Home purchase lenders in Duval County
12,958 home purchase mortgages were made in Duval County, Florida, in 2025, by 512 lenders. The median rate their borrowers got was 6.375% on a median loan of $275,000. Of 15,909 decisions, 2,457 were denials — 15.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,669 | 6.375% | $275,000 | 8.2% |
| Rocket Mortgage, LLC | 461 | 6.500% | $265,000 | 14.7% |
| MOVEMENT MORTGAGE, LLC | 421 | 6.250% | $305,000 | 3.8% |
| LENNAR MORTGAGE, LLC | 386 | 4.500% | $305,000 | 14.8% |
| Mortgage Research Center, LLC | 377 | 6.250% | $305,000 | 11.4% |
| Navy Federal Credit Union | 368 | 6.125% | $305,000 | 9.7% |
| DHI MORTGAGE COMPANY, LTD. | 366 | 3.990% | $295,000 | 19.9% |
| GUILD MORTGAGE COMPANY | 332 | 6.250% | $205,000 | 6.4% |
| Ameris Bank | 316 | 5.990% | $255,000 | 10.7% |
| EVERETT FINANCIAL, INC. | 232 | 6.500% | $205,000 | 9.0% |
| VYSTAR CREDIT UNION | 207 | 5.875% | $285,000 | 10.2% |
| PENNYMAC LOAN SERVICES, LLC | 201 | 6.375% | $335,000 | 13.9% |
| LOANPEOPLE, LLC | 198 | 6.490% | $320,000 | 4.4% |
| Kiavi Funding, Inc. | 196 | 10.700% | $185,000 | 7.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 195 | 6.625% | $295,000 | 5.3% |
| EMM LOANS LLC | 189 | 6.500% | $315,000 | 1.0% |
| First Federal Bank | 188 | 6.313% | $195,000 | 12.9% |
| JET HOMELOANS, LP | 185 | 4.990% | $335,000 | 4.6% |
| CMG MORTGAGE, INC. | 173 | 6.625% | $275,000 | 5.0% |
| Bank of America, National Association | 158 | 5.995% | $265,000 | 20.1% |
| PULTE MORTGAGE LLC | 149 | 4.990% | $335,000 | 17.6% |
| KBHS HOME LOANS, LLC | 148 | 5.990% | $315,000 | 8.6% |
| 21st Mortgage Corporation | 141 | 10.930% | $75,000 | 76.9% |
| GUARANTEED RATE, INC. | 139 | 6.250% | $275,000 | 7.3% |
| COMMUNITY FIRST CREDIT UNION OF FLO | 134 | 6.150% | $290,000 | 6.3% |
| Loandepot.Com, LLC | 133 | 4.990% | $315,000 | 26.9% |
| Fairway Independent Mortgage Corporation | 133 | 6.625% | $255,000 | 11.8% |
| HOMEAMERICAN MORTGAGE CORPORATION | 124 | 4.500% | $305,000 | 22.5% |
| Regions Bank | 114 | 6.125% | $260,000 | 28.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 114 | 6.250% | $145,000 | 9.4% |
| PLANET HOME LENDING, LLC | 114 | 6.500% | $255,000 | 5.0% |
| Prosperity Home Mortgage, LLC | 112 | 6.500% | $315,000 | 6.6% |
| INSPIRE HOME LOANS INC. | 112 | 4.875% | $345,000 | 14.0% |
| Broker Solutions, Inc. | 106 | 6.433% | $225,000 | 7.8% |
| Paramount Residential Mortgage Group, Inc. | 97 | 6.500% | $275,000 | 4.9% |
| FREEDOM MORTGAGE CORPORATION | 96 | 6.063% | $315,000 | 9.4% |
| Gateway First Bank | 94 | 6.438% | $180,000 | 4.1% |
| 212 LOANS, LLC. | 94 | 11.990% | $155,000 | 0.0% |
| NEWREZ LLC | 93 | 6.490% | $305,000 | 11.3% |
| JPMorgan Chase Bank, National Association | 92 | 6.375% | $245,000 | 16.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 92 | 6.625% | $280,000 | 3.1% |
| Plains Commerce Bank | 91 | 6.375% | $205,000 | 12.5% |
| SWBC MORTGAGE CORPORATION | 90 | 6.500% | $270,000 | 1.1% |
| ZILLOW HOME LOANS, LLC | 89 | 6.500% | $235,000 | 5.3% |
| THE LOAN STORE, INC. | 88 | 6.490% | $265,000 | 3.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 83 | 6.375% | $305,000 | 10.1% |
| KIND LENDING, LLC | 82 | 6.313% | $305,000 | 22.4% |
| Wells Fargo Bank, National Association | 80 | 5.938% | $305,000 | 15.5% |
| Renasant Bank | 76 | 6.188% | $255,000 | 3.8% |
| PLAZA HOME MORTGAGE, INC. | 75 | 6.990% | $255,000 | 35.8% |
| U.S. Bank National Association | 68 | 6.250% | $455,000 | 16.1% |
| UNION HOME MORTGAGE CORP. | 65 | 6.625% | $295,000 | 11.8% |
| Texana Bank, National Association | 63 | 6.375% | $265,000 | 2.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 62 | 6.563% | $265,000 | 4.6% |
| FBC MORTGAGE, LLC | 60 | 4.990% | $305,000 | 14.1% |
| Zippy Loans, LLC | 57 | 8.000% | $45,000 | 64.1% |
| RadiFi Credit Union | 57 | 6.250% | $265,000 | 12.3% |
| A&D Mortgage LLC | 53 | 6.750% | $235,000 | 12.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 49 | 6.625% | $265,000 | 7.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 42 | 6.750% | $250,000 | 26.3% |
| NETWORK FUNDING, L.P. | 41 | 6.500% | $255,000 | 0.0% |
| Summit Mortgage Corporation | 40 | 6.500% | $165,000 | 6.8% |
| TOWNE MORTGAGE COMPANY | 40 | 6.188% | $240,000 | 3.7% |
| Equity Prime Mortgage LLC | 38 | 6.750% | $270,000 | 19.2% |
| OCMBC, INC. | 38 | 6.813% | $195,000 | 5.9% |
| Flagstar Bank, N.A. | 37 | 6.375% | $285,000 | 26.0% |
| HANCOCK WHITNEY BANK | 37 | 6.125% | $235,000 | 14.0% |
| TRIAD FINANCIAL SERVICES, INC. | 36 | 8.000% | $55,000 | 48.0% |
| NATIONS DIRECT MORTGAGE, LLC | 36 | 6.620% | $280,000 | 16.3% |
| Click n' Close, Inc. | 34 | 7.125% | $240,000 | 7.9% |
| Truist Bank | 33 | 6.490% | $275,000 | 26.1% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 32 | 10.310% | $200,000 | 0.0% |
| RESICENTRAL, LLC | 32 | 6.563% | $340,000 | 2.9% |
| Taylor Morrison Home Funding, Inc. | 31 | 4.750% | $305,000 | 31.1% |
| GRACE HOME LENDING, LLC | 31 | 5.490% | $395,000 | 0.0% |
| PNC Bank, National Association | 29 | 6.500% | $285,000 | 9.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 29 | 7.750% | $285,000 | 11.4% |
| USAA Federal Savings Bank | 27 | 6.250% | $325,000 | 46.0% |
| Commerce Home Mortgage, Inc. | 27 | 7.750% | $265,000 | 10.0% |
| JMAC LENDING, INC. | 27 | 6.625% | $285,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 26 | 8.125% | $225,000 | 10.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 26 | 6.500% | $230,000 | 20.0% |
| RIGHT START MORTGAGE, INC. | 26 | 6.495% | $290,000 | 10.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 25 | 7.375% | $195,000 | 10.7% |
| LOWER, LLC | 25 | 6.250% | $255,000 | 3.7% |
| RESOURCE FINANCIAL SERVICES, INC. | 25 | 6.500% | $315,000 | 3.9% |
| BPL MORTGAGE TRUST, LLC | 25 | 7.375% | $155,000 | 3.5% |
| NVR Mortgage Finance, Inc. | 24 | 6.375% | $215,000 | 41.5% |
| AMWEST FUNDING CORP. | 23 | 6.750% | $215,000 | 4.0% |
| NEXERA HOLDING LLC | 23 | 7.500% | $315,000 | 4.2% |
| SouthState Bank, National Association | 22 | 6.500% | $350,000 | 8.3% |
| FIRST COLONY MORTGAGE CORPORATION | 21 | 6.625% | $315,000 | 9.7% |
| Alcova Mortgage LLC | 21 | 6.490% | $275,000 | 16.1% |
| Morgan Stanley Private Bank, National Association | 21 | 6.000% | $665,000 | 4.2% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 21 | 6.500% | $275,000 | 4.6% |
| Filo Mortgage, L.L.C. | 20 | 6.188% | $385,000 | 21.4% |
| BETTER MORTGAGE CORPORATION | 20 | 6.500% | $225,000 | 9.1% |
| DEEPHAVEN MORTGAGE LLC | 18 | 7.500% | $165,000 | 25.0% |
| Fifth Third Bank, National Association | 17 | 6.625% | $345,000 | 32.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 17 | 6.375% | $265,000 | 17.9% |
| Hometown Equity Mortgage, LLC | 17 | 7.375% | $225,000 | 32.0% |
| NextMortgage, LLC | 17 | 6.563% | $225,000 | 4.6% |
| NFM, INC. | 17 | 7.249% | $255,000 | 0.0% |
| Loan Funder LLC | 16 | 10.870% | $145,000 | 38.5% |
| LoanUnited.com, LLC | 16 | 6.688% | $315,000 | 27.3% |
| TD Bank, National Association | 16 | 6.375% | $480,000 | 20.0% |
| AMERICAN HERITAGE LENDING, LLC | 16 | 7.313% | $145,000 | 19.1% |
| NATIONSTAR MORTGAGE LLC | 15 | 6.490% | $315,000 | 16.7% |
| Citizens Bank, National Association | 14 | 6.250% | $825,000 | 22.2% |
| HOMEXPRESS MORTGAGE CORP. | 14 | 7.250% | $240,000 | 26.3% |
| Mid-Continent Funding, Inc. | 14 | 6.750% | $315,000 | 6.7% |
| TOLL BROTHERS MORTGAGE COMPANY | 14 | 5.933% | $440,000 | 0.0% |
| Bell Bank | 14 | 6.813% | $420,000 | 0.0% |
| First Horizon Bank | 13 | 6.375% | $685,000 | 13.3% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 13 | 5.750% | $375,000 | 0.0% |
| T2 FINANCIAL LLC | 13 | 6.990% | $225,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.250% | $305,000 | 13.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 12 | 3.625% | $260,000 | 28.6% |
| STG MORTGAGE INC | 12 | 6.433% | $215,000 | 0.0% |
| Citadel Servicing Corporation | 12 | 8.625% | $120,000 | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 12 | 11.000% | $185,000 | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 12 | 6.563% | $205,000 | 26.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.750% | $250,000 | 14.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 12 | 6.625% | $280,000 | 7.1% |
| 254900J2RKTTDJSUWD76 | 12 | 6.120% | $255,000 | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 12 | 6.125% | $250,000 | 0.0% |
| Tomo Mortgage, LLC | 11 | 6.125% | $385,000 | 21.4% |
| NBKC BANK | 11 | 6.625% | $375,000 | 15.4% |
| Cornerstone First Mortgage, Inc | 11 | 6.250% | $295,000 | 0.0% |
| Archer Mortgage, LLC | 11 | 6.500% | $325,000 | 0.0% |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | 11 | 6.250% | $785,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 10 | 7.563% | $130,000 | 36.8% |
| Citibank, National Association | 10 | 6.438% | $290,000 | 0.0% |
| Emporium TPO LLC | 10 | 7.188% | $290,000 | 14.3% |
| The Huntington National Bank | 10 | 6.875% | $325,000 | 0.0% |
| Cogent Bank | 10 | Not published | $375,000 | 0.0% |
| THE MORTGAGE FIRM, INC. | 10 | 6.433% | $330,000 | 0.0% |
| FIRST FLORIDA Credit Union | 10 | 6.500% | $255,000 | 0.0% |
| Florida Capital Bank, National Association | 10 | 6.495% | $260,000 | 8.3% |
| First National Bank of Pennsylvania | 10 | 6.313% | $700,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| City National Bank of Florida | 9 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Servion, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Charles Schwab Bank, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 8 | Under 10 loans | Under 10 loans | 60.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 25.0% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 18.2% |
| Suncoast Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 7 | Under 10 loans | Under 10 loans | 36.4% |
| LIMA ONE CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 7 | Under 10 loans | Under 10 loans | 12.5% |
| DAS Acquisition Company, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| NEW WAVE LENDING GROUP INC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| FIRST EQUITY MORTGAGE INCORPORATED | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| LAKEVIEW LOAN SERVICING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SPACE COAST CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FAIRWINDS CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALKAN MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Raymond James Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CSL Financial, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | Under 10 loans | Under 10 loans | 87.8% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 54.6% |
| Manufacturers and Traders Trust Company | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Capital City Home Loans, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| THE MORTGAGE LINK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FlexPoint, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| VAN DYK MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RMC HOME MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Seacoast National Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GENEVA FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MSA MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Publix Employees Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 312 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.