Minnwest Bank
Minnwest Bank received 777 applications in 2025 and made 588 mortgages, in 96 counties across 8 states. The median rate its borrowers got was 6.875% on a median loan of $155,000. Of 679 decisions, 81 were denials — 11.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300WYC8C6REMY4E38 |
|---|---|
| Applications received | 777 |
| Mortgages made | 588 |
| Denied | 81 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 98 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.5125 points |
| FDIC-insured bank | Yes: Minnwest Bank, 36 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 291 | 6.375% | $225,000 | 5.1% |
| Refinancing | 99 | 7.400% | $135,000 | 14.2% |
| Cash-out refinancing | 22 | 6.625% | $220,000 | 21.4% |
| Other purposes | 176 | 7.450% | $55,000 | 19.1% |
Where Minnwest Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lyon County, MN | 56 | 6.500% | 6.7% |
| Waseca County, MN | 50 | 7.000% | 13.8% |
| Redwood County, MN | 39 | 7.050% | 15.2% |
| Rock County, MN | 30 | 7.000% | 9.1% |
| Hennepin County, MN | 28 | 6.995% | 17.1% |
| Murray County, MN | 26 | 7.000% | 3.6% |
| Scott County, MN | 25 | 6.875% | 6.9% |
| Dakota County, MN | 23 | 7.400% | 11.5% |
| Le Sueur County, MN | 22 | 6.625% | 8.3% |
| Minnehaha County, SD | 20 | 7.400% | 9.1% |
| Chippewa County, MN | 16 | 7.400% | 11.1% |
| Olmsted County, MN | 14 | 6.750% | 0.0% |
| Big Stone County, MN | 13 | 6.375% | 18.8% |
| Rice County, MN | 13 | 6.625% | 6.7% |
| Stearns County, MN | 12 | 6.490% | 23.5% |
| Winona County, MN | 11 | 7.000% | 15.4% |
| Renville County, MN | 9 | Under 10 loans | 28.6% |
| Sibley County, MN | 9 | Under 10 loans | 10.0% |
| Roberts County, SD | 8 | Under 10 loans | 20.0% |
| Nicollet County, MN | 7 | Under 10 loans | 0.0% |
| Yellow Medicine County, MN | 7 | Under 10 loans | 36.4% |
| Blue Earth County, MN | 6 | Under 10 loans | 14.3% |
| Kandiyohi County, MN | 6 | Under 10 loans | 14.3% |
| Lac qui Parle County, MN | 6 | Under 10 loans | 0.0% |
| Ramsey County, MN | 6 | Under 10 loans | 0.0% |
| Steele County, MN | 6 | Under 10 loans | 0.0% |
| Grant County, SD | 6 | Under 10 loans | 25.0% |
| Fillmore County, MN | 5 | Under 10 loans | 44.4% |
| Goodhue County, MN | 5 | Under 10 loans | 0.0% |
| Washington County, MN | 5 | Under 10 loans | 0.0% |
| Anoka County, MN | 4 | Under 10 loans | 0.0% |
| Benton County, MN | 4 | Under 10 loans | 0.0% |
| Lincoln County, MN | 4 | Under 10 loans | 20.0% |
| Nobles County, MN | 4 | Under 10 loans | 0.0% |
| Brown County, MN | 3 | Under 10 loans | 0.0% |
| Carver County, MN | 3 | Under 10 loans | 0.0% |
| Faribault County, MN | 3 | Under 10 loans | 0.0% |
| Mower County, MN | 3 | Under 10 loans | 25.0% |
| Sherburne County, MN | 3 | Under 10 loans | 40.0% |
| Wright County, MN | 3 | Under 10 loans | 0.0% |
| Cass County, ND | 3 | Under 10 loans | 0.0% |
| Codington County, SD | 3 | Under 10 loans | 0.0% |
| Lincoln County, SD | 3 | Under 10 loans | 0.0% |
| Sawyer County, WI | 3 | Under 10 loans | 0.0% |
| Crow Wing County, MN | 2 | Under 10 loans | 0.0% |
| Freeborn County, MN | 2 | Under 10 loans | 25.0% |
| McLeod County, MN | 2 | Under 10 loans | 0.0% |
| Martin County, MN | 2 | Under 10 loans | 0.0% |
| Wabasha County, MN | 2 | Under 10 loans | 50.0% |
| St. Croix County, WI | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.