% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 10.0% |
Where LATINO COMMUNITY CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Forsyth County, NC | 43 | 7.500% | 4.0% |
| Guilford County, NC | 35 | 7.500% | 2.3% |
| Mecklenburg County, NC | 30 | 7.625% | 12.8% |
| Wake County, NC | 27 | 7.375% | 10.0% |
| Durham County, NC | 20 | 7.625% | 8.7% |
| Gaston County, NC | 20 | 7.750% | 0.0% |
| Johnston County, NC | 17 | 7.500% | 5.3% |
| Alamance County, NC | 13 | 7.375% | 5.3% |
| Harnett County, NC | 10 | 7.500% | 0.0% |
| Randolph County, NC | 10 | 7.750% | 16.7% |
| Rowan County, NC | 9 | Under 10 loans | 0.0% |
| Cumberland County, NC | 7 | Under 10 loans | 0.0% |
| Cabarrus County, NC | 6 | Under 10 loans | 12.5% |
| Catawba County, NC | 6 | Under 10 loans | 0.0% |
| Davidson County, NC | 6 | Under 10 loans | 0.0% |
| Granville County, NC | 5 | Under 10 loans | 37.5% |
| Nash County, NC | 5 | Under 10 loans | 14.3% |
| Brunswick County, NC | 4 | Under 10 loans | 16.7% |
| Iredell County, NC | 4 | Under 10 loans | 16.7% |
| Orange County, NC | 4 | Under 10 loans | 0.0% |
| Wilson County, NC | 4 | Under 10 loans | 0.0% |
| Franklin County, NC | 3 | Under 10 loans | 40.0% |
| Stanly County, NC | 3 | Under 10 loans | 0.0% |
| Union County, NC | 3 | Under 10 loans | 33.3% |
| Anson County, NC | 2 | Under 10 loans | 0.0% |
| Davie County, NC | 2 | Under 10 loans | 0.0% |
| Edgecombe County, NC | 2 | Under 10 loans | 0.0% |
| Rockingham County, NC | 2 | Under 10 loans | 0.0% |
| Sampson County, NC | 2 | Under 10 loans | 0.0% |
| Vance County, NC | 2 | Under 10 loans | 0.0% |
| Martinsville city, VA | 2 | Under 10 loans | 0.0% |
| Buncombe County, NC | 1 | Under 10 loans | 0.0% |
| Burke County, NC | 1 | Under 10 loans | 0.0% |
| Caldwell County, NC | 1 | Under 10 loans | 0.0% |
| Cleveland County, NC | 1 | Under 10 loans | 0.0% |
| Craven County, NC | 1 | Under 10 loans | 0.0% |
| Dare County, NC | 1 | Under 10 loans | 50.0% |
| Duplin County, NC | 1 | Under 10 loans | 50.0% |
| Lee County, NC | 1 | Under 10 loans | 0.0% |
| New Hanover County, NC | 1 | Under 10 loans | 0.0% |
| Onslow County, NC | 1 | Under 10 loans | 0.0% |
| Person County, NC | 1 | Under 10 loans | 0.0% |
| Pitt County, NC | 1 | Under 10 loans | 0.0% |
| Surry County, NC | 1 | Under 10 loans | 50.0% |
| Wayne County, NC | 1 | Under 10 loans | 50.0% |
| Wilkes County, NC | 1 | Under 10 loans | 0.0% |
| Yadkin County, NC | 1 | Under 10 loans | 0.0% |
| Cherokee County, SC | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Kershaw County, SC | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.