Mortgage lenders in Washtenaw County
7,140 mortgages were made in Washtenaw County, Michigan, in 2025, by 379 lenders. The median rate their borrowers got was 6.650% on a median loan of $245,000. Of 9,617 decisions, 1,912 were denials — 19.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 608 | 6.750% | $215,000 | 17.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 548 | 6.500% | $315,000 | 9.4% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | 438 | 7.500% | $155,000 | 4.6% |
| LAKE MICHIGAN CREDIT UNION | 327 | 6.365% | $375,000 | 4.8% |
| The Huntington National Bank | 302 | 7.440% | $180,000 | 31.4% |
| DFCU FINANCIAL | 232 | 6.250% | $155,000 | 12.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 231 | 6.625% | $365,000 | 0.8% |
| First Merchants Bank | 223 | 6.470% | $285,000 | 7.8% |
| University Bank | 220 | 6.625% | $245,000 | 3.5% |
| STAUNTON FINANCIAL, INC. | 219 | 6.500% | $295,000 | 2.2% |
| Old National Bank | 185 | 6.250% | $305,000 | 11.0% |
| JPMorgan Chase Bank, National Association | 150 | 6.490% | $340,000 | 12.4% |
| PNC Bank, National Association | 147 | 7.360% | $125,000 | 23.6% |
| Bank of America, National Association | 137 | 5.990% | $205,000 | 30.5% |
| Citizens Bank, National Association | 124 | 7.400% | $155,000 | 20.6% |
| The Dart Bank | 116 | 6.750% | $305,000 | 4.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 102 | 6.875% | $285,000 | 7.3% |
| PULTE MORTGAGE LLC | 98 | 6.375% | $395,000 | 6.7% |
| Bank of Ann Arbor | 76 | Not published | $350,000 | 3.6% |
| MICHIGAN EDUCATIONAL | 76 | 6.750% | $90,000 | 7.3% |
| TRIAD FINANCIAL SERVICES, INC. | 70 | 8.490% | $85,000 | 59.7% |
| THE LOAN STORE, INC. | 70 | 6.625% | $330,000 | 9.5% |
| Fifth Third Bank, National Association | 68 | 7.813% | $110,000 | 40.7% |
| UNION HOME MORTGAGE CORP. | 68 | 6.625% | $335,000 | 2.8% |
| CREDIT UNION ONE | 65 | 7.990% | $105,000 | 20.2% |
| MORTGAGE 1 INCORPORATED | 63 | 6.500% | $265,000 | 3.0% |
| M/I FINANCIAL, LLC | 63 | 5.875% | $375,000 | 1.3% |
| MORTGAGE CENTER L.C | 62 | 6.250% | $325,000 | 6.1% |
| Genisys Credit Union | 60 | 7.245% | $125,000 | 14.3% |
| Lake Trust Credit Union | 56 | 7.500% | $55,000 | 45.2% |
| 21st Mortgage Corporation | 50 | 11.085% | $60,000 | 72.8% |
| NEWREZ LLC | 50 | 6.990% | $215,000 | 35.1% |
| NATIONSTAR MORTGAGE LLC | 49 | 6.990% | $215,000 | 23.4% |
| Independent Bank | 49 | 6.740% | $225,000 | 5.7% |
| Comerica Bank | 48 | 5.990% | $155,000 | 40.5% |
| Flagstar Bank, N.A. | 47 | 6.625% | $245,000 | 35.1% |
| COMMUNITY FINANCIAL CREDIT UNION | 45 | 7.750% | $105,000 | 14.9% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 44 | 7.500% | $170,000 | 16.7% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 39 | 6.490% | $145,000 | 21.6% |
| MOVEMENT MORTGAGE, LLC | 39 | 6.625% | $335,000 | 0.0% |
| GreenStone Farm Credit Services, FLCA | 37 | 6.800% | $405,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 35 | 5.999% | $355,000 | 18.2% |
| Mortgage Research Center, LLC | 33 | 6.250% | $345,000 | 38.9% |
| FIGURE LENDING LLC | 33 | 8.500% | $65,000 | 24.2% |
| Loandepot.Com, LLC | 33 | 6.750% | $195,000 | 33.3% |
| Navy Federal Credit Union | 32 | 7.688% | $155,000 | 34.7% |
| GREENSTATE Credit Union | 31 | 8.090% | $75,000 | 40.3% |
| GUARANTEED RATE, INC. | 29 | 6.625% | $275,000 | 3.2% |
| Coastal Community Bank | 27 | 10.740% | $55,000 | 0.0% |
| SPRING EQ, LLC | 26 | 9.438% | $75,000 | 56.3% |
| RUOFF MORTGAGE COMPANY, INC. | 26 | 7.000% | $220,000 | 5.9% |
| FREEDOM MORTGAGE CORPORATION | 25 | 6.250% | $315,000 | 18.9% |
| KeyBank National Association | 23 | 6.625% | $145,000 | 39.5% |
| TRUE COMMUNITY Credit Union | 23 | Not published | $75,000 | 32.4% |
| ZILLOW HOME LOANS, LLC | 23 | 6.500% | $235,000 | 0.0% |
| WesBanco Bank, Inc. | 22 | 6.933% | $305,000 | 4.4% |
| U.S. Bank National Association | 21 | 6.750% | $355,000 | 33.3% |
| MICHIGAN FIRST CREDIT UNION | 21 | 7.375% | $225,000 | 36.4% |
| Broker Solutions, Inc. | 20 | 6.933% | $250,000 | 20.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 17 | 7.750% | $195,000 | 26.1% |
| Morgan Stanley Private Bank, National Association | 17 | 6.050% | $575,000 | 5.3% |
| Kiavi Funding, Inc. | 17 | 10.950% | $235,000 | 5.6% |
| Third Federal Savings and Loan Association of Cleveland | 16 | 6.990% | $130,000 | 29.2% |
| Northstar Bank | 16 | Not published | $755,000 | 0.0% |
| AmeriSave Mortgage Corporation | 15 | 6.500% | $205,000 | 68.8% |
| Valon Mortgage, Inc. | 15 | 8.750% | $35,000 | 18.2% |
| CMG MORTGAGE, INC. | 14 | 6.813% | $345,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 13 | 6.250% | $155,000 | 60.5% |
| INSPIRE HOME LOANS INC. | 13 | 6.125% | $335,000 | 6.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 6.375% | $335,000 | 18.8% |
| PLAZA HOME MORTGAGE, INC. | 12 | 6.688% | $300,000 | 29.4% |
| Lendage, LLC | 12 | 10.750% | $60,000 | 13.3% |
| Superior National Bank | 12 | 6.750% | $355,000 | 7.7% |
| Tomo Mortgage, LLC | 11 | 6.500% | $315,000 | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 11 | 6.375% | $305,000 | 23.5% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 11 | 6.496% | $385,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 11 | 6.500% | $325,000 | 7.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 6.625% | $215,000 | 8.3% |
| LOC Credit Union | 11 | 4.990% | $105,000 | 8.3% |
| RESICENTRAL, LLC | 10 | 7.750% | $465,000 | 0.0% |
| First State Bank | 10 | 6.625% | $370,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 47.1% |
| EVERETT FINANCIAL, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 8 | Under 10 loans | Under 10 loans | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 38.5% |
| UIF CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| GUIDANCE RESIDENTIAL, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 53.8% |
| TOLL BROTHERS MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 5.6% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TLC COMMUNITY Credit Union | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Wings Financial Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Cornerstone First Mortgage, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMERS CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| GUILD MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Zeal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH METRO FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 9.1% |
| COMMUNITY CHOICE | 6 | Under 10 loans | Under 10 loans | 60.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 53.8% |
| PARDA Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 33.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VIBE CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN HERITAGE LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 14.3% |
| THE MORTGAGE LINK, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PRESTON HOME LOANS INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GVC MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DOW CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Public Service Credit Union | 5 | Under 10 loans | Under 10 loans | 37.5% |
| COMMUNITYAMERICA CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| NATIONAL COOPERATIVE BANK, N.A. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GreenStone Farm Credit Services, ACA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 89.7% |
| NEW DAY FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 50.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Horizon Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROSS MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| County National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mercantile Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Dort Financial Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAFCU Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL PLUS CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 3 | Under 10 loans | Under 10 loans | 68.9% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 42.9% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 33.3% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Michigan United Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Fairway Independent Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANTAGE ONE Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 84.6% |
| Zippy Loans, LLC | 2 | Under 10 loans | Under 10 loans | 80.0% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 28.6% |
| First Independence Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Michigan Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Sunflower Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Evergreen Bank Group | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL PACIFIC FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 33.3% |
| STOCKTON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESITE MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIVERSIFIED MEMBERS | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Christian Financial Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 179 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Washtenaw County
71 FDIC-insured branches from 15 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Huntington National Bank | 10 | $1.4 billion |
| JPMorgan Chase Bank, National Association | 8 | $2.4 billion |
| Fifth Third Bank, National Association | 8 | $1.0 billion |
| KeyBank National Association | 8 | $990.7 million |
| PNC Bank, National Association | 7 | $1.2 billion |
| Bank of Ann Arbor | 6 | $1.6 billion |
| Old National Bank | 5 | $420.9 million |
| Flagstar Bank, National Association | 4 | $318.7 million |
| First Merchants Bank | 4 | $227.9 million |
| Bank of America, National Association | 3 | $752.2 million |
| Chelsea State Bank | 3 | $363.1 million |
| University Bank | 2 | $1.1 billion |
| Northstar Bank | 1 | $182.7 million |
| Citizens Bank, National Association | 1 | $58.1 million |
| Bank Michigan | 1 | $41.7 million |
Closed since the 2025 survey
9 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Comerica Bank, 101 N Main St, Ste 100, Ann Arbor
- Comerica Bank, 1969 W Stadium Blvd, Ann Arbor
- Comerica Bank, 2665 Plymouth Rd, Ann Arbor
- Comerica Bank, 3001 S State St, Ann Arbor
- Comerica Bank, 3305 Washtenaw Ave, Ann Arbor
- Comerica Bank, 5370 Jackson Rd, Ann Arbor
- Comerica Bank & Trust, National Association, 101 N Main St, Ann Arbor
- JPMorgan Chase Bank, National Association, 5485 E Huron River Dr, Ypsilanti
- PNC Bank, National Association, 101 S Main St, Ann Arbor
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When the next year’s lending figures are out for Washtenaw County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.