Mortgage lenders in Forsyth County
9,620 mortgages were made in Forsyth County, North Carolina, in 2025, by 457 lenders. The median rate their borrowers got was 6.500% on a median loan of $205,000. Of 13,056 decisions, 2,932 were denials — 22.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| STATE EMPLOYEES' | 844 | 6.250% | $125,000 | 27.7% |
| Rocket Mortgage, LLC | 643 | 6.625% | $185,000 | 17.9% |
| ALLEGACY FEDERAL CREDIT UNION | 617 | 5.750% | $105,000 | 17.4% |
| Truliant Federal Credit Union | 475 | 7.250% | $85,000 | 51.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 397 | 6.500% | $225,000 | 1.7% |
| Truist Bank | 307 | 6.625% | $155,000 | 33.5% |
| First National Bank of Pennsylvania | 305 | 6.240% | $265,000 | 16.7% |
| Fairway Independent Mortgage Corporation | 291 | 6.750% | $215,000 | 6.7% |
| MOVEMENT MORTGAGE, LLC | 289 | 6.562% | $275,000 | 2.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 251 | 6.124% | $255,000 | 17.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 232 | 6.500% | $245,000 | 2.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 198 | 5.990% | $345,000 | 37.5% |
| First-Citizens Bank & Trust Company | 177 | 6.200% | $145,000 | 20.3% |
| LENNAR MORTGAGE, LLC | 138 | 5.995% | $245,000 | 6.6% |
| Prosperity Home Mortgage, LLC | 129 | 6.250% | $315,000 | 3.0% |
| Mortgage Research Center, LLC | 128 | 6.250% | $275,000 | 28.2% |
| DHI MORTGAGE COMPANY, LTD. | 115 | 5.125% | $245,000 | 14.1% |
| Navy Federal Credit Union | 114 | 7.295% | $175,000 | 23.4% |
| FREEDOM MORTGAGE CORPORATION | 108 | 6.250% | $240,000 | 16.3% |
| Bank of America, National Association | 107 | 6.240% | $135,000 | 44.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 105 | 6.575% | $235,000 | 2.7% |
| GUARANTEED RATE, INC. | 103 | 6.550% | $215,000 | 8.0% |
| JPMorgan Chase Bank, National Association | 92 | 6.495% | $225,000 | 6.9% |
| Pinnacle Bank | 91 | 6.500% | $205,000 | 17.8% |
| Wells Fargo Bank, National Association | 87 | 6.375% | $195,000 | 26.7% |
| NATIONSTAR MORTGAGE LLC | 82 | 6.990% | $165,000 | 10.4% |
| Kiavi Funding, Inc. | 81 | 7.125% | $115,000 | 4.7% |
| U.S. Bank National Association | 78 | 6.563% | $245,000 | 29.1% |
| ENVOY MORTGAGE, LTD | 76 | 6.625% | $225,000 | 1.3% |
| Loandepot.Com, LLC | 74 | 6.495% | $180,000 | 45.3% |
| PENNYMAC LOAN SERVICES, LLC | 74 | 5.990% | $250,000 | 13.0% |
| First Horizon Bank | 73 | 7.260% | $205,000 | 27.6% |
| The Fidelity Bank | 68 | 7.000% | $205,000 | 12.5% |
| CANOPY MORTGAGE, LLC | 64 | 6.375% | $235,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 63 | 6.625% | $255,000 | 2.9% |
| AmeriSave Mortgage Corporation | 61 | 8.000% | $105,000 | 56.3% |
| CMG MORTGAGE, INC. | 59 | 6.625% | $275,000 | 12.5% |
| NEWREZ LLC | 55 | 6.625% | $165,000 | 38.0% |
| Piedmont Federal Savings Bank | 55 | 6.600% | $245,000 | 6.6% |
| Broker Solutions, Inc. | 49 | 6.750% | $195,000 | 17.7% |
| PNC Bank, National Association | 45 | 7.350% | $115,000 | 35.7% |
| LATINO COMMUNITY CREDIT UNION | 43 | 7.500% | $175,000 | 4.0% |
| FIGURE LENDING LLC | 42 | 10.450% | $55,000 | 20.3% |
| GUILD MORTGAGE COMPANY | 40 | 6.625% | $225,000 | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 37 | 6.500% | $245,000 | 2.6% |
| SPRING EQ, LLC | 36 | 8.450% | $65,000 | 63.6% |
| Ameris Bank | 36 | 6.625% | $230,000 | 5.1% |
| Coastal Community Bank | 35 | 10.240% | $55,000 | 2.0% |
| Summit Credit Union | 35 | Not published | $55,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 34 | 9.500% | $160,000 | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 33 | 6.250% | $305,000 | 2.9% |
| Alcova Mortgage LLC | 33 | 6.500% | $235,000 | 0.0% |
| GoodLeap, LLC | 32 | 6.250% | $155,000 | 18.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 31 | 7.490% | $125,000 | 18.4% |
| Citizens Bank, National Association | 28 | 7.900% | $115,000 | 31.0% |
| First Bank | 28 | 6.625% | $250,000 | 14.7% |
| EQUITY RESOURCES, INC. | 28 | 6.563% | $235,000 | 12.5% |
| Atlantic Coast Mortgage, LLC | 28 | 6.558% | $270,000 | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 28 | 6.750% | $270,000 | 3.5% |
| Atlantic Union Bank | 27 | 6.880% | $265,000 | 25.0% |
| PLAZA HOME MORTGAGE, INC. | 27 | 7.250% | $215,000 | 15.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 26 | 6.433% | $175,000 | 27.9% |
| A&D Mortgage LLC | 26 | 6.625% | $290,000 | 3.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 25 | 6.625% | $175,000 | 43.3% |
| USAA Federal Savings Bank | 25 | 6.500% | $275,000 | 28.6% |
| Bank OZK | 25 | 6.500% | $145,000 | 14.3% |
| Ixonia Bank | 25 | 6.990% | $275,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 24 | 6.313% | $190,000 | 4.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 21 | 6.375% | $315,000 | 8.7% |
| MORTGAGE INVESTORS GROUP, INC. | 21 | 6.500% | $245,000 | 8.7% |
| SUMMIT FUNDING, INC. | 21 | 6.875% | $285,000 | 0.0% |
| LOWER, LLC | 19 | 6.750% | $245,000 | 24.0% |
| JET HOMELOANS, LP | 19 | 6.125% | $435,000 | 0.0% |
| KIND LENDING, LLC | 19 | 6.625% | $285,000 | 5.0% |
| NEW DAY FINANCIAL, LLC | 18 | 6.990% | $240,000 | 58.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 18 | 5.750% | $270,000 | 22.9% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 18 | 7.750% | $255,000 | 4.8% |
| LAKEVIEW LOAN SERVICING, LLC | 17 | 6.125% | $285,000 | 56.1% |
| American Security Mortgage Corp. | 17 | 6.750% | $245,000 | 5.6% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 17 | 5.625% | $345,000 | 10.5% |
| Equity Prime Mortgage LLC | 16 | 6.563% | $280,000 | 15.8% |
| Third Federal Savings and Loan Association of Cleveland | 16 | 6.990% | $115,000 | 33.3% |
| COASTAL Federal Credit Union | 16 | 7.750% | $105,000 | 33.3% |
| Summit Mortgage Corporation | 16 | 6.625% | $250,000 | 5.9% |
| CHAMPIONS FUNDING, LLC | 16 | 7.375% | $245,000 | 15.8% |
| PIEDMONT ADVANTAGE CREDIT UNION | 15 | 7.750% | $65,000 | 34.8% |
| Fifth Third Bank, National Association | 14 | 7.625% | $270,000 | 28.6% |
| Lendage, LLC | 14 | 12.063% | $55,000 | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 14 | 6.250% | $250,000 | 0.0% |
| PLANET HOME LENDING, LLC | 14 | 5.990% | $200,000 | 16.7% |
| Empeople Credit Union | 14 | 6.558% | $175,000 | 17.7% |
| LOCAL GOVERNMENT | 13 | 8.250% | $55,000 | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 13 | 7.000% | $205,000 | 33.3% |
| PHH Mortgage Corporation | 13 | 6.375% | $275,000 | 0.0% |
| THE LOAN STORE, INC. | 13 | 7.125% | $135,000 | 5.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 13 | 10.220% | $95,000 | 23.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 13 | 5.750% | $315,000 | 16.7% |
| BETTER MORTGAGE CORPORATION | 12 | 6.750% | $300,000 | 55.2% |
| Renasant Bank | 12 | 6.500% | $260,000 | 7.7% |
| Loan Funder LLC | 11 | 7.680% | $115,000 | 15.4% |
| Primis Mortgage Company | 11 | 6.563% | $225,000 | 0.0% |
| SELF-HELP Credit Union | 11 | 7.875% | $175,000 | 21.4% |
| First Federal Bank | 11 | 6.625% | $275,000 | 15.4% |
| 254900M2C4Q6DATP2889 | 10 | 6.188% | $255,000 | 41.2% |
| CAPITAL CENTER, L.L.C. | 10 | 6.875% | $285,000 | 9.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 10 | 6.370% | $215,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 8.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ZILLOW HOME LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Wolfe Financial, Inc | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Citadel Servicing Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| SKYLINE NATIONAL BANK | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 14.3% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 8 | Under 10 loans | Under 10 loans | 20.0% |
| NFM, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 80.6% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 33.3% |
| MILEND, INC. | 7 | Under 10 loans | Under 10 loans | 27.3% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TD Bank, National Association | 7 | Under 10 loans | Under 10 loans | 30.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 20.0% |
| ROYAL UNITED MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Peoples Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 6 | Under 10 loans | Under 10 loans | 87.2% |
| AMERICAN FINANCING CORPORATION | 6 | Under 10 loans | Under 10 loans | 47.4% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 60.0% |
| Regions Bank | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Huntington National Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN INTERNET MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| FINANCE OF AMERICA REVERSE LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MLD MORTGAGE INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association of Lakewood | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Mid-Continent Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Carter Bank & Trust | 5 | Under 10 loans | Under 10 loans | 16.7% |
| General Mortgage Capital Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 4 | Under 10 loans | Under 10 loans | 14.3% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Strong Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SKYLA FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| KEYSTONE FUNDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDERS FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Uwharrie Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| North State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Reliance Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AgFirst Farm Credit Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| ABL RPC Residential Credit Acquisition LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Blue Ridge Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| EASTMAN CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 257 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Forsyth County
84 FDIC-insured branches from 22 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 12 | $3.5 billion |
| Wells Fargo Bank, National Association | 11 | $2.4 billion |
| First Horizon Bank | 10 | $858.4 million |
| First-Citizens Bank & Trust Company | 6 | $766.5 million |
| Piedmont Federal Savings Bank | 6 | $736.1 million |
| Bank of America, National Association | 5 | $896.5 million |
| First National Bank of Pennsylvania | 4 | $209.8 million |
| Woodforest National Bank | 4 | $18.6 million |
| Pinnacle Bank | 3 | $623.8 million |
| The Fidelity Bank | 3 | $260.6 million |
| First Bank | 3 | $142.7 million |
| The Huntington National Bank | 3 | $75.8 million |
| JPMorgan Chase Bank, National Association | 3 | $36.0 million |
| PNC Bank, National Association | 2 | $160.6 million |
| Carter Bank & Trust | 2 | $17.3 million |
| Bank OZK | 1 | $136.3 million |
| United Community Bank | 1 | $50.6 million |
| Triad Business Bank | 1 | $46.4 million |
| TowneBank | 1 | $33.1 million |
| ENCORE BANK | 1 | $27.8 million |
| Mechanics & Farmers Bank | 1 | $21.1 million |
| Atlantic Union Bank | 1 | $19.0 million |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- First Horizon Bank, 2006 S Hawthorne Rd, Winston-Salem
- Piedmont Federal Savings Bank, 633 N Liberty St, Winston Salem
- The Huntington National Bank, 751 W 4th St., Winston-Salem
Get told when this changes
When the next year’s lending figures are out for Forsyth County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.