American National Bank
American National Bank received 688 applications in 2025 and made 542 mortgages, in 58 counties across 13 states. The median rate its borrowers got was 6.875% on a median loan of $175,000. Of 609 decisions, 50 were denials — 8.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | VEQ70DCTAI4TBBHPYI39 |
|---|---|
| Applications received | 688 |
| Mortgages made | 542 |
| Denied | 50 |
| Approved, not taken up | 17 |
| Withdrawn or incomplete | 79 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3885 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 308 | 6.500% | $195,000 | 6.7% |
| Refinancing | 86 | 7.250% | $155,000 | 8.1% |
| Cash-out refinancing | 20 | 7.438% | $205,000 | 23.1% |
| Other purposes | 128 | 7.700% | $65,000 | 9.2% |
Where American National Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Douglas County, NE | 187 | 6.750% | 10.0% |
| Pottawattamie County, IA | 107 | 6.875% | 6.0% |
| Sarpy County, NE | 70 | 6.933% | 11.0% |
| Hennepin County, MN | 31 | 7.050% | 3.1% |
| Lancaster County, NE | 19 | 7.500% | 0.0% |
| Jefferson County, NE | 13 | 7.550% | 0.0% |
| Ramsey County, MN | 11 | 7.450% | 15.4% |
| Harrison County, IA | 10 | 6.750% | 23.1% |
| Washington County, NE | 7 | Under 10 loans | 0.0% |
| Anoka County, MN | 6 | Under 10 loans | 12.5% |
| Washington County, MN | 6 | Under 10 loans | 12.5% |
| Cass County, NE | 5 | Under 10 loans | 0.0% |
| Otoe County, NE | 5 | Under 10 loans | 28.6% |
| Fremont County, IA | 4 | Under 10 loans | 0.0% |
| Dakota County, MN | 4 | Under 10 loans | 0.0% |
| Scott County, MN | 4 | Under 10 loans | 20.0% |
| Platte County, NE | 4 | Under 10 loans | 20.0% |
| Monona County, IA | 3 | Under 10 loans | 0.0% |
| Carver County, MN | 3 | Under 10 loans | 0.0% |
| Nemaha County, NE | 3 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 0.0% |
| Sioux County, IA | 2 | Under 10 loans | 0.0% |
| Dodge County, NE | 2 | Under 10 loans | 0.0% |
| Johnson County, NE | 2 | Under 10 loans | 0.0% |
| Richardson County, NE | 2 | Under 10 loans | 0.0% |
| Saunders County, NE | 2 | Under 10 loans | 0.0% |
| Lee County, AL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Fayette County, GA | 1 | Under 10 loans | 0.0% |
| Calhoun County, IA | 1 | Under 10 loans | 0.0% |
| Dallas County, IA | 1 | Under 10 loans | 0.0% |
| Mills County, IA | 1 | Under 10 loans | 0.0% |
| Page County, IA | 1 | Under 10 loans | 0.0% |
| Plymouth County, IA | 1 | Under 10 loans | 0.0% |
| Warren County, IA | 1 | Under 10 loans | 0.0% |
| Cass County, MN | 1 | Under 10 loans | 0.0% |
| Clay County, MN | 1 | Under 10 loans | 0.0% |
| Lincoln County, MN | 1 | Under 10 loans | 0.0% |
| Sherburne County, MN | 1 | Under 10 loans | 0.0% |
| Stearns County, MN | 1 | Under 10 loans | 0.0% |
| Wright County, MN | 1 | Under 10 loans | 0.0% |
| Atchison County, MO | 1 | Under 10 loans | 0.0% |
| Adams County, NE | 1 | Under 10 loans | 0.0% |
| Buffalo County, NE | 1 | Under 10 loans | 0.0% |
| Hamilton County, NE | 1 | Under 10 loans | 0.0% |
| Keith County, NE | 1 | Under 10 loans | 0.0% |
| Saline County, NE | 1 | Under 10 loans | 0.0% |
| Stanton County, NE | 1 | Under 10 loans | 0.0% |
| Santa Fe County, NM | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.