CITY-COUNTY CREDIT UNION
CITY-COUNTY CREDIT UNION received 420 applications in 2025 and made 246 mortgages, in 76 counties across 23 states. The median rate its borrowers got was 7.000% on a median loan of $125,000. Of 334 decisions, 76 were denials — 22.8%, most often for other.
| Legal Entity Identifier | 984500DB378C704F4610 |
|---|---|
| Applications received | 420 |
| Mortgages made | 246 |
| Denied | 76 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 86 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.0405 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 84 | 6.313% | $335,000 | 4.0% |
| Refinancing | 26 | 6.620% | $130,000 | 18.8% |
| Cash-out refinancing | 22 | 6.370% | $215,000 | 23.3% |
| Other purposes | 114 | 7.590% | $65,000 | 34.1% |
Where CITY-COUNTY CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hennepin County, MN | 41 | 6.750% | 19.3% |
| Washington County, MN | 41 | 7.000% | 28.1% |
| Ramsey County, MN | 34 | 7.540% | 35.9% |
| Dakota County, MN | 28 | 6.683% | 13.9% |
| Anoka County, MN | 19 | 7.240% | 5.0% |
| Wright County, MN | 7 | Under 10 loans | 12.5% |
| St. Croix County, WI | 6 | Under 10 loans | 14.3% |
| Carver County, MN | 4 | Under 10 loans | 0.0% |
| St. Louis County, MN | 4 | Under 10 loans | 0.0% |
| Marion County, MO | 4 | Under 10 loans | 42.9% |
| Mecosta County, MI | 3 | Under 10 loans | 0.0% |
| Crow Wing County, MN | 3 | Under 10 loans | 0.0% |
| Scott County, MN | 3 | Under 10 loans | 25.0% |
| Sherburne County, MN | 3 | Under 10 loans | 40.0% |
| Sumter County, FL | 2 | Under 10 loans | 0.0% |
| Walton County, GA | 2 | Under 10 loans | 0.0% |
| Chisago County, MN | 2 | Under 10 loans | 33.3% |
| Isanti County, MN | 2 | Under 10 loans | 0.0% |
| Rice County, MN | 2 | Under 10 loans | 0.0% |
| Rutherford County, TN | 2 | Under 10 loans | 0.0% |
| Burnett County, WI | 2 | Under 10 loans | 0.0% |
| Santa Cruz County, AZ | 1 | Under 10 loans | 0.0% |
| Denver County, CO | 1 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| Lake County, IL | 1 | Under 10 loans | 0.0% |
| Johnson County, IA | 1 | Under 10 loans | 0.0% |
| Jones County, IA | 1 | Under 10 loans | 0.0% |
| Linn County, IA | 1 | Under 10 loans | 0.0% |
| Douglas County, KS | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Lyon County, MN | 1 | Under 10 loans | 0.0% |
| Olmsted County, MN | 1 | Under 10 loans | 0.0% |
| Pine County, MN | 1 | Under 10 loans | 0.0% |
| Pope County, MN | 1 | Under 10 loans | 0.0% |
| Andrew County, MO | 1 | Under 10 loans | 0.0% |
| Jackson County, MO | 1 | Under 10 loans | 0.0% |
| Newton County, MO | 1 | Under 10 loans | 33.3% |
| Ralls County, MO | 1 | Under 10 loans | 66.7% |
| St. Louis County, MO | 1 | Under 10 loans | 0.0% |
| Somerset County, NJ | 1 | Under 10 loans | 0.0% |
| Butler County, OH | 1 | Under 10 loans | 0.0% |
| York County, PA | 1 | Under 10 loans | 0.0% |
| Minnehaha County, SD | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Utah County, UT | 1 | Under 10 loans | 0.0% |
| Loudoun County, VA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.