Mortgage Lender Index

Citizens Alliance Bank

Citizens Alliance Bank received 191 applications in 2025 and made 154 mortgages, in 30 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 185 decisions, 16 were denials — 8.6%.

Legal Entity Identifier549300S46DHLT3EQ9F05
Applications received191
Mortgages made154
Denied16
Approved, not taken up15
Withdrawn or incomplete6
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Citizens Alliance Bank, 19 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase96 Not published$285,000 7.8%
Refinancing22 Not published$185,000 7.7%
Cash-out refinancing5 Under 10 loansUnder 10 loans 37.5%
Other purposes31 Not published$105,000 5.7%

Where Citizens Alliance Bank lends most

The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cascade County, MT 44Not published6.3%
Missoula County, MT 20Not published0.0%
Wright County, MN 11Not published7.7%
Yellow Medicine County, MN 11Not published26.7%
Chippewa County, MN 9Under 10 loans0.0%
Kandiyohi County, MN 9Under 10 loans0.0%
Lewis and Clark County, MT 9Under 10 loans16.7%
Silver Bow County, MT 7Under 10 loans12.5%
Granite County, MT 6Under 10 loans0.0%
Renville County, MN 5Under 10 loans16.7%
Carver County, MN 3Under 10 loans0.0%
Lac qui Parle County, MN 2Under 10 loans0.0%
Swift County, MN 2Under 10 loans0.0%
Gallatin County, MT 2Under 10 loans0.0%
Judith Basin County, MT 2Under 10 loans0.0%
Jefferson County, CO 1Under 10 loans0.0%
Hennepin County, MN 1Under 10 loans33.3%
Lyon County, MN 1Under 10 loans0.0%
Meeker County, MN 1Under 10 loans0.0%
Stearns County, MN 1Under 10 loans0.0%
Cass County, MO 1Under 10 loans0.0%
Broadwater County, MT 1Under 10 loans0.0%
Deer Lodge County, MT 1Under 10 loans50.0%
Teton County, MT 1Under 10 loans33.3%
Codington County, SD 1Under 10 loans0.0%
Klickitat County, WA 1Under 10 loans0.0%
St. Croix County, WI 1Under 10 loans0.0%
Brown County, MN 0Under 10 loans0.0%
Ravalli County, MT 0Under 10 loans0.0%
Grant County, SD 0Under 10 loans100.0%

Get told when this changes

When Citizens Alliance Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.