GRACE HOME LENDING, LLC
GRACE HOME LENDING, LLC received 847 applications in 2025 and made 673 mortgages, in 19 counties across 3 states. The median rate its borrowers got was 5.490% on a median loan of $375,000. Of 680 decisions, 7 were denials — 1.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493008615GHD3IQ8V72 |
|---|---|
| Applications received | 847 |
| Mortgages made | 673 |
| Denied | 7 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 167 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.52 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 670 | 5.490% | $375,000 | 1.0% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where GRACE HOME LENDING, LLC lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harris County, TX | 207 | 5.875% | 0.5% |
| Montgomery County, TX | 173 | 5.490% | 2.3% |
| Fort Bend County, TX | 99 | 5.490% | 2.0% |
| Brazoria County, TX | 46 | 5.500% | 0.0% |
| Duval County, FL | 31 | 5.490% | 0.0% |
| Chambers County, TX | 24 | 5.490% | 0.0% |
| Hillsborough County, FL | 21 | 5.750% | 0.0% |
| Waller County, TX | 13 | 6.375% | 0.0% |
| Sarasota County, FL | 12 | 3.990% | 0.0% |
| Pasco County, FL | 10 | 4.490% | 0.0% |
| St. Johns County, FL | 9 | Under 10 loans | 0.0% |
| Galveston County, TX | 6 | Under 10 loans | 0.0% |
| Manatee County, FL | 5 | Under 10 loans | 0.0% |
| Nassau County, FL | 5 | Under 10 loans | 0.0% |
| Orange County, FL | 5 | Under 10 loans | 0.0% |
| Pinellas County, FL | 4 | Under 10 loans | 0.0% |
| Lake County, FL | 2 | Under 10 loans | 0.0% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Berkeley County, SC | 0 | Under 10 loans | Not published |
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When GRACE HOME LENDING, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.