Cambria Financial Group, LLC
Cambria Financial Group, LLC received 687 applications in 2025 and made 578 mortgages, in 74 counties across 9 states. The median rate its borrowers got was 6.500% on a median loan of $305,000. Of 598 decisions, 19 were denials — 3.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493008SV4X2EID9J711 |
|---|---|
| Applications received | 687 |
| Mortgages made | 578 |
| Denied | 19 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 89 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.114 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 494 | 6.500% | $315,000 | 1.8% |
| Refinancing | 40 | 6.125% | $360,000 | 8.9% |
| Cash-out refinancing | 44 | 6.500% | $250,000 | 12.0% |
Where Cambria Financial Group, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hennepin County, MN | 107 | 6.500% | 2.7% |
| Dakota County, MN | 73 | 6.375% | 1.4% |
| Cass County, ND | 69 | 6.500% | 0.0% |
| Anoka County, MN | 42 | 6.063% | 2.3% |
| Scott County, MN | 32 | 6.562% | 8.6% |
| Washington County, MN | 32 | 6.120% | 0.0% |
| Ramsey County, MN | 28 | 6.188% | 6.7% |
| Carver County, MN | 25 | 6.624% | 0.0% |
| Clay County, MN | 20 | 6.438% | 4.8% |
| Steele County, MN | 19 | 6.875% | 13.6% |
| Wright County, MN | 12 | 6.188% | 7.7% |
| Crow Wing County, MN | 8 | Under 10 loans | 0.0% |
| Olmsted County, MN | 6 | Under 10 loans | 0.0% |
| Sherburne County, MN | 6 | Under 10 loans | 14.3% |
| Goodhue County, MN | 5 | Under 10 loans | 16.7% |
| Richland County, ND | 5 | Under 10 loans | 0.0% |
| Martin County, MN | 4 | Under 10 loans | 0.0% |
| Nicollet County, MN | 4 | Under 10 loans | 0.0% |
| Becker County, MN | 3 | Under 10 loans | 0.0% |
| Chisago County, MN | 3 | Under 10 loans | 0.0% |
| Itasca County, MN | 3 | Under 10 loans | 0.0% |
| Le Sueur County, MN | 3 | Under 10 loans | 0.0% |
| McLeod County, MN | 3 | Under 10 loans | 0.0% |
| Mille Lacs County, MN | 3 | Under 10 loans | 0.0% |
| Mower County, MN | 3 | Under 10 loans | 0.0% |
| Otter Tail County, MN | 3 | Under 10 loans | 0.0% |
| Rice County, MN | 3 | Under 10 loans | 0.0% |
| Grand Forks County, ND | 3 | Under 10 loans | 0.0% |
| Traill County, ND | 3 | Under 10 loans | 0.0% |
| Aitkin County, MN | 2 | Under 10 loans | 0.0% |
| Blue Earth County, MN | 2 | Under 10 loans | 0.0% |
| Freeborn County, MN | 2 | Under 10 loans | 33.3% |
| Isanti County, MN | 2 | Under 10 loans | 0.0% |
| Pine County, MN | 2 | Under 10 loans | 0.0% |
| Stearns County, MN | 2 | Under 10 loans | 0.0% |
| Harris County, TX | 2 | Under 10 loans | 0.0% |
| Burnett County, WI | 2 | Under 10 loans | 0.0% |
| St. Croix County, WI | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Pima County, AZ | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Allamakee County, IA | 1 | Under 10 loans | 0.0% |
| Hancock County, IA | 1 | Under 10 loans | 0.0% |
| Beltrami County, MN | 1 | Under 10 loans | 0.0% |
| Carlton County, MN | 1 | Under 10 loans | 0.0% |
| Douglas County, MN | 1 | Under 10 loans | 0.0% |
| Kandiyohi County, MN | 1 | Under 10 loans | 0.0% |
| Meeker County, MN | 1 | Under 10 loans | 0.0% |
| Morrison County, MN | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.