Mortgage lenders in Anoka County
8,713 mortgages were made in Anoka County, Minnesota, in 2025, by 396 lenders. The median rate their borrowers got was 6.625% on a median loan of $255,000. Of 11,249 decisions, 2,066 were denials — 18.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 517 | 6.399% | $325,000 | 11.6% |
| Bell Bank | 490 | 6.625% | $305,000 | 5.5% |
| Rocket Mortgage, LLC | 449 | 6.625% | $255,000 | 13.5% |
| TRUSTONE FINANCIAL CREDIT UNION | 409 | 7.240% | $85,000 | 24.4% |
| Blaze Credit Union | 379 | 6.500% | $105,000 | 17.0% |
| U.S. Bank National Association | 363 | 8.400% | $125,000 | 39.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 300 | 6.600% | $305,000 | 1.3% |
| AFFINITY PLUS | 245 | 6.740% | $65,000 | 21.8% |
| Broker Solutions, Inc. | 205 | 6.625% | $295,000 | 6.3% |
| Royal Credit Union | 196 | 6.625% | $255,000 | 11.0% |
| Wings Financial Credit Union | 187 | 7.250% | $105,000 | 21.3% |
| LENNAR MORTGAGE, LLC | 184 | 5.990% | $415,000 | 1.6% |
| The Huntington National Bank | 179 | 7.690% | $125,000 | 34.7% |
| Fairway Independent Mortgage Corporation | 167 | 6.625% | $305,000 | 4.0% |
| GUARANTEED RATE, INC. | 150 | 6.500% | $315,000 | 6.2% |
| PENNYMAC LOAN SERVICES, LLC | 149 | 6.125% | $325,000 | 12.9% |
| TOPLINE FINANCIAL CREDIT UNION | 147 | 5.990% | $105,000 | 20.1% |
| Wells Fargo Bank, National Association | 129 | 6.375% | $255,000 | 19.3% |
| Prosperity Home Mortgage, LLC | 120 | 6.625% | $300,000 | 4.0% |
| Luminate Bank | 116 | 6.750% | $315,000 | 3.3% |
| Granite Bank | 114 | 6.625% | $315,000 | 4.2% |
| NEWREZ LLC | 94 | 6.875% | $265,000 | 28.4% |
| Loandepot.Com, LLC | 87 | 6.875% | $205,000 | 17.9% |
| EVERETT FINANCIAL, INC. | 85 | 6.875% | $305,000 | 0.0% |
| Summit Mortgage Corporation | 77 | 6.625% | $315,000 | 0.0% |
| Alerus Financial, National Association | 72 | 6.625% | $300,000 | 2.6% |
| DHI MORTGAGE COMPANY, LTD. | 70 | 5.500% | $395,000 | 12.2% |
| CMG MORTGAGE, INC. | 69 | 6.750% | $315,000 | 1.4% |
| NATIONSTAR MORTGAGE LLC | 68 | 8.188% | $120,000 | 12.2% |
| Paramount Residential Mortgage Group, Inc. | 66 | 6.625% | $315,000 | 4.4% |
| SWBC MORTGAGE CORPORATION | 66 | 6.500% | $330,000 | 5.6% |
| IDEAL Credit Union | 62 | 4.490% | $85,000 | 18.4% |
| GUILD MORTGAGE COMPANY | 60 | 6.625% | $330,000 | 4.8% |
| Mortgage Research Center, LLC | 57 | 6.250% | $345,000 | 33.7% |
| FREEDOM MORTGAGE CORPORATION | 54 | 6.063% | $335,000 | 20.5% |
| LOWER, LLC | 52 | 6.625% | $325,000 | 11.9% |
| UIF CORPORATION | 50 | 6.688% | $370,000 | 5.6% |
| MINNCO CREDIT UNION | 43 | 7.000% | $65,000 | 22.0% |
| Cambria Financial Group, LLC | 42 | 6.063% | $330,000 | 2.3% |
| SPRING EQ, LLC | 41 | 8.745% | $65,000 | 64.4% |
| Coastal Community Bank | 40 | 9.865% | $40,000 | 1.9% |
| MAGNIFI FINANCIAL CREDIT UNION | 40 | 6.125% | $115,000 | 28.3% |
| GUARANTEED RATE AFFINITY, LLC | 40 | 6.425% | $270,000 | 18.4% |
| TRIAD FINANCIAL SERVICES, INC. | 39 | 8.780% | $85,000 | 47.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 39 | 6.375% | $335,000 | 27.8% |
| Baxter Credit Union | 39 | 7.250% | $135,000 | 11.7% |
| KIND LENDING, LLC | 39 | 6.500% | $365,000 | 17.0% |
| M/I FINANCIAL, LLC | 39 | 5.875% | $375,000 | 2.4% |
| MidWestOne Bank | 38 | 5.990% | $105,000 | 15.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 38 | 6.750% | $315,000 | 0.0% |
| Associated Bank, National Association | 37 | 6.875% | $175,000 | 21.3% |
| Old National Bank | 35 | 6.375% | $245,000 | 27.1% |
| JPMorgan Chase Bank, National Association | 35 | 6.110% | $305,000 | 18.2% |
| Plains Commerce Bank | 35 | 6.750% | $335,000 | 14.6% |
| PLAZA HOME MORTGAGE, INC. | 35 | 6.375% | $285,000 | 23.4% |
| BMO Bank National Association | 34 | 8.440% | $125,000 | 43.9% |
| GUIDANCE RESIDENTIAL, LLC | 34 | 6.875% | $330,000 | 2.8% |
| Associated Healthcare Credit Union | 34 | 6.625% | $50,000 | 0.0% |
| Bank of America, National Association | 33 | 5.990% | $175,000 | 49.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 33 | 8.240% | $95,000 | 17.5% |
| Navy Federal Credit Union | 32 | 6.313% | $275,000 | 22.7% |
| RESICENTRAL, LLC | 32 | 6.490% | $325,000 | 2.9% |
| FIGURE LENDING LLC | 31 | 8.250% | $55,000 | 27.5% |
| Highland Bank | 31 | Not published | $85,000 | 15.0% |
| Deerwood Bank | 31 | 7.375% | $105,000 | 3.1% |
| Tradition Mortgage, LLC | 29 | 6.625% | $305,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 28 | 6.500% | $335,000 | 0.0% |
| 21st Mortgage Corporation | 27 | 10.800% | $75,000 | 73.8% |
| VERIDIAN CREDIT UNION | 27 | 6.990% | $85,000 | 17.7% |
| UNION HOME MORTGAGE CORP. | 27 | 6.500% | $375,000 | 12.9% |
| Kiavi Funding, Inc. | 24 | 8.750% | $235,000 | 3.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 23 | 6.625% | $305,000 | 0.0% |
| Servion, Inc. | 23 | 6.625% | $305,000 | 4.2% |
| SFMC, LP | 22 | 6.058% | $370,000 | 10.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 22 | 6.490% | $320,000 | 4.4% |
| Home Mortgage Alliance Corporation (HMAC) | 21 | 6.875% | $375,000 | 19.2% |
| BANKWEST, INC. | 20 | 8.250% | $80,000 | 70.2% |
| AmeriSave Mortgage Corporation | 20 | 7.120% | $165,000 | 63.6% |
| BAY EQUITY LLC | 20 | 6.813% | $325,000 | 0.0% |
| Genisys Credit Union | 20 | 7.250% | $100,000 | 4.8% |
| CITY-COUNTY CREDIT UNION | 19 | 7.240% | $75,000 | 5.0% |
| Sunrise Banks, National Association | 19 | Not published | $265,000 | 13.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 18 | 6.625% | $300,000 | 5.3% |
| Coulee Bank | 18 | Not published | $225,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 17 | 6.500% | $295,000 | 10.5% |
| First Bank & Trust | 16 | 7.920% | $85,000 | 10.5% |
| THE LOAN STORE, INC. | 15 | 7.625% | $205,000 | 15.8% |
| ZILLOW HOME LOANS, LLC | 15 | 6.500% | $295,000 | 11.8% |
| Discover Bank | 14 | 8.840% | $85,000 | 72.6% |
| LAKEVIEW LOAN SERVICING, LLC | 14 | 6.188% | $350,000 | 52.1% |
| A&D Mortgage LLC | 14 | 6.433% | $380,000 | 11.8% |
| Frandsen Bank & Trust | 14 | 6.625% | $265,000 | 17.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 13 | 6.125% | $245,000 | 62.9% |
| Waterstone Mortgage Corporation | 13 | 6.625% | $305,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 12 | 6.500% | $320,000 | 0.0% |
| SHAREPOINT CREDIT UNION | 12 | 6.933% | $75,000 | 0.0% |
| Bridgewater Bank | 12 | Not published | $380,000 | 0.0% |
| PLANET HOME LENDING, LLC | 12 | 6.250% | $345,000 | 14.3% |
| MEGASTAR FINANCIAL CORP. | 12 | 6.563% | $340,000 | 0.0% |
| Nations Lending Corporation | 12 | 6.500% | $290,000 | 7.7% |
| PREMIER LENDING, INC. | 12 | 6.813% | $245,000 | 7.7% |
| DEEPHAVEN MORTGAGE LLC | 12 | 7.750% | $465,000 | 0.0% |
| Luminate Home Loans, Inc. | 11 | 6.875% | $295,000 | 0.0% |
| BUILDING TRADES FEDERAL CREDIT UNION | 11 | Not published | $55,000 | 7.7% |
| NEW DAY FINANCIAL, LLC | 10 | 6.870% | $210,000 | 45.0% |
| Citizens Bank, National Association | 10 | 8.025% | $140,000 | 44.4% |
| Connexus Credit Union | 10 | 6.490% | $85,000 | 31.3% |
| NexBank | 10 | 6.375% | $370,000 | 23.1% |
| Think Mutual Bank | 10 | 6.720% | $90,000 | 0.0% |
| Valon Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| CorTrust Bank National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Barrington Bank & Trust Company, National Association | 9 | Under 10 loans | Under 10 loans | 9.1% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SMW Financial Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 8 | Under 10 loans | Under 10 loans | 20.0% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 28.6% |
| GoodLeap, LLC | 8 | Under 10 loans | Under 10 loans | 40.0% |
| Heartland Credit Union | 8 | Under 10 loans | Under 10 loans | 10.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| MLD MORTGAGE INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| BoxCar Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 56.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 25.0% |
| Third Federal Savings and Loan Association of Cleveland | 7 | Under 10 loans | Under 10 loans | 42.9% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PHH Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Expedition Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Citizens State Bank | 7 | Under 10 loans | Under 10 loans | 18.2% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Sierra Pacific Mortgage Company, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| The Bank of Elk River | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Merchants Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Northeast Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 6 | Under 10 loans | Under 10 loans | 23.1% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Members Cooperative Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHARTWELL FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| American National Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| CORTRUST MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Community Resource Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHPOINT FINANCIAL | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| PULTE MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Ixonia Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Heritage Bank National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Security State Bank of Marine | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Security Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Falcon National Bank | 4 | Under 10 loans | Under 10 loans | 14.3% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Gate City Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Armed Forces Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Bremer Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Lake Elmo Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sherburne State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of Moose Lake | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Bank Elk River | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Devon Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Minnwest Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank of Wyoming | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MY Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Drake Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Alliance Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Resource Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First International Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers & Merchants Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ST. CLOUD FINANCIAL | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hiawatha National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Lakeview Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 196 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Anoka County
53 FDIC-insured branches from 21 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 8 | $2.0 billion |
| U.S. Bank National Association | 6 | $1.5 billion |
| The Huntington National Bank | 6 | $854.2 million |
| Village Bank | 4 | $366.2 million |
| JPMorgan Chase Bank, National Association | 4 | $60.3 million |
| 21st Century Bank | 3 | $365.4 million |
| BMO Bank National Association | 3 | $123.1 million |
| Bank of America, National Association | 3 | $27.4 million |
| Nicolet National Bank | 2 | $106.3 million |
| Premier Bank | 2 | $47.2 million |
| CorTrust Bank National Association | 2 | $41.9 million |
| Falcon National Bank | 1 | $138.6 million |
| Northeast Bank | 1 | $126.1 million |
| Old National Bank | 1 | $106.0 million |
| Border Bank | 1 | $92.4 million |
| First Resource Bank | 1 | $82.9 million |
| First Bank Elk River | 1 | $82.1 million |
| Farmers & Merchants Savings Bank | 1 | $52.1 million |
| First Bank & Trust | 1 | $46.8 million |
| Pine River State Bank | 1 | $33.3 million |
| Security Bank & Trust Company | 1 | $24.0 million |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- BMO Bank National Association, 10930 Club West Pkwy, Blaine
- MidWestOne Bank, 3585 124th Ave Nw, Coon Rapids
- MidWestOne Bank, 7111 21st Ave, Centerville
Get told when this changes
When the next year’s lending figures are out for Anoka County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.