Mortgage lenders in Duval County
21,490 mortgages were made in Duval County, Florida, in 2025, by 638 lenders. The median rate their borrowers got was 6.500% on a median loan of $235,000. Of 30,949 decisions, 8,129 were denials — 26.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,437 | 6.250% | $275,000 | 12.1% |
| Rocket Mortgage, LLC | 1,346 | 6.625% | $205,000 | 21.3% |
| VYSTAR CREDIT UNION | 1,096 | 6.875% | $105,000 | 44.4% |
| Navy Federal Credit Union | 896 | 7.500% | $155,000 | 32.0% |
| COMMUNITY FIRST CREDIT UNION OF FLO | 642 | 6.875% | $105,000 | 25.4% |
| MOVEMENT MORTGAGE, LLC | 497 | 6.250% | $295,000 | 4.8% |
| Mortgage Research Center, LLC | 438 | 6.188% | $305,000 | 34.6% |
| Bank of America, National Association | 393 | 6.240% | $185,000 | 38.9% |
| LENNAR MORTGAGE, LLC | 386 | 4.500% | $305,000 | 14.8% |
| Ameris Bank | 374 | 6.125% | $255,000 | 16.2% |
| PENNYMAC LOAN SERVICES, LLC | 372 | 6.375% | $295,000 | 18.6% |
| DHI MORTGAGE COMPANY, LTD. | 366 | 3.990% | $295,000 | 19.9% |
| GUILD MORTGAGE COMPANY | 337 | 6.250% | $205,000 | 7.3% |
| FREEDOM MORTGAGE CORPORATION | 336 | 6.250% | $305,000 | 13.7% |
| Loandepot.Com, LLC | 296 | 6.250% | $250,000 | 32.2% |
| Kiavi Funding, Inc. | 278 | 9.950% | $175,000 | 11.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 250 | 6.625% | $285,000 | 7.6% |
| EVERETT FINANCIAL, INC. | 249 | 6.500% | $205,000 | 9.1% |
| LOANPEOPLE, LLC | 222 | 6.490% | $315,000 | 3.9% |
| NEWREZ LLC | 212 | 6.500% | $255,000 | 40.1% |
| CMG MORTGAGE, INC. | 208 | 6.625% | $265,000 | 6.1% |
| EMM LOANS LLC | 199 | 6.500% | $315,000 | 1.4% |
| First Federal Bank | 198 | 6.375% | $195,000 | 14.6% |
| Regions Bank | 193 | 6.125% | $225,000 | 47.7% |
| JET HOMELOANS, LP | 188 | 4.990% | $335,000 | 4.5% |
| THE LOAN STORE, INC. | 183 | 7.125% | $175,000 | 9.8% |
| GUARANTEED RATE, INC. | 169 | 6.475% | $265,000 | 15.2% |
| RadiFi Credit Union | 169 | 6.625% | $125,000 | 13.8% |
| PLANET HOME LENDING, LLC | 150 | 6.313% | $265,000 | 11.6% |
| FIGURE LENDING LLC | 149 | 8.900% | $55,000 | 24.9% |
| PULTE MORTGAGE LLC | 149 | 4.990% | $335,000 | 17.6% |
| KBHS HOME LOANS, LLC | 148 | 5.990% | $315,000 | 8.6% |
| JPMorgan Chase Bank, National Association | 147 | 6.375% | $225,000 | 21.8% |
| Broker Solutions, Inc. | 146 | 6.500% | $215,000 | 20.4% |
| Fairway Independent Mortgage Corporation | 142 | 6.625% | $255,000 | 11.1% |
| 21st Mortgage Corporation | 141 | 10.930% | $75,000 | 77.3% |
| NATIONSTAR MORTGAGE LLC | 140 | 7.000% | $125,000 | 22.9% |
| U.S. Bank National Association | 139 | 6.875% | $255,000 | 52.0% |
| PNC Bank, National Association | 137 | 7.375% | $135,000 | 42.6% |
| Truist Bank | 130 | 6.738% | $155,000 | 52.4% |
| Wells Fargo Bank, National Association | 126 | 6.125% | $245,000 | 26.4% |
| HOMEAMERICAN MORTGAGE CORPORATION | 124 | 4.500% | $305,000 | 22.5% |
| Prosperity Home Mortgage, LLC | 123 | 6.500% | $325,000 | 6.8% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 116 | 6.250% | $150,000 | 9.3% |
| INSPIRE HOME LOANS INC. | 112 | 4.875% | $345,000 | 14.0% |
| Fifth Third Bank, National Association | 110 | 7.950% | $115,000 | 46.2% |
| KIND LENDING, LLC | 106 | 6.500% | $305,000 | 27.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 102 | 6.625% | $285,000 | 3.7% |
| Gateway First Bank | 101 | 6.500% | $185,000 | 5.6% |
| Paramount Residential Mortgage Group, Inc. | 100 | 6.500% | $275,000 | 5.7% |
| SWBC MORTGAGE CORPORATION | 97 | 6.500% | $265,000 | 2.0% |
| Coastal Community Bank | 96 | 9.740% | $45,000 | 4.8% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 96 | 7.200% | $185,000 | 0.0% |
| SPRING EQ, LLC | 95 | 9.525% | $75,000 | 71.6% |
| 212 LOANS, LLC. | 94 | 11.990% | $155,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 92 | 6.250% | $305,000 | 10.4% |
| Plains Commerce Bank | 91 | 6.375% | $205,000 | 12.5% |
| PLAZA HOME MORTGAGE, INC. | 90 | 6.875% | $255,000 | 40.9% |
| ZILLOW HOME LOANS, LLC | 89 | 6.500% | $235,000 | 5.3% |
| Renasant Bank | 85 | 6.250% | $255,000 | 3.4% |
| A&D Mortgage LLC | 77 | 6.750% | $215,000 | 12.1% |
| GoodLeap, LLC | 76 | 7.100% | $105,000 | 30.0% |
| LAKEVIEW LOAN SERVICING, LLC | 73 | 6.490% | $245,000 | 60.1% |
| UNION HOME MORTGAGE CORP. | 73 | 6.625% | $285,000 | 16.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 72 | 6.500% | $265,000 | 6.5% |
| Texana Bank, National Association | 69 | 6.375% | $265,000 | 5.9% |
| AmeriSave Mortgage Corporation | 65 | 7.875% | $85,000 | 75.4% |
| FBC MORTGAGE, LLC | 61 | 4.990% | $305,000 | 13.9% |
| CHAMPIONS FUNDING, LLC | 60 | 7.500% | $205,000 | 14.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 59 | 6.625% | $265,000 | 7.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 58 | 6.313% | $200,000 | 58.7% |
| OCMBC, INC. | 58 | 6.999% | $195,000 | 9.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 58 | 10.268% | $140,000 | 15.7% |
| Zippy Loans, LLC | 57 | 8.000% | $45,000 | 64.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 57 | 5.750% | $315,000 | 29.6% |
| BETTER MORTGAGE CORPORATION | 57 | 7.750% | $205,000 | 42.3% |
| BPL MORTGAGE TRUST, LLC | 57 | 7.250% | $155,000 | 1.6% |
| Citizens Bank, National Association | 56 | 7.650% | $245,000 | 39.4% |
| NEW DAY FINANCIAL, LLC | 55 | 6.750% | $245,000 | 59.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 55 | 6.490% | $185,000 | 22.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 54 | 6.875% | $235,000 | 25.7% |
| Third Federal Savings and Loan Association of Cleveland | 52 | 6.990% | $110,000 | 51.3% |
| HOMEXPRESS MORTGAGE CORP. | 52 | 7.188% | $230,000 | 42.9% |
| DEEPHAVEN MORTGAGE LLC | 49 | 7.375% | $165,000 | 37.2% |
| Equity Prime Mortgage LLC | 47 | 6.750% | $285,000 | 25.4% |
| NATIONS DIRECT MORTGAGE, LLC | 46 | 6.620% | $275,000 | 14.8% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 44 | 7.375% | $195,000 | 17.0% |
| Flagstar Bank, N.A. | 43 | 6.375% | $275,000 | 31.8% |
| TOWNE MORTGAGE COMPANY | 43 | 6.125% | $245,000 | 3.5% |
| HANCOCK WHITNEY BANK | 42 | 6.188% | $235,000 | 18.9% |
| SouthState Bank, National Association | 42 | 6.590% | $305,000 | 27.6% |
| Summit Mortgage Corporation | 42 | 6.500% | $170,000 | 8.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 41 | 7.625% | $135,000 | 33.9% |
| TD Bank, National Association | 41 | 7.440% | $175,000 | 43.2% |
| NETWORK FUNDING, L.P. | 41 | 6.500% | $255,000 | 0.0% |
| AMWEST FUNDING CORP. | 40 | 6.813% | $205,000 | 6.8% |
| LENDINGONE, LLC | 39 | 7.140% | $145,000 | 49.4% |
| Commerce Home Mortgage, Inc. | 38 | 7.500% | $265,000 | 13.6% |
| Loan Funder LLC | 37 | 7.950% | $135,000 | 31.5% |
| Hometown Equity Mortgage, LLC | 37 | 7.250% | $195,000 | 41.3% |
| DOMINION FINANCIAL SERVICES, LLC | 37 | 7.250% | $165,000 | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 37 | 9.865% | $95,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 36 | 8.000% | $55,000 | 48.0% |
| LoanUnited.com, LLC | 36 | 6.188% | $320,000 | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 36 | 7.750% | $285,000 | 11.4% |
| RESICENTRAL, LLC | 36 | 6.495% | $345,000 | 5.1% |
| SPACE COAST CREDIT UNION | 35 | 5.740% | $155,000 | 29.1% |
| Click n' Close, Inc. | 35 | 7.125% | $235,000 | 7.7% |
| COASTLINE FEDERAL CREDIT UNION | 34 | 6.875% | $105,000 | 0.0% |
| Taylor Morrison Home Funding, Inc. | 31 | 4.750% | $305,000 | 31.1% |
| Lendage, LLC | 31 | 10.500% | $55,000 | 20.0% |
| GRACE HOME LENDING, LLC | 31 | 5.490% | $395,000 | 0.0% |
| JMAC LENDING, INC. | 30 | 6.563% | $285,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 30 | 6.075% | $515,000 | 5.9% |
| LOWER, LLC | 29 | 6.250% | $265,000 | 11.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 29 | 6.500% | $225,000 | 18.0% |
| USAA Federal Savings Bank | 28 | 6.250% | $320,000 | 51.7% |
| Pinnacle Bank | 28 | 5.813% | $105,000 | 41.8% |
| Citadel Servicing Corporation | 28 | 8.250% | $165,000 | 2.6% |
| NEXERA HOLDING LLC | 27 | 7.750% | $275,000 | 10.0% |
| AMERICAN HERITAGE LENDING, LLC | 27 | 7.500% | $145,000 | 13.2% |
| RIGHT START MORTGAGE, INC. | 27 | 6.490% | $295,000 | 10.0% |
| 254900M2C4Q6DATP2889 | 26 | 6.125% | $290,000 | 23.5% |
| PENTAGON FEDERAL CREDIT UNION | 26 | 7.750% | $105,000 | 40.9% |
| QUORUM FEDERAL CREDIT UNION | 26 | 8.558% | $130,000 | 37.0% |
| Discover Bank | 25 | 8.740% | $55,000 | 83.2% |
| RESOURCE FINANCIAL SERVICES, INC. | 25 | 6.500% | $315,000 | 3.9% |
| NVR Mortgage Finance, Inc. | 24 | 6.375% | $215,000 | 41.5% |
| FIRST COLONY MORTGAGE CORPORATION | 24 | 6.750% | $315,000 | 11.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 23 | 5.875% | $295,000 | 21.6% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 23 | 6.500% | $275,000 | 4.2% |
| Filo Mortgage, L.L.C. | 22 | 6.250% | $370,000 | 20.0% |
| FIRST FLORIDA Credit Union | 22 | 6.938% | $210,000 | 26.7% |
| United Community Bank | 22 | 6.500% | $255,000 | 17.9% |
| Alcova Mortgage LLC | 21 | 6.490% | $275,000 | 16.1% |
| FINANCE OF AMERICA REVERSE LLC | 21 | 6.625% | $195,000 | 12.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 21 | 7.625% | $255,000 | 4.6% |
| Easy Street Capital, LLC | 21 | 9.900% | $185,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 20 | 6.500% | $280,000 | 16.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 20 | 6.375% | $275,000 | 15.6% |
| PHH Mortgage Corporation | 19 | 6.250% | $225,000 | 31.0% |
| First Horizon Bank | 19 | 6.500% | $685,000 | 24.0% |
| LONGBRIDGE FINANCIAL, LLC | 19 | 6.250% | $185,000 | 0.0% |
| NFM, INC. | 19 | 7.249% | $255,000 | 0.0% |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | 19 | 6.490% | $305,000 | 9.5% |
| Bank OZK | 18 | 5.990% | $105,000 | 52.6% |
| Mid-Continent Funding, Inc. | 18 | 6.563% | $300,000 | 14.3% |
| Emporium TPO LLC | 18 | 7.188% | $235,000 | 12.0% |
| Synovus Bank | 17 | 7.900% | $185,000 | 23.1% |
| Manufacturers and Traders Trust Company | 17 | 5.990% | $205,000 | 30.8% |
| First-Citizens Bank & Trust Company | 17 | 6.490% | $205,000 | 26.1% |
| NextMortgage, LLC | 17 | 6.563% | $225,000 | 4.6% |
| 254900CTT87ZKAUTIJ37 | 16 | 7.688% | $165,000 | 35.7% |
| NBKC BANK | 16 | 6.433% | $370,000 | 20.0% |
| Bell Bank | 15 | 6.875% | $455,000 | 0.0% |
| CLEARPATH LENDING | 15 | 5.750% | $335,000 | 6.3% |
| Florida Capital Bank, National Association | 14 | 6.500% | $265,000 | 15.8% |
| T2 FINANCIAL LLC | 14 | 6.990% | $220,000 | 6.3% |
| TOLL BROTHERS MORTGAGE COMPANY | 14 | 5.933% | $440,000 | 0.0% |
| The Federal Savings Bank | 13 | 6.625% | $285,000 | 40.9% |
| Citibank, National Association | 13 | 6.500% | $285,000 | 7.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 13 | 6.250% | $265,000 | 12.5% |
| LIMA ONE CAPITAL, LLC | 13 | 8.400% | $255,000 | 35.0% |
| STG MORTGAGE INC | 13 | 6.375% | $215,000 | 13.3% |
| Cornerstone First Mortgage, Inc | 13 | 6.375% | $295,000 | 0.0% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 13 | 5.750% | $375,000 | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 13 | 6.125% | $255,000 | 13.3% |
| GARDNER FINANCIAL SERVICES, LTD. | 12 | 6.563% | $205,000 | 26.3% |
| ROYAL UNITED MORTGAGE LLC | 12 | 6.500% | $105,000 | 29.4% |
| 254900J2RKTTDJSUWD76 | 12 | 6.120% | $255,000 | 0.0% |
| Suncoast Credit Union | 12 | 5.813% | $145,000 | 0.0% |
| Charles Schwab Bank, SSB | 12 | 5.375% | $865,000 | 0.0% |
| Florida Credit Union | 11 | 5.990% | $65,000 | 73.2% |
| Tomo Mortgage, LLC | 11 | 6.125% | $385,000 | 21.4% |
| Cogent Bank | 11 | Not published | $365,000 | 0.0% |
| THE MORTGAGE FIRM, INC. | 11 | 6.490% | $315,000 | 0.0% |
| Archer Mortgage, LLC | 11 | 6.500% | $325,000 | 0.0% |
| Raymond James Bank | 11 | 5.500% | $1,025,000 | 8.3% |
| AMERICAN FINANCING CORPORATION | 10 | 5.688% | $200,000 | 62.3% |
| SOUTH RIVER MORTGAGE, LLC | 10 | 7.808% | $120,000 | 0.0% |
| The Huntington National Bank | 10 | 6.875% | $325,000 | 0.0% |
| Seacoast National Bank | 10 | 7.250% | $305,000 | 21.4% |
| CONSTRUCTIVE LOANS, LLC | 10 | 9.990% | $130,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 10 | 6.688% | $200,000 | 9.1% |
| First National Bank of Pennsylvania | 10 | 6.313% | $700,000 | 0.0% |
| MIDFLORIDA | 9 | Under 10 loans | Under 10 loans | 86.4% |
| Valon Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 33.3% |
| CALCON MUTUAL MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 33.3% |
| CLEAREDGE LENDING LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| City National Bank of Florida | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ALKAN MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Servion, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 8 | Under 10 loans | Under 10 loans | 18.2% |
| FAIRWINDS CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| TOP FLITE FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 438 lenders each made 8 or fewer mortgages here, and are counted in the totals above.
Bank branches in Duval County
155 FDIC-insured branches from 28 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Ameris Bank, 1301 Riverplace Blvd, Jacksonville
- JPMorgan Chase Bank, National Association, 13245 Atlantic Blvd, Jacksonville
- Synovus Bank, 521 Airport Center Dr, Jacksonville
- Synovus Bank, 7768 Ozark Dr, Jacksonville
- Synovus Bank, 961 Lane Ave S, Jacksonville
- TC FEDERAL BANK, 10970 San Jose Boulevard, Jacksonville
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When the next year’s lending figures are out for Duval County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.