First Western Bank & Trust
First Western Bank & Trust received 565 applications in 2025 and made 446 mortgages, in 73 counties across 9 states. The median rate its borrowers got was 6.500% on a median loan of $225,000. Of 478 decisions, 26 were denials — 5.4%, most often for credit history.
| Legal Entity Identifier | 5493005A0757T9GRRI44 |
|---|---|
| Applications received | 565 |
| Mortgages made | 446 |
| Denied | 26 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 87 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.03 points |
| FDIC-insured bank | Yes: First Western Bank & Trust, 20 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 338 | 6.500% | $235,000 | 4.2% |
| Refinancing | 67 | 6.660% | $215,000 | 5.6% |
| Cash-out refinancing | 15 | 6.125% | $215,000 | 23.8% |
| Other purposes | 26 | 7.375% | $130,000 | 6.9% |
Where First Western Bank & Trust lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cass County, ND | 69 | 6.950% | 4.1% |
| Crow Wing County, MN | 66 | 6.563% | 9.5% |
| Ward County, ND | 65 | 6.500% | 1.5% |
| Burleigh County, ND | 37 | 6.625% | 2.6% |
| Clay County, MN | 26 | 6.733% | 7.1% |
| Douglas County, MN | 23 | 6.625% | 0.0% |
| Cass County, MN | 16 | 6.188% | 5.6% |
| Morrison County, MN | 12 | 6.375% | 14.3% |
| Otter Tail County, MN | 11 | 6.660% | 7.7% |
| Hennepin County, MN | 10 | 6.625% | 0.0% |
| Morton County, ND | 8 | Under 10 loans | 20.0% |
| McLean County, ND | 7 | Under 10 loans | 0.0% |
| Minnehaha County, SD | 6 | Under 10 loans | 0.0% |
| Becker County, MN | 4 | Under 10 loans | 0.0% |
| Grant County, MN | 4 | Under 10 loans | 0.0% |
| McHenry County, ND | 4 | Under 10 loans | 0.0% |
| Mountrail County, ND | 4 | Under 10 loans | 0.0% |
| Anoka County, MN | 3 | Under 10 loans | 0.0% |
| Isanti County, MN | 3 | Under 10 loans | 0.0% |
| Pope County, MN | 3 | Under 10 loans | 25.0% |
| Ramsey County, MN | 3 | Under 10 loans | 25.0% |
| Stearns County, MN | 3 | Under 10 loans | 25.0% |
| Wadena County, MN | 3 | Under 10 loans | 25.0% |
| Wright County, MN | 3 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 0.0% |
| Pima County, AZ | 2 | Under 10 loans | 0.0% |
| Charlotte County, FL | 2 | Under 10 loans | 0.0% |
| Aitkin County, MN | 2 | Under 10 loans | 0.0% |
| Dakota County, MN | 2 | Under 10 loans | 0.0% |
| Kandiyohi County, MN | 2 | Under 10 loans | 33.3% |
| Lyon County, MN | 2 | Under 10 loans | 0.0% |
| Nobles County, MN | 2 | Under 10 loans | 0.0% |
| St. Louis County, MN | 2 | Under 10 loans | 0.0% |
| Stevens County, MN | 2 | Under 10 loans | 0.0% |
| Todd County, MN | 2 | Under 10 loans | 0.0% |
| Traverse County, MN | 2 | Under 10 loans | 0.0% |
| Grand Forks County, ND | 2 | Under 10 loans | 0.0% |
| Traill County, ND | 2 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 50.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Emmet County, MI | 1 | Under 10 loans | 0.0% |
| Carver County, MN | 1 | Under 10 loans | 0.0% |
| Freeborn County, MN | 1 | Under 10 loans | 0.0% |
| Hubbard County, MN | 1 | Under 10 loans | 0.0% |
| McLeod County, MN | 1 | Under 10 loans | 0.0% |
| Meeker County, MN | 1 | Under 10 loans | 0.0% |
| Norman County, MN | 1 | Under 10 loans | 0.0% |
| Redwood County, MN | 1 | Under 10 loans | 0.0% |
| Rock County, MN | 1 | Under 10 loans | 0.0% |
Get told when this changes
When First Western Bank & Trust’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.