BUILDING TRADES FEDERAL CREDIT UNION
BUILDING TRADES FEDERAL CREDIT UNION received 82 applications in 2025 and made 69 mortgages, in 24 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $55,000. Of 76 decisions, 6 were denials — 7.9%.
| Legal Entity Identifier | 549300CMT3RKMW1QLO34 |
|---|---|
| Applications received | 82 |
| Mortgages made | 69 |
| Denied | 6 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Refinancing | 15 | Not published | $105,000 | 0.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 53 | Not published | $45,000 | 8.6% |
Where BUILDING TRADES FEDERAL CREDIT UNION lends most
The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Anoka County, MN | 11 | Not published | 7.7% |
| Wright County, MN | 8 | Under 10 loans | 20.0% |
| Hennepin County, MN | 7 | Under 10 loans | 12.5% |
| Sherburne County, MN | 7 | Under 10 loans | 0.0% |
| Ramsey County, MN | 5 | Under 10 loans | 0.0% |
| Chisago County, MN | 3 | Under 10 loans | 0.0% |
| Scott County, MN | 3 | Under 10 loans | 0.0% |
| Washington County, MN | 3 | Under 10 loans | 25.0% |
| Aitkin County, MN | 2 | Under 10 loans | 0.0% |
| Carver County, MN | 2 | Under 10 loans | 0.0% |
| Cass County, MN | 2 | Under 10 loans | 0.0% |
| Dakota County, MN | 2 | Under 10 loans | 0.0% |
| Isanti County, MN | 2 | Under 10 loans | 0.0% |
| Pine County, MN | 2 | Under 10 loans | 0.0% |
| Polk County, WI | 2 | Under 10 loans | 0.0% |
| St. Croix County, WI | 2 | Under 10 loans | 0.0% |
| Carlton County, MN | 1 | Under 10 loans | 0.0% |
| Dodge County, MN | 1 | Under 10 loans | 0.0% |
| Meeker County, MN | 1 | Under 10 loans | 0.0% |
| Renville County, MN | 1 | Under 10 loans | 0.0% |
| Stearns County, MN | 1 | Under 10 loans | 0.0% |
| La Crosse County, WI | 1 | Under 10 loans | 0.0% |
| Crow Wing County, MN | 0 | Under 10 loans | Not published |
| Pepin County, WI | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.