Mortgage Lender Index

Home purchase lenders in Marion County

8,304 home purchase mortgages were made in Marion County, Florida, in 2025, by 514 lenders. The median rate their borrowers got was 6.490% on a median loan of $245,000. Of 10,408 decisions, 1,864 were denials — 17.9%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 813 6.499% $245,000 12.7%
DHI MORTGAGE COMPANY, LTD. 501 4.750% $285,000 21.2%
LENNAR MORTGAGE, LLC 327 5.125% $245,000 31.9%
CROSSCOUNTRY MORTGAGE, INC. 259 6.500% $275,000 5.4%
UNION HOME MORTGAGE CORP. 255 6.500% $265,000 5.2%
Rocket Mortgage, LLC 253 6.625% $225,000 15.3%
Fairway Independent Mortgage Corporation 242 5.990% $340,000 7.6%
Mortgage Research Center, LLC 221 6.500% $255,000 10.9%
PULTE MORTGAGE LLC 200 5.625% $305,000 9.0%
AMERICAN FINANCIAL NETWORK, INC. 185 6.625% $235,000 10.4%
CMG MORTGAGE, INC. 180 5.875% $265,000 2.5%
SUCCESS MORTGAGE PARTNERS, INC. 157 6.625% $245,000 4.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY 154 6.490% $245,000 6.5%
21st Mortgage Corporation 117 9.310% $135,000 69.0%
MORTGAGE FINANCIAL GROUP, INC. 117 6.500% $245,000 4.1%
Luminate Bank 110 6.125% $235,000 7.6%
Broker Solutions, Inc. 101 6.625% $225,000 8.2%
EVERETT FINANCIAL, INC. 98 6.688% $215,000 8.4%
NEWREZ LLC 98 6.313% $255,000 8.4%
ZILLOW HOME LOANS, LLC 88 6.625% $235,000 9.0%
GUARANTEED RATE, INC. 80 6.538% $235,000 5.8%
Navy Federal Credit Union 79 6.000% $255,000 5.9%
PENNYMAC LOAN SERVICES, LLC 74 6.375% $260,000 25.3%
JPMorgan Chase Bank, National Association 67 6.625% $205,000 17.7%
SouthState Bank, National Association 63 7.000% $165,000 17.7%
FBC MORTGAGE, LLC 60 5.990% $240,000 7.6%
GUILD MORTGAGE COMPANY 58 6.438% $185,000 3.1%
VANDERBILT MORTGAGE AND FINANCE, INC. 57 5.375% $285,000 59.4%
Plains Commerce Bank 55 6.375% $215,000 24.7%
A&D Mortgage LLC 55 6.875% $225,000 12.7%
THE LOAN STORE, INC. 53 6.625% $245,000 9.5%
Florida Credit Union 52 6.375% $85,000 61.5%
INSPIRE HOME LOANS INC. 52 4.875% $245,000 30.5%
AMERICAN FINANCIAL RESOURCES, INC. 52 6.625% $215,000 11.9%
MIDFLORIDA 51 6.375% $235,000 43.2%
First Federal Bank 51 6.375% $185,000 13.6%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 50 6.125% $280,000 21.9%
MOVEMENT MORTGAGE, LLC 50 6.750% $205,000 10.0%
Paramount Residential Mortgage Group, Inc. 49 6.625% $245,000 3.9%
Ameris Bank 48 6.563% $190,000 12.7%
Citizens First Bank 48 6.850% $220,000 2.0%
Bank of America, National Association 47 6.125% $215,000 27.3%
Equity Prime Mortgage LLC 46 6.438% $215,000 2.1%
AMERICAN BANCSHARES MORTGAGE, LLC 45 6.625% $215,000 0.0%
EMBRACE HOME LOANS, INC. 43 5.250% $315,000 2.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 42 6.625% $220,000 4.2%
KIND LENDING, LLC 40 6.313% $255,000 31.0%
Regions Bank 39 6.625% $215,000 19.3%
FREEDOM MORTGAGE CORPORATION 39 6.250% $275,000 20.4%
Kiavi Funding, Inc. 39 10.240% $205,000 4.8%
THE MORTGAGE FIRM, INC. 39 6.625% $245,000 0.0%
OCMBC, INC. 38 7.125% $220,000 15.7%
CAMPUS USA CREDIT UNION 38 6.438% $220,000 0.0%
CHAMPIONS FUNDING, LLC 37 7.500% $225,000 17.8%
Click n' Close, Inc. 36 7.188% $205,000 11.4%
Seacoast National Bank 36 6.750% $330,000 12.2%
STOCKTON MORTGAGE CORPORATION 36 6.875% $245,000 2.7%
Loandepot.Com, LLC 35 6.250% $245,000 48.6%
PLAZA HOME MORTGAGE, INC. 35 6.875% $215,000 33.3%
Truist Bank 35 6.400% $235,000 16.7%
COASTAL LOANS, LLC 35 4.990% $275,000 5.3%
Cornerstone First Mortgage, Inc 34 6.625% $245,000 8.1%
Wells Fargo Bank, National Association 33 6.625% $245,000 23.3%
BAYSHORE MORTGAGE FUNDING, LLC 33 6.375% $235,000 2.9%
AFFORDABLE MORTGAGE ADVISORS, LLC. 31 6.375% $275,000 0.0%
AMWEST FUNDING CORP. 30 6.875% $230,000 9.1%
TOP FLITE FINANCIAL, INC. 30 6.750% $160,000 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 30 6.495% $300,000 0.0%
Commerce Home Mortgage, Inc. 28 7.813% $215,000 6.7%
USAA Federal Savings Bank 27 6.500% $275,000 27.0%
Ixonia Bank 27 6.625% $245,000 15.6%
AMERICAN PACIFIC MORTGAGE CORPORATION 25 6.625% $235,000 13.8%
Wolfe Financial, Inc 24 6.750% $245,000 7.7%
LEADERONE FINANCIAL CORPORATION 24 5.933% $345,000 17.2%
TRIAD FINANCIAL SERVICES, INC. 23 8.630% $85,000 45.5%
FIRST COLONY MORTGAGE CORPORATION 23 6.250% $215,000 7.7%
Hometown Equity Mortgage, LLC 23 7.000% $225,000 23.3%
PNC Bank, National Association 22 6.625% $215,000 24.1%
HOMEXPRESS MORTGAGE CORP. 22 7.438% $205,000 38.9%
Suncoast Credit Union 22 5.625% $235,000 11.5%
TD Bank, National Association 21 6.500% $245,000 12.5%
Flagstar Bank, N.A. 20 6.500% $255,000 18.5%
NATIONSTAR MORTGAGE LLC 20 6.558% $180,000 4.6%
Mainstreet Community Bank of Florida 19 Not published $335,000 20.8%
DEEPHAVEN MORTGAGE LLC 19 6.875% $215,000 9.5%
GENEVA FINANCIAL, LLC 18 6.813% $210,000 5.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 18 5.870% $200,000 9.5%
BoxCar Mortgage, LLC 18 6.750% $220,000 5.3%
U.S. Bank National Association 17 6.750% $275,000 19.1%
JMAC LENDING, INC. 17 6.490% $235,000 5.6%
EMM LOANS LLC 17 6.250% $245,000 18.2%
NVR Mortgage Finance, Inc. 16 5.990% $310,000 42.9%
Waterstone Mortgage Corporation 16 6.625% $210,000 11.1%
SUN WEST MORTGAGE COMPANY, INC. 16 6.250% $275,000 0.0%
Fifth Third Bank, National Association 15 6.500% $235,000 16.7%
Brannen Bank 14 Not published $325,000 17.7%
Mortgage Lenders Investment Trading Corporation 14 7.000% $220,000 0.0%
NextMortgage, LLC 13 6.808% $235,000 7.1%
LOWER, LLC 13 6.500% $265,000 13.3%
ALKAN MORTGAGE CORPORATION 13 6.875% $245,000 6.7%
Sierra Pacific Mortgage Company, Inc. 13 6.250% $225,000 0.0%
VYSTAR CREDIT UNION 13 6.375% $235,000 7.1%
Logan Finance Corporation 12 7.062% $195,000 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 12 6.990% $220,000 20.0%
PANORAMA MORTGAGE GROUP, LLC 12 6.875% $215,000 0.0%
RMC HOME MORTGAGE, LLC 12 4.990% $285,000 0.0%
PENTAGON FEDERAL CREDIT UNION 11 6.125% $315,000 15.4%
ABSOLUTE HOME MORTGAGE CORPORATION 11 6.000% $225,000 0.0%
AMERITRUST MORTGAGE CORPORATION 11 6.500% $295,000 8.3%
Mid-Continent Funding, Inc. 11 6.750% $235,000 7.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. 11 6.875% $245,000 21.4%
NEXERA HOLDING LLC 11 7.500% $245,000 8.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC 11 7.750% $255,000 15.4%
PLANET HOME LENDING, LLC 11 6.500% $245,000 15.4%
Texana Bank, National Association 11 6.625% $245,000 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 10 7.562% $240,000 21.4%
The Federal Savings Bank 10 6.875% $225,000 16.7%
FIRST COMMUNITY MORTGAGE, INC. 10 6.750% $205,000 9.1%
Alcova Mortgage LLC 10 6.750% $225,000 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 9 Under 10 loans Under 10 loans 10.0%
Citadel Servicing Corporation 9 Under 10 loans Under 10 loans 0.0%
FlexPoint, Inc. 9 Under 10 loans Under 10 loans 0.0%
NATIONS DIRECT MORTGAGE, LLC 9 Under 10 loans Under 10 loans 18.2%
SOUTHWEST STAGE FUNDING, LLC 8 Under 10 loans Under 10 loans 33.3%
Prosperity Home Mortgage, LLC 8 Under 10 loans Under 10 loans 27.3%
NexBank 8 Under 10 loans Under 10 loans 18.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 8 Under 10 loans Under 10 loans 11.1%
Renasant Bank 8 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 8 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 36.4%
HOMEAMERICAN MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 33.3%
LoanUnited.com, LLC 7 Under 10 loans Under 10 loans 12.5%
Shea Mortgage Inc. 7 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 7 Under 10 loans Under 10 loans 0.0%
First National Bank of America 7 Under 10 loans Under 10 loans 12.5%
GEO-CORP, INC. 7 Under 10 loans Under 10 loans 12.5%
Citizens Bank, National Association 7 Under 10 loans Under 10 loans 12.5%
FINANCE OF AMERICA REVERSE LLC 7 Under 10 loans Under 10 loans 0.0%
City Lending Inc. 7 Under 10 loans Under 10 loans 0.0%
GENWAY HOME MORTGAGE, INC. 6 Under 10 loans Under 10 loans 68.4%
NFM, INC. 6 Under 10 loans Under 10 loans 0.0%
SPACE COAST CREDIT UNION 6 Under 10 loans Under 10 loans 30.0%
GTE Federal Credit Union 6 Under 10 loans Under 10 loans 33.3%
NEW DAY FINANCIAL, LLC 6 Under 10 loans Under 10 loans 0.0%
Reliable Holdings Manager dba Lendz Financial 6 Under 10 loans Under 10 loans 14.3%
POINT MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 0.0%
METROPLEX MORTGAGE SERVICES, INC. 6 Under 10 loans Under 10 loans 14.3%
KeyBank National Association 6 Under 10 loans Under 10 loans 14.3%
Cogent Bank 6 Under 10 loans Under 10 loans 0.0%
MORTGAGE EQUITY PARTNERS LLC 6 Under 10 loans Under 10 loans 0.0%
Capital City Home Loans, LLC 6 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 6 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 6 Under 10 loans Under 10 loans 0.0%
ALL CREDIT CONSIDERED MORTGAGE, INC. 6 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 5 Under 10 loans Under 10 loans 28.6%
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 Under 10 loans Under 10 loans 28.6%
CLEAREDGE LENDING LLC 5 Under 10 loans Under 10 loans 37.5%
Northpointe Bank 5 Under 10 loans Under 10 loans 16.7%
AMERICAN HERITAGE LENDING, LLC 5 Under 10 loans Under 10 loans 14.3%
GUARANTEED RATE AFFINITY, LLC 5 Under 10 loans Under 10 loans 0.0%
United Southern Bank 5 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 5 Under 10 loans Under 10 loans 28.6%
Barrington Bank & Trust Company, National Association 5 Under 10 loans Under 10 loans 0.0%
MY MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
NQM FUNDING, LLC 5 Under 10 loans Under 10 loans 0.0%
2549005Z23HAAZ6QDM98 5 Under 10 loans Under 10 loans 16.7%
Luminate Home Loans, Inc. 5 Under 10 loans Under 10 loans 16.7%
GERSHMAN INVESTMENT CORP. 5 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 5 Under 10 loans Under 10 loans 0.0%
CALCON MUTUAL MORTGAGE LLC 5 Under 10 loans Under 10 loans 16.7%
First Option Mortgage, LLC 5 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 5 Under 10 loans Under 10 loans 0.0%
254900O723MCLR701H50 4 Under 10 loans Under 10 loans 50.0%
VAN DYK MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
Filo Mortgage, L.L.C. 4 Under 10 loans Under 10 loans 20.0%
Centennial Bank 4 Under 10 loans Under 10 loans 33.3%
Home Mortgage Alliance Corporation (HMAC) 4 Under 10 loans Under 10 loans 0.0%
STG MORTGAGE INC 4 Under 10 loans Under 10 loans 0.0%
CLIFFCO, INC. 4 Under 10 loans Under 10 loans 20.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 4 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 4 Under 10 loans Under 10 loans 0.0%
RF RENOVO MANAGEMENT COMPANY, LLC 4 Under 10 loans Under 10 loans 0.0%
SUMMIT FUNDING, INC. 4 Under 10 loans Under 10 loans 20.0%
First Heritage Mortgage, LLC 4 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 4 Under 10 loans Under 10 loans 33.3%
LAKE MICHIGAN CREDIT UNION 4 Under 10 loans Under 10 loans 0.0%
ROSS MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. 4 Under 10 loans Under 10 loans 0.0%
CITIZENS EQUITY FIRST 4 Under 10 loans Under 10 loans 0.0%
RBC Bank, (Georgia) National Association 4 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 4 Under 10 loans Under 10 loans 0.0%
The Dart Bank 4 Under 10 loans Under 10 loans 0.0%
Union Savings Bank 4 Under 10 loans Under 10 loans 0.0%
TOTAL MORTGAGE SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
Discover Bank 3 Under 10 loans Under 10 loans 66.7%
Loan Funder LLC 3 Under 10 loans Under 10 loans 40.0%
NOVA FINANCIAL & INVESTMENT CORPORATION 3 Under 10 loans Under 10 loans 20.0%
LENDSURE MORTGAGE CORP. 3 Under 10 loans Under 10 loans 0.0%
FirstBank 3 Under 10 loans Under 10 loans 57.1%
254900CTT87ZKAUTIJ37 3 Under 10 loans Under 10 loans 25.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 314 lenders each made 3 or fewer mortgages here, and are counted in the totals above.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.