Mortgage lenders in Wright County
4,545 mortgages were made in Wright County, Minnesota, in 2025, by 334 lenders. The median rate their borrowers got was 6.575% on a median loan of $285,000. Of 5,630 decisions, 864 were denials — 15.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 234 | 6.125% | $335,000 | 10.7% |
| Rocket Mortgage, LLC | 224 | 6.625% | $265,000 | 12.8% |
| Bell Bank | 220 | 6.625% | $335,000 | 3.9% |
| LENNAR MORTGAGE, LLC | 200 | 5.990% | $385,000 | 6.5% |
| TRUSTONE FINANCIAL CREDIT UNION | 184 | 7.250% | $95,000 | 20.9% |
| Blaze Credit Union | 135 | 6.500% | $95,000 | 10.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 127 | 6.575% | $335,000 | 1.6% |
| Broker Solutions, Inc. | 121 | 6.750% | $315,000 | 7.6% |
| Fairway Independent Mortgage Corporation | 114 | 6.750% | $305,000 | 3.4% |
| U.S. Bank National Association | 113 | 8.350% | $125,000 | 33.9% |
| M/I FINANCIAL, LLC | 98 | 5.875% | $415,000 | 1.8% |
| PENNYMAC LOAN SERVICES, LLC | 84 | 6.375% | $340,000 | 9.2% |
| AFFINITY PLUS | 82 | 6.740% | $75,000 | 11.6% |
| Wings Financial Credit Union | 81 | 7.250% | $105,000 | 21.6% |
| Old National Bank | 69 | 6.000% | $155,000 | 19.3% |
| Loandepot.Com, LLC | 68 | 6.250% | $285,000 | 21.8% |
| DHI MORTGAGE COMPANY, LTD. | 68 | 5.500% | $415,000 | 2.8% |
| Granite Bank | 67 | 6.625% | $315,000 | 9.5% |
| NEWREZ LLC | 62 | 6.625% | $315,000 | 23.2% |
| Wells Fargo Bank, National Association | 61 | 6.375% | $255,000 | 10.3% |
| The Huntington National Bank | 60 | 6.863% | $235,000 | 32.6% |
| CorTrust Bank National Association | 54 | Not published | $95,000 | 6.9% |
| Paramount Residential Mortgage Group, Inc. | 51 | 6.625% | $305,000 | 3.8% |
| FREEDOM MORTGAGE CORPORATION | 47 | 6.250% | $335,000 | 6.9% |
| Prosperity Home Mortgage, LLC | 47 | 6.625% | $295,000 | 5.9% |
| Tradition Mortgage, LLC | 47 | 6.375% | $365,000 | 0.0% |
| GUARANTEED RATE, INC. | 41 | 6.625% | $325,000 | 6.5% |
| TOPLINE FINANCIAL CREDIT UNION | 40 | 5.990% | $125,000 | 14.8% |
| Luminate Bank | 39 | 6.625% | $365,000 | 4.9% |
| SFMC, LP | 39 | 5.500% | $445,000 | 4.8% |
| Sherburne State Bank | 39 | Not published | $245,000 | 4.4% |
| Florida Capital Bank, National Association | 38 | 6.433% | $285,000 | 0.0% |
| Royal Credit Union | 36 | 6.563% | $240,000 | 9.5% |
| NATIONSTAR MORTGAGE LLC | 36 | 8.125% | $90,000 | 2.7% |
| Deerwood Bank | 36 | 7.250% | $145,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 35 | 6.625% | $305,000 | 0.0% |
| Lake Central Bank | 35 | Not published | $285,000 | 2.4% |
| Mortgage Research Center, LLC | 33 | 6.250% | $365,000 | 30.6% |
| VERIDIAN CREDIT UNION | 31 | 6.740% | $75,000 | 6.1% |
| PLAZA HOME MORTGAGE, INC. | 29 | 6.375% | $285,000 | 14.7% |
| GUARANTEED RATE AFFINITY, LLC | 28 | 6.563% | $325,000 | 3.5% |
| LOWER, LLC | 27 | 6.500% | $305,000 | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 26 | 6.500% | $250,000 | 6.7% |
| MAGNIFI FINANCIAL CREDIT UNION | 25 | 6.125% | $280,000 | 7.4% |
| ST. CLOUD FINANCIAL | 24 | 6.000% | $105,000 | 4.0% |
| Alerus Financial, National Association | 24 | 6.500% | $315,000 | 0.0% |
| CORTRUST MORTGAGE, INC. | 22 | 6.500% | $280,000 | 18.5% |
| SPRING EQ, LLC | 20 | 8.938% | $75,000 | 65.1% |
| 21st Mortgage Corporation | 19 | 10.960% | $85,000 | 66.7% |
| Baxter Credit Union | 19 | 6.750% | $105,000 | 13.8% |
| JPMorgan Chase Bank, National Association | 19 | 6.375% | $335,000 | 5.0% |
| Highland Bank | 19 | Not published | $75,000 | 20.8% |
| CMG MORTGAGE, INC. | 19 | 6.875% | $285,000 | 9.1% |
| Coastal Community Bank | 18 | 10.615% | $55,000 | 3.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 18 | 6.313% | $340,000 | 9.1% |
| GUILD MORTGAGE COMPANY | 18 | 6.990% | $345,000 | 10.0% |
| BMO Bank National Association | 17 | 8.330% | $125,000 | 37.0% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 8.895% | $95,000 | 47.5% |
| MidWestOne Bank | 16 | 6.118% | $105,000 | 36.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 16 | 6.313% | $320,000 | 10.5% |
| MOVEMENT MORTGAGE, LLC | 16 | 6.625% | $305,000 | 15.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 16 | 6.433% | $325,000 | 0.0% |
| Summit Mortgage Corporation | 16 | 6.375% | $370,000 | 5.9% |
| BANKWEST | 16 | Not published | $190,000 | 11.1% |
| Star Bank | 16 | Not published | $120,000 | 11.1% |
| Merchants Bank, National Association | 16 | 6.275% | $255,000 | 0.0% |
| Waterstone Mortgage Corporation | 16 | 6.250% | $245,000 | 0.0% |
| Bank of America, National Association | 15 | 6.125% | $135,000 | 40.0% |
| Navy Federal Credit Union | 15 | 6.750% | $295,000 | 25.0% |
| Liberty Bank Minnesota | 15 | 6.875% | $195,000 | 0.0% |
| Bremer Bank, National Association | 15 | 6.875% | $245,000 | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 14 | 6.370% | $290,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 14 | 6.750% | $345,000 | 6.7% |
| FIGURE LENDING LLC | 13 | 9.950% | $45,000 | 42.5% |
| A&D Mortgage LLC | 13 | 6.625% | $365,000 | 7.1% |
| KIND LENDING, LLC | 13 | 6.375% | $435,000 | 18.8% |
| MEGASTAR FINANCIAL CORP. | 13 | 6.500% | $385,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 13 | 6.490% | $305,000 | 0.0% |
| COMPEER FINANCIAL, FLCA | 12 | 7.225% | $400,000 | 12.5% |
| Cambria Financial Group, LLC | 12 | 6.188% | $365,000 | 7.7% |
| The Bank of Elk River | 12 | Not published | $335,000 | 0.0% |
| Flagstar Bank, N.A. | 11 | 6.522% | $345,000 | 77.6% |
| RESICENTRAL, LLC | 11 | 6.375% | $325,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 11 | 6.750% | $305,000 | 8.3% |
| Citizens Alliance Bank | 11 | Not published | $335,000 | 7.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 10 | 6.313% | $340,000 | 0.0% |
| GO MORTGAGE, LLC | 10 | 6.688% | $390,000 | 0.0% |
| South Story Bank & Trust | 10 | Not published | $275,000 | 0.0% |
| BANKWEST, INC. | 9 | Under 10 loans | Under 10 loans | 66.7% |
| SWBC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| SHAREPOINT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Servion, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 66.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 45.0% |
| Associated Bank, National Association | 8 | Under 10 loans | Under 10 loans | 27.3% |
| BUILDING TRADES FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| GoodLeap, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Kensington Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 7 | Under 10 loans | Under 10 loans | 55.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| SOUTHPOINT FINANCIAL | 7 | Under 10 loans | Under 10 loans | 36.4% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| CITY-COUNTY CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| IDEAL Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 71.4% |
| Gate City Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| National Bank of Commerce | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Connexus Credit Union | 5 | Under 10 loans | Under 10 loans | 37.5% |
| NexBank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Luminate Home Loans, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Think Mutual Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Bank & Trust | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Coulee Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sentry Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank Of Milaca | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 46.2% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Bank Elk River | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Frandsen Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 66.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bravera Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Minnwest Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First International Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Security Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Platinum Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Heritage National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Century Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 98450058D88OE4463626 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MINNCO CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| IOWA BANKERS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Community Resource Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sunrise Banks, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Healthcare Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Heartland Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nicolet National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bridgewater Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Bank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank of Faribault | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 57.1% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 134 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Wright County
33 FDIC-insured branches from 24 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| BANKWEST | 3 | $217.5 million |
| CorTrust Bank National Association | 3 | $174.0 million |
| Wells Fargo Bank, National Association | 2 | $480.2 million |
| Lake Central Bank | 2 | $200.2 million |
| Star Bank | 2 | $180.7 million |
| Harvest Bank | 2 | $105.4 million |
| Premier Bank Minnesota | 2 | $67.0 million |
| Old National Bank | 1 | $220.2 million |
| U.S. Bank National Association | 1 | $152.4 million |
| The First National Bank of Cokato | 1 | $128.1 million |
| Deerwood Bank | 1 | $125.6 million |
| Kensington Bank | 1 | $119.6 million |
| Nicolet National Bank | 1 | $102.4 million |
| The Bank of Elk River | 1 | $95.0 million |
| MINNESOTA LAKES BANK | 1 | $85.9 million |
| Highland Bank | 1 | $83.4 million |
| MidCountry Bank | 1 | $78.3 million |
| Citizens Alliance Bank | 1 | $74.0 million |
| National Bank of Commerce | 1 | $63.1 million |
| Bravera Bank | 1 | $57.3 million |
| The Huntington National Bank | 1 | $55.0 million |
| Sherburne State Bank | 1 | $52.9 million |
| American Heritage National Bank | 1 | $34.0 million |
| Liberty Bank Minnesota | 1 | $33.3 million |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Citizens State Bank of Waverly, Inc., 145 Nelson Blvd, Montrose
- Citizens State Bank of Waverly, Inc., 609 Pacific Ave, Waverly
- MidWestOne Bank, 750 Central Ave E, Ste 100, Saint Michael
Get told when this changes
When the next year’s lending figures are out for Wright County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.